CONQUISTADOR
ActiveCONQUISTADOR has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €186k and a net result of €26k. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 82% of 9623 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability62▲+2
Solvency95▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.35 against 4.24 in 2023; short-term debt: 29.9% and cash: 0.3% of total assets), and 29.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
46 d early
2022
44 d early
2021
32 d early
2020
35 d early
2019
46 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€186k▲ 16.4%
2023 · €160k
2018: €49k
2019: €54k
2020: €90k
2021: €126k
2022: €141k
2023: €160k
2018 → 2024
Total assets
€265k▲ 26.9%
2023 · €209k
2018: €233k
2019: €97k
2020: €161k
2021: €204k
2022: €209k
2023: €209k
2018 → 2024
Net result
€26k▲ 37.9%
2023 · €19k
2018: €12k
2019: €5k
2020: €37k
2021: €36k
2022: €14k
2023: €19k
2018 → 2024
Working capital
€186k▲ 16.4%
2023 · €160k
2018: €48k
2019: €54k
2020: €90k
2021: €126k
2022: €141k
2023: €160k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€90k-€126k▲ 39.8%€141k▲ 11.2%€160k▲ 13.5%€186k▲ 16.4%
Operating result€47k-€51k▲ 6.7%€28k▼ 45.6%€27k▼ 0.2%€36k▲ 32.2%
Net result€37k-€36k▼ 1.7%€14k▼ 60.5%€19k▲ 34.0%€26k▲ 37.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 32% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €265k
Equity
€186k▲ 16.4%
Debt
€79k▲ 60.6%
The debt ratio rises from 23.6% to 29.9%. Equity and debt are higher.
Key figures and ratios
Solvency
70.1%▼
2023 · 76.4%
Current ratio
3.35▼
2023 · 4.24
Quick ratio
3.24▼
2023 · 4.05
Debt / equity
0.43▲
2023 · 0.31
ROE
14.1%▲
2023 · 11.9%
ROA
9.9%▲
2023 · 9.1%
Debt
€79k▲
2023 · €49k
Debt ≤ 1 year
€79k▲
2023 · €49k
Income taxes
€10k▲
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€209k€265k▲
Current assets29/58€209k€265k▲
Stocks and contracts in progress3€9k€9k▼
Stocks30/36€9k€9k▼
Amounts receivable within one year40/41€189k€256k▲
Trade receivables40€2k-
Other amounts receivable41€187k€256k▲
Cash at bank and in hand54/58€8k€791▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€209k€265k▲
Equity10/15€160k€186k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€152k€178k▲
Amounts payable17/49€49k€79k▲
Amounts payable within one year42/48€49k€79k▲
Trade debts44€44k€36k▼
Suppliers440/4€44k€36k▼
Taxes, remuneration and social security45-€6k
Taxes450/3-€6k
Other amounts payable47/48€5k€37k▲
Income statement
Code20232024
Other operating charges640/8€3k€3k▼
Gross operating margin9900€31k€39k▲
Operating profit (loss)9901€27k€36k▲
Financial income75/76B€1€263▲
Recurring financial income75€1€263▲
Financial charges65/66B€522€145▼
Recurring financial charges65€522€145▼
Profit (loss) for the period before taxes9903€27k€36k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€19k€26k▲
Profit (loss) for the period to be appropriated9905€19k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€152k€178k▲
Profit (loss) brought forward from the previous period14P€132k€152k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €150kEq €160k ▲13.5%
6 profitable years in a row build equity to €160k.
17-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €100kEq €126k ▲39.8%
4 profitable years in a row build equity to €126k.
26-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €37k ▲643%
Net result €37k, the highest in the series.
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €5k ▼57.8%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 3 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lepelstraat 471730 AsseGround area
2,637 m²
Building footprint
479 m²
Volume, LiDAR
3,231 m³
3 parcels, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
Conquistador
since 20042.175.024.268
Het Broodhuis
since 20152.246.625.116
De Steenberg
since 20152.246.625.215
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23002K0385/00Y000 | Flanders | 2,296 m² | 1 · 197 m² | 9.2 m · 2 fl. |
| 23044A0307/00V002 | Flanders | 218 m² | 1 · 165 m² | 10.0 m · 2 fl. |
| 23085A0933/00Y002 | Flanders | 123 m² | 1 · 117 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesAsse2.175.024.268
Liedekerke2.246.625.116
Similar companies · same sector, comparable size
BREUGELMANS
BE 0417.514.922
Mortsel · Eq €185k
F-it Services
BE 0792.311.638
Bonheiden · Eq €187k
Bread and Cook - Namur
BE 0885.523.589
Namur · Eq €185k
ESMA NUR
BE 0870.882.430
Anderlecht · Eq €185k
LE PAIN
BE 0860.231.038
Namur · Eq €184k
Of 2,407 companies in sector 47241 we hold annual accounts for 1,099. 835 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2004
Fiscal year end31-12
Activities, NACEBEL
47241Retail sale of bread and pastry (bakery outlets)
52240
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.