CONSERT
ActiveCONSERT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €53k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 62% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 3.93 in 2024), and 32% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68%
Return on assets
25.5%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €141k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
12 d early
2023
55 d early
2022
28 d early
2021
41 d early
2020
18 d early
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€141k▲ 9.2%
2024 · €129k
2018: €125k
2019: €120k
2020: €94k
2021: €89k
2022: €94k
2023: €113k
2024: €129k
2018 → 2025
Total assets
€207k▲ 28.3%
2024 · €161k
2018: €312k
2019: €288k
2020: €274k
2021: €249k
2022: €108k
2023: €158k
2024: €161k
2018 → 2025
Net result
€53k▲ 42.1%
2024 · €37k
2018: €18k
2019: €3k
2020: €4k
2021: €28k
2022: €9k
2023: €48k
2024: €37k
2018 → 2025
Working capital
€88k▼ 7.0%
2024 · €95k
2018: €60k
2019: €53k
2020: €41k
2021: €42k
2022: €70k
2023: €78k
2024: €95k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€94k▲ 5.4%€113k▲ 20.7%€129k▲ 14.0%€141k▲ 9.2%
Operating result€52k-€31k▼ 41.1%€74k▲ 138%€58k▼ 21.2%€79k▲ 36.0%
Net result€28k-€9k▼ 68.6%€48k▲ 446%€37k▼ 22.9%€53k▲ 42.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 36% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €207k
Fixed assets
€52k▲ 54.4%
Current assets
€155k▲ 21.3%
Equity and liabilities €207k
Equity
€141k▲ 9.2%
Debt
€66k▲ 104%
The debt ratio rises from 20.1% to 32.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€87k▲
2024 · €62k
Cash flow
€61k▲
2024 · €41k
Solvency
68.0%▼
2024 · 79.9%
Current ratio
2.33▼
2024 · 3.93
Quick ratio
2.33▼
2024 · 3.93
Debt / equity
0.47▲
2024 · 0.25
ROE
37.5%▲
2024 · 28.8%
ROA
25.5%▲
2024 · 23.0%
Interest coverage
175.05▲
2024 · 116.63
Debt
€66k▲
2024 · €32k
Debt ≤ 1 year
€66k▲
2024 · €32k
Income taxes
€29k▲
2024 · €20k
Staff costs
€984
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€161k€207k▲
Fixed assets21/28€34k€52k▲
Tangible fixed assets22/27€9k€27k▲
Plant, machinery and equipment23€6k€11k▲
Furniture and vehicles24€3k€9k▲
Other tangible fixed assets26-€7k
Financial fixed assets28€25k€25k=
Current assets29/58€127k€155k▲
Amounts receivable within one year40/41€58k€40k▼
Trade receivables40€49k€21k▼
Other amounts receivable41€9k€19k▲
Current investments50/53-€48k
Cash at bank and in hand54/58€69k€65k▼
Deferred charges and accrued income490/1€185€1k▲
Equity and liabilities
Total equity and liabilities10/49€161k€207k▲
Equity10/15€129k€141k▲
Contributions10/11€600€600=
Reserves13€128k€140k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€126k€138k▲
Amounts payable17/49€32k€66k▲
Amounts payable within one year42/48€32k€66k▲
Trade debts44€4k€390▼
Suppliers440/4€4k€390▼
Taxes, remuneration and social security45€26k€28k▲
Taxes450/3€26k€25k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€3k€38k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€984
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€9k▲
Other operating charges640/8€293€536▲
Gross operating margin9900€62k€89k▲
Operating profit (loss)9901€58k€79k▲
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B€528€500▼
Recurring financial charges65€528€500▼
Profit (loss) for the period before taxes9903€57k€81k▲
Income taxes67/77€20k€29k▲
Profit (loss) for the period9904€37k€53k▲
Profit (loss) for the period to be appropriated9905€37k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€53k▲
Transfer from equity791/2€3k€41k▲
Transfer to equity691/2€37k€53k▲
To other reserves6921€37k€53k▲
Profit to be distributed694/7€3k€41k▲
Return on contributions (dividend)694€3k€41k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €53k ▲42.1%
Operating result €79k, net result €53k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €113k ▲20.7%
6 profitable years in a row build equity to €113k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 5current ratio 7.74
Current ratio from 1.62 to 7.74; short-term debt falls from €68k to €10k.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-12
Financial
Weakest financial yearnet €3k ▼82.3%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bronnenweelde 89890 GavereGround area
4,757 m²
Building footprint
1,287 m²
Parcel 44016B1222/00D005, Flanders. Linked by address, not a title deed.
1 establishment unit
Bronnenweelde 8, 9890 Gavere
since 20022.114.679.182
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44016B1222/00D005 | Flanders | 4,757 m² | 1 · 1,287 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MANAGEMENT AND SALES SERVICES
BE 0432.085.708
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De Dreef
BE 0707.805.139
Hoogstraten · Eq €141k
AMEXTEC
BE 0832.401.045
Ukkel · Eq €141k
Felino
BE 0705.833.168
Beveren-Kruibeke-Zwijndrecht · Eq €141k
Fiscal First
BE 0442.919.123
Kapelle-op-den-Bos · Eq €141k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 40,739 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2002
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46900Non-specialised wholesale trade
51900
71209Other technical testing and analysis
74302
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.