ADT EXPERTISES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €51k and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 78% of 2430 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €51k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
64 d early
2024
58 d early
2023
62 d early
2022
16 d late
2021
3 d late
2020
18 d late
2019
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▲ 11.4%
2024 · €46k
2018: €5k
2019: €3k
2020: €-904
2021: €9k
2022: €21k
2023: €41k
2024: €46k
2018 → 2025
Net result
€5k▲ 5.0%
2024 · €5k
2018: €-2k
2019: €-2k
2020: €-4k
2021: €10k
2022: €13k
2023: €19k
2024: €5k
2018 → 2025
Total assets
€64k▲ 16.6%
2024 · €55k
2018: €37k
2019: €30k
2020: €25k
2021: €29k
2022: €38k
2023: €52k
2024: €55k
2018 → 2025
Solvency
79.6%▼ 3.7pp
2024 · 83.3%
2018: 12.8%
2019: 11.0%
2020: -3.6%
2021: 30.0%
2022: 55.9%
2023: 78.7%
2024: 83.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€21k▲ 142%€41k▲ 90.5%€46k▲ 12.2%€51k▲ 11.4%
Operating result€17k-€19k▲ 7.6%€27k▲ 46.4%€8k▼ 70.4%€9k▲ 6.3%
Net result€10k-€13k▲ 29.0%€19k▲ 54.2%€5k▼ 74.4%€5k▲ 5.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€10k▼ 18.3%
Current assets
€54k▲ 26.7%
Equity and liabilities €64k
Equity
€51k▲ 11.4%
Debt
€13k▲ 42.7%
The debt ratio rises from 16.7% to 20.4%. Equity and debt are higher.
Key figures and ratios
Solvency
79.6%▼
2024 · 83.3%
ROE
10.2%▼
2024 · 10.8%
ROA
8.1%▼
2024 · 9.0%
Debt
€13k▲
2024 · €9k
Debt ≤ 1 year
€13k▲
2024 · €9k
Income taxes
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€64k▲
Fixed assets21/28€12k€10k▼
Tangible fixed assets22/27€12k€10k▼
Furniture and vehicles24€12k€10k▼
Current assets29/58€43k€54k▲
Amounts receivable within one year40/41€2k-
Trade receivables40€652-
Other amounts receivable41€1k-
Cash at bank and in hand54/58€38k€52k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€55k€64k▲
Equity10/15€46k€51k▲
Contributions10/11€6k€6k=
Reserves13€40k€45k▲
Distributable reserves133€40k€45k▲
Profit (loss) carried forward14€39€40▲
Amounts payable17/49€9k€13k▲
Amounts payable within one year42/48€9k€13k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€870€5k▲
Taxes450/3€870€5k▲
Other amounts payable47/48€5k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€720€748▲
Gross operating margin9900€16k€17k▲
Operating profit (loss)9901€8k€9k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€123€145▲
Recurring financial charges65€123€145▲
Profit (loss) for the period before taxes9903€8k€8k▲
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€5k€5k▲
Profit (loss) for the period to be appropriated9905€5k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€5k▲
Profit (loss) brought forward from the previous period14P€39€39▲
Transfer to equity691/2€5k€5k▲
To other reserves6921€5k€5k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €19k ▲54.2%
Operating result €27k, net result €19k, both a record.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after 3 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.10
Current ratio from 0.53 to 1.10; short-term debt falls from €21k to €21k.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Profondeville · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue E. Falmagne(LU) 535170 Profondeville1 establishment unit
ADT Expertises SPRL
since 20172.263.220.232
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Of 853 companies in sector 66210 we hold annual accounts for 511. 405 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2017
Fiscal year end31-12
Activities, NACEBEL
66210Risk and damage evaluation
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
71122Land surveying
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filings
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:alaindor@mac.com
Phone:+32473440591