Brightside Consultancy
ActiveBrightside Consultancy is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3k and a net result of €1k. Equity is shrinking by ~23.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 15% of 7980 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7980 sector peers (2025).
NBB · sector comparisonPosition among 7980 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
26 d late
2023
9 d early
2022
18 d early
2021
2 d early
2020
3 d early
2019
113 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▲ 72.4%
2024 · €2k
2018: €14k
2019: €28k
2020: €8k
2021: €14k
2022: €11k
2023: €3k
2024: €2k
2018 → 2025
Net result
€1k
2024 · €-1k
2018: €7k
2019: €4k
2020: €-20k
2021: €6k
2022: €-3k
2023: €-7k
2024: €-1k
2018 → 2025
Total assets
€41k▲ 19.0%
2024 · €34k
2018: €44k
2019: €44k
2020: €23k
2021: €40k
2022: €49k
2023: €42k
2024: €34k
2018 → 2025
Solvency
8.5%▲ 2.6pp
2024 · 5.9%
2018: 30.9%
2019: 64.1%
2020: 36.5%
2021: 34.6%
2022: 21.9%
2023: 7.7%
2024: 5.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€11k▼ 23.2%€3k▼ 69.7%€2k▼ 37.7%€3k▲ 72.4%
Operating result€7k-€-3k€-7k▼ 170%€-702▲ 89.7%€4k
Net result€6k-€-3k€-7k▼ 131%€-1k▲ 83.6%€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €702 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€12k▼ 28.6%
Current assets
€29k▲ 64.2%
Equity and liabilities €41k
Equity
€3k▲ 72.4%
Debt
€37k▲ 15.7%
The debt ratio falls from 94.1% to 91.5%. Equity and debt are higher.
Key figures and ratios
Solvency
8.5%▲
2024 · 5.9%
ROE
42.0%▲
2024 · -60.4%
ROA
3.6%▲
2024 · -3.6%
Debt
€37k▲
2024 · €32k
Debt ≤ 1 year
€37k▲
2024 · €32k
Income taxes
€2k▲
2024 · €416
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€41k▲
Fixed assets21/28€17k€12k▼
Tangible fixed assets22/27€17k€12k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€8k€6k▼
Current assets29/58€18k€29k▲
Amounts receivable within one year40/41€11k€24k▲
Trade receivables40€8k€22k▲
Other amounts receivable41€2k€2k=
Cash at bank and in hand54/58€6k€3k▼
Deferred charges and accrued income490/1€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€34k€41k▲
Equity10/15€2k€3k▲
Contributions10/11€19k€19k=
Reserves13€10k€10k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€-26k€-25k▲
Amounts payable17/49€32k€37k▲
Amounts payable within one year42/48€32k€37k▲
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€4k€12k▲
Taxes450/3€4k€12k▲
Other amounts payable47/48€24k€21k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€628€127▼
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€5k€9k▲
Operating profit (loss)9901€-702€4k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€98€766▲
Recurring financial charges65€98€766▲
Profit (loss) for the period before taxes9903€-800€3k▲
Income taxes67/77€416€2k▲
Profit (loss) for the period9904€-1k€1k▲
Profit (loss) for the period to be appropriated9905€-1k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-25k▲
Profit (loss) brought forward from the previous period14P€-25k€-26k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €1k
Net result €1k after 3 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-20k ▼622%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
09-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mellestraat(Heu) 297A8501 KortrijkGround area
2,371 m²
Building footprint
250 m²
Volume, LiDAR
417 m³
2 parcels, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Brightside Consultancy
since 20172.264.791.038
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016A0482/00B000 | Flanders | 1,506 m² | 1 · 105 m² | 6.6 m · 1 fl. |
| 34016A0478/00B000 | Flanders | 865 m² | 1 · 145 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 599 EUR awarded · 599 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 599 EUR | 599 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 2,519 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-03-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.