EDELWEISS
ActiveEDELWEISS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €13k. Equity is growing by ~27% per year across the filed fiscal years. Its solvency ranks better than 61% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-3
Solvency72▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.35 in 2024; short-term debt: 32.3% and cash: 13.7% of total assets), and 52.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.1%
Return on assets
5.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
46 d early
2023
13 d late
2022
8 d late
2021
15 d late
2020
5 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€107k▲ 14.0%
2024 · €93k
2019: €20k
2020: €19k
2021: €41k
2022: €61k
2023: €75k
2024: €93k
2019 → 2025
Total assets
€226k▼ 1.8%
2024 · €230k
2019: €248k
2020: €245k
2021: €241k
2022: €246k
2023: €232k
2024: €230k
2019 → 2025
Net result
€13k▼ 30.7%
2024 · €19k
2019: €1k
2020: €-820
2021: €21k
2022: €20k
2023: €14k
2024: €19k
2019 → 2025
Working capital
€-39k▲ 34.1%
2024 · €-59k
2019: €-69k
2020: €-75k
2021: €-59k
2022: €-55k
2023: €-59k
2024: €-59k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€61k▲ 49.9%€75k▲ 22.8%€93k▲ 25.4%€107k▲ 14.0%
Operating result€34k-€33k▼ 3.4%€24k▼ 27.8%€30k▲ 25.8%€19k▼ 35.5%
Net result€21k-€20k▼ 4.0%€14k▼ 31.6%€19k▲ 36.8%€13k▼ 30.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €226k
Fixed assets
€192k▼ 3.5%
Current assets
€34k▲ 8.7%
Equity and liabilities €226k
Equity
€107k▲ 14.0%
Debt
€120k▼ 12.6%
The debt ratio falls from 59.4% to 52.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▼
2024 · €47k
Cash flow
€31k▼
2024 · €36k
Solvency
47.1%▲
2024 · 40.6%
Current ratio
0.47▲
2024 · 0.35
Quick ratio
0.47▲
2024 · 0.35
Debt / equity
1.12▼
2024 · 1.46
ROE
12.3%▼
2024 · 20.2%
ROA
5.8%▼
2024 · 8.2%
Interest coverage
14.92▲
2024 · 14.82
Debt
€120k▼
2024 · €137k
Debt ≤ 1 year
€73k▼
2024 · €90k
Debt > 1 year
€47k=
2024 · €47k
Income taxes
€4k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€230k€226k▼
Fixed assets21/28€199k€192k▼
Tangible fixed assets22/27€199k€192k▼
Land and buildings22€161k€152k▼
Plant, machinery and equipment23€5k€5k▼
Furniture and vehicles24€17k€13k▼
Other tangible fixed assets26€16k€23k▲
Current assets29/58€32k€34k▲
Amounts receivable within one year40/41€77€2k▲
Other amounts receivable41€77€2k▲
Current investments50/53€7k€800▼
Cash at bank and in hand54/58€24k€31k▲
Deferred charges and accrued income490/1€553€474▼
Equity and liabilities
Total equity and liabilities10/49€230k€226k▼
Equity10/15€93k€107k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€75k€88k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€73k€86k▲
Amounts payable17/49€137k€120k▼
Amounts payable after more than one year17€47k€47k=
Financial debts170/4€47k€47k=
Amounts payable within one year42/48€90k€73k▼
Current portion of amounts payable after more than one year42€19k-
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€6k€6k▼
Suppliers440/4€6k€6k▼
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€7k€4k▼
Remuneration and social security454/9€900€900=
Other amounts payable47/48€57k€59k▲
Income statement
Code20242025
Non-recurring operating income76A€5k€7k▲
Remuneration, social security and pensions62€91-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€49k€40k▼
Operating profit (loss)9901€30k€19k▼
Financial income75/76B€8€265▲
Recurring financial income75€8€265▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€27k€17k▼
Income taxes67/77€8k€4k▼
Profit (loss) for the period9904€19k€13k▼
Profit (loss) for the period to be appropriated9905€19k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€13k▼
Transfer to equity691/2€19k€13k▼
To other reserves6921€19k€13k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €100kEq €107k ▲14%
5 profitable years in a row build equity to €107k.
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
13-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
08-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
15-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
30-06
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €-820 ▼173%
Net result drops to €-820, the lowest in the series; recovery starts the following year.
09-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
13-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsplein 21830 Machelen (Brab.)Ground area
425 m²
Building footprint
307 m²
Volume, LiDAR
3,410 m³
Parcel 23047A0239/00L000, Flanders · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
EDELWEISS
since 20122.213.209.210
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23047A0239/00L000 | Flanders | 425 m² | 1 · 307 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMachelen (Vl.Br.)2.213.209.210
Similar companies · same sector, comparable size
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VANHERCK BAKKERIJ
BE 0747.802.296
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Baert Lowie
BE 0767.959.391
Lokeren · Eq €106k
Bakkers Arne & Ruben
BE 0775.415.921
Kluisbergen · Eq €105k
Of 2,407 companies in sector 47241 we hold annual accounts for 1,100. 910 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-2012
Fiscal year end30-06
Activities, NACEBEL
47241Retail sale of bread and pastry (bakery outlets)
47242Retail sale of chocolate and confectionery
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.