CONFORT BUILDING
ActiveCONFORT BUILDING has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €401k and a net result of €-219k. Equity is growing by ~59.8% per year across the filed fiscal years. Its solvency ranks better than 61% of 9690 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency82▼-14
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 2.05 in 2023), but 56.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
43.5%
Return on assets
-23.8%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
17 d early
2023
22 d early
2022
34 d early
2021
29 d late
2020
18 d early
2019
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Turnover
€1.33M
EBIT margin
4.1%
Net result
€-219k
2023 · €378k
2018: €35k
2019: €63k
2020: €40k
2021: €92k
2022: €184k
2023: €378k
2018 → 2024
Working capital
€375k▼ 36.5%
2023 · €590k
2018: €13k
2019: €73k
2020: €126k
2021: €175k
2022: €339k
2023: €590k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€1.33M-
Equity€135k-€208k▲ 54.6%€374k▲ 79.2%€620k▲ 66.0%€401k▼ 35.3%
Operating result€54k-€116k▲ 116%€241k▲ 108%€518k▲ 115%€-221k
Net result€40k-€92k▲ 132%€184k▲ 100%€378k▲ 105%€-219k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €221k after €518k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €922k
Fixed assets
€26k▼ 12.6%
Current assets
€896k▼ 22.2%
Equity and liabilities €922k
Equity
€401k▼ 35.3%
Debt
€521k▼ 7.2%
The debt ratio rises from 47.5% to 56.5%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-204k▼
2023 · €541k
Cash flow
€-202k▼
2023 · €401k
Solvency
43.5%▼
2023 · 52.5%
Current ratio
1.72▼
2023 · 2.05
Quick ratio
1.68▼
2023 · 2.01
Debt / equity
1.30▲
2023 · 0.91
ROE
-54.7%▼
2023 · 60.9%
ROA
-23.8%▼
2023 · 31.9%
Interest coverage
-565.28▼
2023 · 149.68
Debt
€521k▼
2023 · €562k
Debt ≤ 1 year
€521k▼
2023 · €562k
Income taxes
€0▼
2023 · €140k
Staff costs
€30k▲
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.18M€922k▼
Fixed assets21/28€30k€26k▼
Tangible fixed assets22/27€30k€26k▼
Plant, machinery and equipment23€2k€682▼
Furniture and vehicles24€28k€25k▼
Financial fixed assets28€120€120=
Current assets29/58€1.15M€896k▼
Stocks and contracts in progress3€24k€23k▼
Stocks30/36€24k€23k▼
Amounts receivable within one year40/41€1.06M€812k▼
Trade receivables40€1.00M€734k▼
Other amounts receivable41€57k€78k▲
Cash at bank and in hand54/58€65k€54k▼
Deferred charges and accrued income490/1€5k€7k▲
Equity and liabilities
Total equity and liabilities10/49€1.18M€922k▼
Equity10/15€620k€401k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€612k€393k▼
Amounts payable17/49€562k€521k▼
Amounts payable within one year42/48€562k€521k▼
Trade debts44€248k€324k▲
Suppliers440/4€248k€324k▲
Taxes, remuneration and social security45€204k€89k▼
Taxes450/3€177k€86k▼
Remuneration and social security454/9€27k€3k▼
Other amounts payable47/48€109k€108k▼
Income statement
Code20232024
Remuneration, social security and pensions62€20k€30k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€17k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€485k
Other operating charges640/8€12k€10k▼
Gross operating margin9900€573k€320k▼
Operating profit (loss)9901€518k€-221k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€4k€360▼
Recurring financial charges65€4k€360▼
Profit (loss) for the period before taxes9903€518k€-219k▼
Income taxes67/77€140k€0▼
Profit (loss) for the period9904€378k€-219k▼
Profit (loss) for the period to be appropriated9905€378k€-219k▼
Appropriation of the result
Profit (loss) to be appropriated9906€743k€393k▼
Profit (loss) brought forward from the previous period14P€366k€612k▲
Profit to be distributed694/7€131k-
Return on contributions (dividend)694€131k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-219k ▼158%
Net result drops to €-219k, the lowest in the series.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €378k ▲105%
Operating result €518k, net result €378k, both a record.
31-12
Financial
Equity above €500kEq €620k ▲66%
6 profitable years in a row build equity to €620k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Equity above €200kEq €208k ▲54.6%
4 profitable years in a row build equity to €208k.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100kEq €135k ▲41.6%
3 profitable years in a row build equity to €135k.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugstraat 229921 LievegemGround area
292 m²
Building footprint
82 m²
Volume, LiDAR
476 m³
Parcel 44068B0382/00X000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Brugstraat 22, 9921 Lievegem
since 20182.278.375.689
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44068B0382/00X000 | Flanders | 292 m² | 1 · 82 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 9,958 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2017
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68121Development of residential building projects
43110Demolition
43331Floor and wall tiling
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.