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SICTJ

Active
Private limited companyfounded 20205 yrs activeWaterloosesteenweg 870, 1180 Ukkel, BelgiumKBO/BCE: BE 0760.642.326
Summary

SICTJ has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61,661 and a net result of €160,179. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 31958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency38▼-38
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity short (current ratio 0.99 against 1.74 in 2024; short-term debt: 84.6% and cash: 36.4% of total assets), and 87.1% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
12.9%
Return on assets
33.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 31958 sector peers (2025).
NBB · sector comparison
Position among 31958 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
31 d early
2024
31 d early
2023
29 d early
2022
31 d early
2021
18 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 December 2020, SICTJ was incorporated as a Private limited company.1 Total assets went from EUR 99,324 in 2021 to EUR 477,430 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€61,661▼ 62.7%
2024 · €165,482
Total assets
€477,430▲ 45.9%
2024 · €327,248
Net result
€160,179▲ 59.9%
2024 · €100,158
Working capital
-€5,355
2024 · €119,193
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€55,195-€72,998▲ 32.3%€34,934▼ 52.1%€27,829▼ 20.3%€140,525▲ 405%
Net result€40,898within the sector's middle half-€71,032above the sector's middle half▲ 73.7%€42,393within the sector's middle half▼ 40.3%€100,158above the sector's middle half▲ 136%€160,179above the sector's middle half▲ 59.9%
Equity€41,898within the sector's middle half-€112,930within the sector's middle half▲ 170%€155,323within the sector's middle half▲ 37.5%€165,482within the sector's middle half▲ 6.5%€61,661within the sector's middle half▼ 62.7%
Total assets€99,324within the sector's middle half-€181,103within the sector's middle half▲ 82.3%€231,392within the sector's middle half▲ 27.8%€327,248within the sector's middle half▲ 41.4%€477,430above the sector's middle half▲ 45.9%
Debt€57,426-€68,174▲ 18.7%€76,069▲ 11.6%€161,766▲ 113%€415,769▲ 157%
Working capital-€5,044below the sector's middle half-€49,792within the sector's middle half€93,133within the sector's middle half▲ 87.0%€119,193within the sector's middle half▲ 28.0%-€5,355below the sector's middle half
Solvency42.2%within the sector's middle half-62.4%within the sector's middle half▲ 20.2pp67.1%within the sector's middle half▲ 4.8pp50.6%within the sector's middle half▼ 16.6pp12.9%below the sector's middle half▼ 37.7pp
Current ratio0.91below the sector's middle half-1.73within the sector's middle half▲ 0.822.22within the sector's middle half▲ 0.491.74within the sector's middle half▼ 0.490.99below the sector's middle half▼ 0.75
Return on assets (ROA)41.2%above the sector's middle half-39.2%above the sector's middle half▼ 2.0pp18.3%within the sector's middle half▼ 20.9pp30.6%within the sector's middle half▲ 12.3pp33.6%above the sector's middle half▲ 2.9pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2021: €55,195€55,195Net result 2021: €40,898€40,898Operating result 2022: €72,998€72,998Net result 2022: €71,032€71,032Operating result 2023: €34,934€34,934Net result 2023: €42,393€42,393Operating result 2024: €27,829€27,829Net result 2024: €100,158€100,158Operating result 2025: €140,525€140,525Net result 2025: €160,179€160,17920212022202320242025€0€50,000€100,000€150,000Operating result 2023: €34,934€34,900Net result 2023: €42,393€42,400Operating result 2024: €27,829€27,800Net result 2024: €100,158€100,000Operating result 2025: €140,525€141,000Net result 2025: €160,179€160,000202320242025
The operating result recovers in 2025; 2025 is 405% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €477,430
Fixed assets €78,732 ▲ 70.1%
Current assets €398,697 ▲ 41.9%
Equity and liabilities €477,430
Equity €61,661 ▼ 62.7%
Debt €415,769 ▲ 157%
Debt's share of the balance-sheet total rises from 49.4% to 87.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€142,249▲
2024 · €28,730
Cash flow
€161,903▲
2024 · €101,060
Debt to equity
6.74▲
2024 · 0.98
ROE
259.8%▲
2024 · 60.5%
Interest coverage
10.17▼
2024 · 11.55
Debt ≤ 1 year
€404,053▲
2024 · €161,766
Income taxes
€16,755▲
2024 · €6,167
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,684 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.3% went bankrupt
1.2% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€327,248€477,430▲
Fixed assets21/28€46,289€78,732▲
Tangible fixed assets22/27€544€17,751▲
Furniture and vehicles24€544€0▼
Other tangible fixed assets26-€17,751
Financial fixed assets28€45,745€60,981▲
Current assets29/58€280,959€398,697▲
Amounts receivable within one year40/41€48,357€22,598▼
Trade receivables40€30,428€19,091▼
Other amounts receivable41€17,929€3,506▼
Current investments50/53-€200,607
Cash at bank and in hand54/58€230,882€173,895▼
Deferred charges and accrued income490/1€1,720€1,598▼
Equity and liabilities
Total equity and liabilities10/49€327,248€477,430▲
Equity10/15€165,482€61,661▼
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14€164,482€60,661▼
Amounts payable17/49€161,766€415,769▲
Amounts payable within one year42/48€161,766€404,053▲
Trade debts44€2,511€8,646▲
Suppliers440/4€2,511€8,646▲
Taxes, remuneration and social security45€1,591€3,098▲
Taxes450/3€1,591€3,098▲
Remuneration and social security454/9€0-
Other amounts payable47/48€157,665€392,309▲
Accrued charges and deferred income492/3-€11,716
Income statement Code20242025
Non-recurring operating income76A-€67,426
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€901€1,724▲
Other operating charges640/8€7,622€924▼
Non-recurring operating charges66A€14,000€0▼
Gross operating margin9900€50,352€143,173▲
Operating profit (loss)9901€27,829€140,525▲
Financial income75/76B€80,983€50,395▼
Recurring financial income75€80,983€50,395▼
Financial charges65/66B€2,487€13,986▲
Recurring financial charges65€2,487€13,986▲
Profit (loss) for the period before taxes9903€106,325€176,934▲
Income taxes67/77€6,167€16,755▲
Profit (loss) for the period9904€100,158€160,179▲
Profit (loss) for the period to be appropriated9905€100,158€160,179▲
Appropriation of the result
Profit (loss) to be appropriated9906€254,482€324,661▲
Profit (loss) brought forward from the previous period14P€154,323€164,482▲
Profit to be distributed694/7€90,000€264,000▲
Return on contributions (dividend)694€90,000€264,000▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€67,426-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47€404€948€901€1,724▲ 91.3%
Other operating charges640/8€348€373€2,647€7,622€924▼ 87.9%
Non-recurring operating charges66A---€14,000€0▼ 100%
Gross operating margin9900€55,589€73,775€38,529€50,352€143,173▲ 184%
Operating profit (loss)9901€55,195€72,998€34,934€27,829€140,525▲ 405%
Financial income75/76B-€16,889€19,000€80,983€50,395▼ 37.8%
Recurring financial income75-€16,889€19,000€80,983€50,395▼ 37.8%
Financial charges65/66B€48€54€2,375€2,487€13,986▲ 462%
Recurring financial charges65€48€54€2,375€2,487€13,986▲ 462%
Profit (loss) for the period before taxes9903€55,147€89,833€51,560€106,325€176,934▲ 66.4%
Income taxes67/77€14,249€18,802€9,166€6,167€16,755▲ 172%
Profit (loss) for the period9904€40,898€71,032€42,393€100,158€160,179▲ 59.9%
Profit (loss) for the period to be appropriated9905€40,898€71,032€42,393€100,158€160,179▲ 59.9%
Line20212022202320242025Change
Assets
Total assets20/58€99,324€181,103€231,392€327,248€477,430▲ 45.9%
Fixed assets21/28€46,942€63,138€62,190€46,289€78,732▲ 70.1%
Tangible fixed assets22/27€197€2,393€1,445€544€17,751▲ 3,164%
Furniture and vehicles24€197€2,393€1,445€544€0▼ 100%
Other tangible fixed assets26----€17,751-
Financial fixed assets28€46,745€60,745€60,745€45,745€60,981▲ 33.3%
Current assets29/58€52,382€117,966€169,202€280,959€398,697▲ 41.9%
Amounts receivable within one year40/41€15,271€30,703€19,591€48,357€22,598▼ 53.3%
Trade receivables40€14,520€30,703€14,559€30,428€19,091▼ 37.3%
Other amounts receivable41€751€0€5,032€17,929€3,506▼ 80.4%
Current investments50/53----€200,607-
Cash at bank and in hand54/58€37,110€87,227€148,024€230,882€173,895▼ 24.7%
Deferred charges and accrued income490/1-€36€1,586€1,720€1,598▼ 7.1%
Equity and liabilities
Total equity and liabilities10/49€99,324€181,103€231,392€327,248€477,430▲ 45.9%
Equity10/15€41,898€112,930€155,323€165,482€61,661▼ 62.7%
Contributions10/11€1,000€1,000€1,000€1,000€1,000=
Profit (loss) carried forward14€40,898€111,930€154,323€164,482€60,661▼ 63.1%
Amounts payable17/49€57,426€68,174€76,069€161,766€415,769▲ 157%
Amounts payable within one year42/48€57,426€68,174€76,069€161,766€404,053▲ 150%
Trade debts44€3,975€9,094€14,868€2,511€8,646▲ 244%
Suppliers440/4€3,975€9,094€14,868€2,511€8,646▲ 244%
Taxes, remuneration and social security45€4,753€9,359€5,776€1,591€3,098▲ 94.8%
Taxes450/3€4,753€7,115€2,987€1,591€3,098▲ 94.8%
Remuneration and social security454/9-€2,244€2,789€0--
Other amounts payable47/48€48,698€49,721€55,424€157,665€392,309▲ 149%
Accrued charges and deferred income492/3----€11,716-
Line20212022202320242025Change
Profit (loss) for the period9904€40,898€71,032€42,393€100,158€160,179▲ 59.9%
+ Depreciation and write-downs630€47€404€948€901€1,724▲ 91.3%
Operating cash flow (approximation)€40,945€71,436€43,341€101,060€161,903▲ 60.2%
Investment in fixed assets (approximation)--€16,600€0€15,000-€34,167▼ 328%
Change in cash-€50,116€60,797€82,858-€56,988▼ 169%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2021net €160,179 ▲59.9%
Operating result €140,525, net result €160,179, both a record.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €150,000Eq €155,323 ▲37.5%
3 profitable years in a row build equity to €155,323.
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €100,000Eq €112,930 ▲170%
2 profitable years in a row build equity to €112,930.
18-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
1,233 m²
Building footprint
239 m²
Volume, LiDAR
5,294 m³
Parcel 21612C0108/00C002, Brussels · tallest building 25.0 m, ±8 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
SICTJ
Waterloosesteenweg 870, 1180 UkkelFinancial service activities, except insurance and pension funding
since 20202.313.896.792
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21612C0108/00C002 Brussels 1,233 m² 1 · 239 m² 25.0 m · 8 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

4 holdings

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 4

According to the 2024 annual accounts of SICTJ and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,641 companies in sector 70200 we hold annual accounts for 52,623. 39,152 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0760642326
Also 9925:BE0760642326
Registered 13-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.