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Generated 18-08-2026
Active BE 0548.851.437Private limited company

CONDROZ CONSULT ASSURANCES

Rue de la Gendarmerie 53 ·4560 Clavier, Belgium· 12 yrs active
Sector: Activiteiten van verzekeringsagenten en -makelaars (66220)
Conclusion Checked

CONDROZ CONSULT ASSURANCES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 12 yrs
Board 6
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2014, 12 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 25-07-2025 2025-00319725
31-12-2023 micro 20-09-2024 2024-00468854
31-12-2022 micro 03-08-2023 2023-00314283
31-12-2021 micro 29-09-2022 2022-20445387
31-12-2020 micro 30-07-2021 2021-45100520
31-12-2019 micro 12-10-2020 2020-61400457
31-12-2018 micro 30-08-2019 2019-59800309
31-12-2017 micro 31-08-2018 2018-59500244
31-12-2016 micro 31-08-2017 2017-56300452
31-12-2015 volledig 26-09-2016 2016-61700510
Directors & mandates 7 directors
Current directors & mandates
  • BWCGLegal entity
    Director· perm. rep.: Wiliquet Patrick Paul Marie Ghislain
    State Gazette act 25370992 (21-11-2025)
    Current
    21-11-2025 → present
  • DYNAMIC FINANCESLegal entity
    Director· perm. rep.: JACQUET Pierre-Yves Anne Paul
    State Gazette act 25370992 (21-11-2025)
    Current
    21-11-2025 → present
  • HVJLegal entity
    Director· perm. rep.: Vossen-Jackmar Henri Luc Antoine
    State Gazette act 25370992 (21-11-2025)
    Current
    21-11-2025 → present
  • NoSaLegal entity
    Director· perm. rep.: Nona Salvatore
    State Gazette act 25370992 (21-11-2025)
    Current
    21-11-2025 → present
  • PAC & FINLegal entity
    Director· perm. rep.: LAVAL Marie-Christine Béatrice Ghislaine
    State Gazette act 25370992 (21-11-2025)
    Current
    21-11-2025 → present
  • Patrick WILIQUET
    Director
    State Gazette act 22335581 (02-06-2022)
    Current
    02-06-2022 → present
    2 events
    • 02-06-2022 Resigned· Managing director
    • 02-06-2022 Mandate renewed· Director
Former directors (1)
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation25-03-2014
StatusActive
Postal code4560
Connections & network 4 connected companies
Group structure
BWCG
Sits on the board · 1 subsidiary · 1 location
Control→
DYNAMIC FINANCES
Sits on the board · 1 subsidiary · 1 location
Control→
NoSa
Sits on the board · 1 subsidiary · 1 location
Control→
PAC & FIN
Sits on the board · 1 subsidiary · 1 location
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 4 parties
Control over this companysits on this company's board4
BWCG
1 subsidiary · 1 location
DYNAMIC FINANCES
1 subsidiary · 1 location
NoSa
1 subsidiary · 1 location
PAC & FIN
1 subsidiary · 1 location
controls
CONDROZ CONSULT ASSURANCESBE 0548.851.437

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 1 location
B.W.A.
Rue de la Gendarmerie 53, 4560 ClavierBemiddeling inzake krediet en leningen door makelaars en andere tussenpersonen
since 20142.228.562.825
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61012I0081/00P018 Wallonia 526 m² 1 · 103 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
21-11-2025
State Gazette act Director changes
v3.2
25-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
20-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
03-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
29-09-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
02-06-2022
State Gazette act Director changes
v3.2
2021
30-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
12-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
31-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
31-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
26-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2014
04-04-2014
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 9 months ago
2025
21-11-2025 5 directors appointed, 1 resigning Director changes
  • Nona Salvatore, Bestuurder
  • Wiliquet Patrick Paul Marie Ghislain, Bestuurder
  • Vossen-Jackmar Henri Luc Antoine, Bestuurder
  • JACQUET Pierre-Yves Anne Paul, Bestuurder
  • LAVAL Marie-Christine Béatrice Ghislaine, Bestuurder
  • Wiliquet Patrick Paul Marie Ghislain, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Wiliquet Patrick Paul Marie Ghislain",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-11-04",
      "evidence_quote": "Monsieur Wiliquet Patrick Paul Marie Ghislain, domicili\u00E9 \u00E0 4163 Anthisnes (Tavier), Chemin des Patars 49, a pr\u00E9sent\u00E9 sa d\u00E9mission, de suite accept\u00E9e par l\u2019assembl\u00E9e g\u00E9n\u00E9rale, de sa fonction d\u0027administrateur de la soci\u00E9t\u00E9; ses fonctions se terminent \u00E0 compter de la cl\u00F4ture de la pr\u00E9sente assembl\u00E9e g\u00E9",
      "discharge_granted": false
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Nona Salvatore",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "1026520613",
        "name": "NoSa",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9signe \u00E0 la fonction d\u0027administrateur pour une dur\u00E9e ind\u00E9termin\u00E9e, tous ici pr\u00E9sents et acceptant : 1. La soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e \u00AB NoSa \u00BB, ayant son si\u00E8ge \u00E0 4000 Li\u00E8ge, Rue Bagolet 43, inscrite au registre des personnes morales de Li\u00E8ge, division Li\u00E8ge sous le num\u00E9ro "
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Wiliquet Patrick Paul Marie Ghislain",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "1026434105",
        "name": "BWCG",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9signe \u00E0 la fonction d\u0027administrateur pour une dur\u00E9e ind\u00E9termin\u00E9e, tous ici pr\u00E9sents et acceptant : 1. La soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e \u00AB BWCG \u00BB, ayant son si\u00E8ge \u00E0 4560 Clavier, rue de la Gendarmerie 53, inscrite au registre des personnes morales de Li\u00E8ge, division Huy sous "
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Vossen-Jackmar Henri Luc Antoine",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "HVJ",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9signe \u00E0 la fonction d\u0027administrateur pour une dur\u00E9e ind\u00E9termin\u00E9e, tous ici pr\u00E9sents et acceptant : 1. La soci\u00E9t\u00E9 \u00E0 responsivit\u00E9 limit\u00E9e \u00AB HVJ \u00BB, ayant son si\u00E8ge \u00E0 4550 Nandrin, Route de France 19, inscrite au registre des personnes morales de Li\u00E8ge, division Huy sous le num\u00E9ro"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "JACQUET Pierre-Yves Anne Paul",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0478803777",
        "name": "DYNAMIC FINANCES",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9signe \u00E0 la fonction d\u0027administrateur pour une dur\u00E9e ind\u00E9termin\u00E9e, tous ici pr\u00E9sents et acceptant : 1. La soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e \u00AB DYNAMIC FINANCES \u00BB, ayant son si\u00E8ge \u00E0 4041 Herstal (Milmort), Rue Bovendael 11, inscrite au registre des personnes morales de Li\u00E8ge, divi"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "LAVAL Marie-Christine B\u00E9atrice Ghislaine",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0671626713",
        "name": "PAC \u0026 FIN",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9signe \u00E0 la fonction d\u0027administrateur pour une dur\u00E9e ind\u00E9termin\u00E9e, tous ici pr\u00E9sents et acceptant : 1. La soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e \u00AB PAC \u0026 FIN \u00BB, ayant son si\u00E8ge \u00E0 4560 Clavier, Rue de la Gendarmerie 53, inscrite au registre des personnes morales de Li\u00E8ge, division Huy "
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0548.851.437",
    "name_full": "BUREAU WILIQUET ASSURANCES, EN ABREGE : B.W.A.",
    "legal_form": "SRL"
  }
}
2022
02-06-2022 1 resigning, 1 reappointed Director changes
  • Patrick WILIQUET, Gedelegeerd bestuurder
  • Patrick WILIQUET, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Patrick WILIQUET",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de mettre fin \u00E0 la fonction du g\u00E9rant actuel, Monsieur Patrick WILIQUET, domicili\u00E9 \u00E0 4163 Tavier, Chemin des Patars 49, et proc\u00E8de imm\u00E9diatement au renouvellement de sa nomination comme administrateur non statutaire pour une dur\u00E9e illimit\u00E9e. L\u2019assembl\u00E9e g\u00E9n\u00E9rale donne d\u00E9c",
      "discharge_granted": true
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Patrick WILIQUET",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de mettre fin \u00E0 la fonction du g\u00E9rant actuel, Monsieur Patrick WILIQUET, domicili\u00E9 \u00E0 4163 Tavier, Chemin des Patars 49, et proc\u00E8de imm\u00E9diatement au renouvellement de sa nomination comme administrateur non statutaire pour une dur\u00E9e illimit\u00E9e."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0548.851.437",
    "name_full": "BUREAU WILIQUET ASSURANCES",
    "legal_form": "SPRL"
  }
}
2014
04-04-2014 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "4560 CLAVIER, Rue de la Gendarmerie, 53",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1962-03-15",
        "name": "WILIQUET Patrick Paul Marie Ghislain",
        "niss": null,
        "address": "4163 ANTHISNES, Chemin des Patars, 49"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3100,
      "holder_person_name": "WILIQUET Patrick Paul Marie Ghislain",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 9300,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1965-05-19",
        "name": "DEMBLON Nathalie Th\u00E9r\u00E8se",
        "niss": null,
        "address": "4163 ANTHISNES, Chemin des Patars, 49"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3100,
      "holder_person_name": "DEMBLON Nathalie Th\u00E9r\u00E8se",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 9300,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 18600,
  "subject_company": {
    "kbo": "0548.851.437",
    "name_full": "BUREAU WILIQUET ASSURANCES",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2014-03-21",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van verzekeringsagenten en -makelaars66220Verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameFR CONDROZ CONSULT ASSURANCES
AbbreviationFR B.W.A.
Registered office
Rue de la Gendarmerie 53
4560 Clavier, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative