CONSEAL
ActiveCONSEAL has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €131k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency26▼-74
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.1%
Return on assets
23.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 8657 sector peers (2025).
NBB · sector comparisonPosition among 8657 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 d early
2024
38 d early
2023
37 d early
2022
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€6k▼ 98.4%
2024 · €370k
2022: €152k
2023: €253k
2024: €370k
2022 → 2025
Total assets
€549k▲ 25.5%
2024 · €438k
2022: €206k
2023: €341k
2024: €438k
2022 → 2025
Net result
€131k▲ 12.5%
2024 · €117k
2022: €147k
2023: €102k
2024: €117k
2022 → 2025
Working capital
€458▼ 99.9%
2024 · €370k
2022: €154k
2023: €253k
2024: €370k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€152k-€253k▲ 67.0%€370k▲ 46.1%€6k▼ 98.4%
Operating result€195k-€130k▼ 33.2%€133k▲ 2.1%€157k▲ 18.5%
Net result€147k-€102k▼ 30.7%€117k▲ 14.9%€131k▲ 12.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €549k
Fixed assets
€5k▲ 6,724%
Current assets
€544k▲ 24.3%
Equity and liabilities €549k
Equity
€6k▼ 98.4%
Debt
€543k▲ 708%
The debt ratio rises from 15.4% to 98.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€159k▲
2024 · €133k
Cash flow
€133k▲
2024 · €117k
Solvency
1.1%▼
2024 · 84.6%
Current ratio
1.00▼
2024 · 6.51
Quick ratio
1.00▼
2024 · 6.51
Debt / equity
93.96▲
2024 · 0.18
ROA
23.9%▼
2024 · 26.7%
Interest coverage
2344.72▲
2024 · 627.63
Debt
€543k▲
2024 · €67k
Debt ≤ 1 year
€543k▲
2024 · €67k
Income taxes
€41k▲
2024 · €33k
A ratio outside any meaningful range has been withheld (balance sheet total €549k, equity €6k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€438k€549k▲
Fixed assets21/28€78€5k▲
Tangible fixed assets22/27-€5k
Furniture and vehicles24-€5k
Financial fixed assets28€78€78=
Current assets29/58€437k€544k▲
Amounts receivable within one year40/41€187k€188k▲
Trade receivables40€23k€23k▲
Other amounts receivable41€164k€164k▲
Current investments50/53€139k€160k▲
Cash at bank and in hand54/58€101k€169k▲
Deferred charges and accrued income490/1€11k€28k▲
Equity and liabilities
Total equity and liabilities10/49€438k€549k▲
Equity10/15€370k€6k▼
Contributions10/11€5k€5k=
Outside capital11€5k€5k=
Other1109/19€5k€5k=
Profit (loss) carried forward14€365k€781▼
Amounts payable17/49€67k€543k▲
Amounts payable within one year42/48€67k€543k▲
Trade debts44€2k€568▼
Suppliers440/4€2k€568▼
Taxes, remuneration and social security45€66k€121k▲
Taxes450/3€66k€121k▲
Other amounts payable47/48€129€422k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€77€1k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€134k€162k▲
Operating profit (loss)9901€133k€157k▲
Financial income75/76B€17k€15k▼
Recurring financial income75€17k€15k▼
Financial charges65/66B€212€68▼
Recurring financial charges65€212€68▼
Profit (loss) for the period before taxes9903€150k€172k▲
Income taxes67/77€33k€41k▲
Profit (loss) for the period9904€117k€131k▲
Profit (loss) for the period to be appropriated9905€117k€131k▲
Appropriation of the result
Profit (loss) to be appropriated9906€365k€497k▲
Profit (loss) brought forward from the previous period14P€248k€365k▲
Profit to be distributed694/7-€496k
Return on contributions (dividend)694-€496k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-11
State Gazette act
Board meeting · Permanent representative
Power of attorney
24-11
State Gazette act
Board meeting · Power of attorney
Delegation replacement · Delegation effective date
20-11
State Gazette act
Board meeting · Power of attorney
Permanent representative · Delegation annulment
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €102k ▼30.7%
Net result drops to €102k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €253k ▲67%
2 profitable years in a row build equity to €253k.
19-10
State Gazette act
Board meeting · Power of attorney
Supersedes
18-10
State Gazette act
Board meeting · Power of attorney
Annulment
18-10
State Gazette act
Board meeting · Power of attorney
Delegation replacement
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
State Gazette act
Board meeting · Power of attorney
28-07
State Gazette act
Board meeting · Power of attorney
28-07
State Gazette act
Board meeting · Power of attorney
Delegation supersession
06-01
State Gazette act
Board meeting · Power of attorney
05-01
State Gazette act
Board meeting · Power of attorney
05-01
State Gazette act
Board meeting · Power of attorney
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 209A1050 ElseneGround area
788 m²
Building footprint
481 m²
Volume, LiDAR
10,138 m³
2 parcels, Brussels, Flanders · tallest building 29.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
CONSEAL
since 20212.315.754.343
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0120/00H005 | Brussels | 480 m² | 1 · 417 m² | 29.8 m · 8 fl. |
| 22302D0093/00F005 | Flanders | 309 m² | 1 · 64 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 16,975 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:srlconseal@gmail.com
Phone:0032475691756