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Generated 02-08-2026
Active BE 0899.262.551Private limited company

CONFORT HEATING

Klein Merelnest 3 ·1800 Vilvoorde, Belgium· 18 yrs active
Sector: Cleaning & landscape services (81220)
Conclusion Checked

The computed 12-month bankruptcy probability of CONFORT HEATING is 0.8% (low). The 2024 annual accounts show equity of €53k and a net result of €29k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 82% of 1974 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €53k
Net result €29k
Staff (FTE) 1
Better than sector 82%
Snowflake analysis 5 axes · computed by Checked
Health100Profitability100Solvency100Growth78Stability100
96 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.8% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2008, 18 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
100 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 17-09-2025 with the NBB · fiscal year 2024 · micro
€-40k€-20k€0€20k€40kOperating result 2020: €8k€8kNet result 2020: €-22k€-22kOperating result 2021: €27k€27kNet result 2021: €19k€19kOperating result 2022: €15k€15kNet result 2022: €8k€8kOperating result 2023: €32k€32kNet result 2023: €19k€19kOperating result 2024: €44k€44kNet result 2024: €29k€29k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~51% of the level (threshold 35%). We therefore deliberately show no projection line.
€-20k€0€20k€40k€60k2018: €-17k2019: €-17k2020: €-15k2021: €-3k2022: €5k2023: €24k2024: €53k2018201920202021202220232024
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 81, Cleaning & landscape services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 65.6% 36.6%
better than 82% of 1974 sector peers
Net result €29k €10k
better than 76% of 1966 sector peers
Equity €53k €29k
better than 68% of 1975 sector peers
Gross operating margin €103k €39k
better than 78% of 1964 sector peers
Staff costs €52k €35k
higher than 64% of 904 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€50k
+41.1% far above sector median
Net profit
€29k
+47.3% +154% vs sector
Cash flow
€35k
+48.4% far above sector median
Total assets
€81k
+53.9% -20% vs sector
Equity
€53k
+117.6% -29% vs sector
Working capital
€47k
+309.9% -38% vs sector
Employees (FTE)
1
0.0% -50% vs sector
Staff costs
€52k
-5.9% far above sector median
Income taxes
€12k
+19.3% far above sector median
Debt
€28k
-1.3% +65% vs sector
Debt ≤ 1y
€27k
-1.3% +63% vs sector
Current ratio
2.70
+91.7% -54% vs sector
Quick ratio
1.95
+155.4% -67% vs sector
Solvency
65.6%
+41.4% -21% vs sector
Debt / equity
0.52
-54.6% +160% vs sector
ROE
54.0%
-32.3% far above sector median
ROA
35.5%
-4.3% +219% vs sector
Interest coverage
13.02
+34.8% +202% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€50k
Net profit€29k
Cash flow€35k
Staff costs€52k
Income taxes€12k
Dividends-
Total assets€81k
Equity€53k
Debt€28k
of which ≤ 1y€27k
of which > 1y-
Working capital€47k
Employees (FTE)1.0
Ratios (computed)
2024
Current ratio2.70
Quick ratio1.95
Working capital ratio57.6%
Solvency65.6%
Debt / equity0.52
Long-term debt ratio-
Interest coverage13.02
Gross margin-
Net margin-
ROA35.5%
ROE54.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€81k
Fixed assets 21/28€7k
Tangible fixed assets 22/27€7k
Current assets 29/58€74k
Stocks & contracts in progress 3€21k
Amounts receivable within one year 40/41€33k
Cash & bank 54/58€16k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€81k
Equity 10/15€53k
Contributions / capital 10/11€6k
Reserves 13€51k
Accumulated profits (losses) 14€-4k
Amounts payable 17/49€28k
Amounts payable within one year 42/48€27k
Trade debts payable within one year 44€5k
Income statement
Gross operating margin 9900€103k
Operating result 9901€44k
Financial income 75€274
Financial charges 65€4k
Result before taxes 9903€40k
Income taxes 67/77€12k
Net result for the period 9904€29k
Result to be appropriated 9905€29k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Cleaning & landscape services(81220)
Legal form Private limited company(610)
Incorporation30-06-2008
StatusActive
Postal code1800
Establishment units 1 location
Confort Heating
Klein Merelnest 3, 1800 VilvoordeReparatie en onderhoud van verwarmingsinstallaties
since 20082.172.009.944
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23088A0177/00X007 Flanders 201 m² 1 · 92 m² 9.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
17-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
31-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
31-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
20-04-2023
State Gazette act Director changes
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
03-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
04-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
27-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
01-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
20-04-2023 1 director appointed, 1 resigning Director changes
  • Héreng Kévin, Bestuurder
  • Héreng Didier, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": "66.03.09-075.92",
        "name": "H\u00E9reng Didier",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-03-17",
      "evidence_quote": "Met eenpar\u00EDgheid van de stemmen wordt beslist vanaf 17/03/2023 volgende bestuurder te ontslaan: -H\u00E9reng Didier NN. 66.03.09-075.92",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": "90.08.06-431.74",
        "name": "H\u00E9reng K\u00E9vin",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-03-17",
      "evidence_quote": "Met eenparigheid van de stemmen wordt beslist vanaf 17/03/2023 volgende bestuurder te benoemen: -H\u00E9reng K\u00E9vin NN. 90.08.06-431.74",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-04-20",
    "filing_date": "2023-04-12",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2023-03-17",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0899.262.551",
    "name_full": "Confort Heating",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Overige reiniging van gebouwen; industriële reiniging81220Overige reiniging van gebouwen; industriële reiniging81220Reparatie van producten van metaal33110Reparatie en onderhoud van producten van metaal33110Bouw van civieltechnische werken voor vloeistoffen, n.e.g.42219Bouw van civieltechnische werken voor vloeistoffen, neg42219Loodgieterswerk43221Sanitaire werkzaamheden43221Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
Legal nameNL CONFORT HEATING
Registered office
Klein Merelnest 3
1800 Vilvoorde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative