CONSEILCONSTRUCT
ActiveSummary
CONSEILCONSTRUCT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€20,318) and a net result of -€18,517. Equity is shrinking by about 92% per year across the filed financial years. Its solvency ranks better than 5% of 3,038 sector peers (NACE 66, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- -€20,318
- Loss
- -€18,517
Signalsraises riskWeak solvency vs sector2025 accounts filed 28 days lateShow the evidence
Checked score
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
This company filed its last 5 accounts on average 28 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€18,517
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (28 days) Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00480203.
2021 to 2025, 5 financial years
The operating result stays negative: a loss of €17,966 in 2025 against €10,150 in 2024; the loss grows and 2025 has the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €1,033 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,178 | €5,727 | €7,372 | €19,012 | €25,734 | ▲ 35.4% |
| Other operating charges640/8 | €10,086 | €1,985 | €1,717 | €2,604 | €1,617 | ▼ 37.9% |
| Non-recurring operating charges66A | - | - | - | €9,712 | - | - |
| Gross operating margin9900 | €20,525 | €1,664 | €16,783 | €21,178 | €9,385 | ▼ 55.7% |
| Operating profit (loss)9901 | €7,260 | -€7,081 | €7,695 | -€10,150 | -€17,966 | ▼ 77.0% |
| Financial income75/76B | €10 | - | - | - | - | - |
| Recurring financial income75 | €10 | - | - | - | - | - |
| Financial charges65/66B | €69 | €195 | €196 | €255 | €744 | ▲ 192% |
| Recurring financial charges65 | €69 | €195 | €196 | €255 | €744 | ▲ 192% |
| Profit (loss) for the period before taxes9903 | €7,202 | -€7,277 | €7,499 | -€10,406 | -€18,710 | ▼ 79.8% |
| Income taxes67/77 | €4,800 | €1,410 | €2,394 | €215 | -€193 | - |
| Profit (loss) for the period9904 | €2,402 | -€8,687 | €5,105 | -€10,621 | -€18,517 | ▼ 74.3% |
| Profit (loss) for the period to be appropriated9905 | €2,402 | -€8,687 | €5,105 | -€10,621 | -€18,517 | ▼ 74.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €81,642 | €95,289 | €145,082 | €199,030 | €181,339 | ▼ 8.9% |
| Formation expenses20 | €500 | €170 | - | - | - | - |
| Fixed assets21/28 | €39,911 | €54,605 | €134,074 | €179,794 | €173,904 | ▼ 3.3% |
| Intangible fixed assets21 | €841 | €344 | - | - | - | - |
| Tangible fixed assets22/27 | €39,070 | €54,261 | €134,074 | €179,794 | €173,484 | ▼ 3.5% |
| Land and buildings22 | €36,000 | €36,000 | €36,000 | €36,000 | €36,000 | = |
| Plant, machinery and equipment23 | €2,789 | €1,618 | €85,861 | €113,851 | €103,921 | ▼ 8.7% |
| Furniture and vehicles24 | €281 | €16,643 | €12,212 | €29,944 | €33,562 | ▲ 12.1% |
| Financial fixed assets28 | - | - | - | - | €420 | - |
| Current assets29/58 | €41,231 | €40,514 | €11,009 | €19,236 | €7,435 | ▼ 61.3% |
| Stocks and contracts in progress3 | €19,435 | €30,482 | - | - | €1,404 | - |
| Stocks30/36 | €19,435 | €30,482 | - | - | €1,404 | - |
| Amounts receivable within one year40/41 | €7,224 | €3,327 | €6,001 | €4,925 | €4,187 | ▼ 15.0% |
| Trade receivables40 | €7,224 | €3,327 | €6,001 | €3,540 | €4,187 | ▲ 18.3% |
| Other amounts receivable41 | - | - | - | €1,384 | - | - |
| Cash at bank and in hand54/58 | €13,376 | €6,048 | €4,282 | €13,487 | €606 | ▼ 95.5% |
| Deferred charges and accrued income490/1 | €1,196 | €656 | €726 | €824 | €1,238 | ▲ 50.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €81,642 | €95,289 | €145,082 | €199,030 | €181,339 | ▼ 8.9% |
| Equity10/15 | €12,402 | €3,715 | €8,820 | -€1,801 | -€20,318 | ▼ 1,028% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Non-distributable reserves130/1 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves not available under the articles1311 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | €1,402 | -€7,285 | -€2,180 | -€12,801 | -€31,318 | ▼ 145% |
| Amounts payable17/49 | €69,240 | €91,574 | €136,262 | €200,831 | €201,657 | ▲ 0.4% |
| Amounts payable after more than one year17 | - | - | - | €9,943 | €6,779 | ▼ 31.8% |
| Financial debts170/4 | - | - | - | €9,943 | €6,779 | ▼ 31.8% |
| Amounts payable within one year42/48 | €69,240 | €91,574 | €136,262 | €190,887 | €194,878 | ▲ 2.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €3,024 | €3,165 | ▲ 4.7% |
| Trade debts44 | €5,097 | €5,151 | €808 | €2,331 | €2,633 | ▲ 13.0% |
| Suppliers440/4 | €5,097 | €5,151 | €808 | €2,331 | €2,633 | ▲ 13.0% |
| Taxes, remuneration and social security45 | €6,521 | €8,021 | €5,586 | €3,173 | €2,214 | ▼ 30.2% |
| Taxes450/3 | €6,521 | €8,021 | €5,586 | €3,173 | €2,214 | ▼ 30.2% |
| Other amounts payable47/48 | €57,622 | €78,401 | €129,868 | €182,360 | €186,866 | ▲ 2.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,402 | -€8,687 | €5,105 | -€10,621 | -€18,517 | ▼ 74.3% |
| + Depreciation and write-downs630 | €3,178 | €5,727 | €7,372 | €19,012 | €25,734 | ▲ 35.4% |
| Operating cash flow (approximation) | €5,580 | -€2,959 | €12,477 | €8,391 | €7,217 | ▼ 14.0% |
| Investment in fixed assets (approximation) | - | -€20,422 | -€86,840 | -€64,733 | -€19,843 | ▲ 69.3% |
| Change in cash | - | -€7,327 | -€1,766 | €9,205 | -€12,880 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 28-08-2026 | 2026-00480203 |
| 31-12-2024 | micro format | 25-08-2025 | 2025-00401697 |
| 31-12-2023 | micro format | 29-08-2024 | 2024-00421069 |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00426189 |
| 31-12-2021 | micro format | 26-08-2022 | 2022-20324210 |
Similar companies · same sector and region
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Iryna Grinets |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
19-10
Gazette deed
Resignation: Iryna Grinets (director)Director discharge3 facts ▸
- General meeting, 14-09-2023
- Director resignation, Iryna Grinets (director)
- Director discharge, Iryna Grinets (director)
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0750.482.268
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 91019A0416/00D000 | Wallonia | 5,552 m² | 1 · 114 m² | - |
| 91019A0395/00C000 | Wallonia | 899 m² | 1 · 71 m² | - |