CONNECTOR HUB
ActiveCONNECTOR HUB has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €437k and a net result of €-263k. Its solvency ranks better than 29% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability22
Solvency35
Growth-
Track record67
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days only on tighter terms
Liquidity short (current ratio 0.0; short-term debt: 60.1% and cash: 0.1% of total assets), and 89.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
22 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€437k
Total assets
€4.30M
Net result
€-263k
Working capital
€-2.57M
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €4.30M
Fixed assets
€4.29M
Current assets
€12k
Equity and liabilities €4.30M
Equity
€437k
Debt
€3.86M
Debt finances 89.8% of the balance-sheet total.
Key figures and ratios
Solvency
10.2%
Current ratio
0.00
Quick ratio
0.00
Debt / equity
8.83
ROE
-60.1%
ROA
-6.1%
Debt
€3.86M
Debt ≤ 1 year
€2.58M
Debt > 1 year
€1.14M
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€4.30M
Fixed assets21/28€4.29M
Tangible fixed assets22/27€4.29M
Assets under construction and advance payments27€4.29M
Current assets29/58€12k
Amounts receivable within one year40/41€6k
Other amounts receivable41€6k
Cash at bank and in hand54/58€6k
Equity and liabilities
Total equity and liabilities10/49€4.30M
Equity10/15€437k
Contributions10/11€700k
Profit (loss) carried forward14€-263k
Amounts payable17/49€3.86M
Amounts payable after more than one year17€1.14M
Financial debts170/4€1.14M
Amounts payable within one year42/48€2.58M
Financial debts43€2.53M
Credit institutions430/8€2.53M
Trade debts44€57k
Suppliers440/4€57k
Accrued charges and deferred income492/3€136k
Income statement
Code2025
Other operating charges640/8€5k
Gross operating margin9900€-31k
Operating profit (loss)9901€-36k
Financial charges65/66B€226k
Recurring financial charges65€226k
Profit (loss) for the period before taxes9903€-263k
Profit (loss) for the period9904€-263k
Profit (loss) for the period to be appropriated9905€-263k
Appropriation of the result
Profit (loss) to be appropriated9906€-263k
Social balance
Average headcount (FTE)90870.0
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-07
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 16/07/2026
- Registered-office move, Kortrijksesteenweg 157, 9830 Sint-Martens-Latem, België
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
State Gazette actNBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijksesteenweg 1579830 Sint-Martens-LatemGround area
3.3 ha
Building footprint
178 m²
Volume, LiDAR
404 m³
2 parcels, Flanders · tallest building 2.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Brusselsesteenweg 197, 9090 Merelbeke-Melle
since 20242.365.512.076
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44402B0040/00G000indicative | Flanders | 2.5 ha | 1 · 178 m² | 2.8 m · 1 fl. |
| 44064B0716/00S000 | Flanders | 7,565 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BVI.EU GBP Soumagne
BE 0643.777.122
Wavre · Eq €438k
TERRAMICI
BE 0712.734.422
Kortrijk · Eq €438k
ALFA WONING
BE 0838.889.949
Mortsel · Eq €439k
Parmentier
BE 0455.085.396
Menen · Eq €440k
HEUVEL-FOLIE-SERRES
BE 0477.867.035
Brecht · Eq €441k
Of 1,292 companies in sector 68122 we hold annual accounts for 901. 585 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2024
Fiscal year end31-12
Activities, NACEBEL
68122Development of non-residential building projects
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.