CONDO & ARONICA
ActiveCONDO & ARONICA has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 67% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+12
Solvency83▲+25
Growth53=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 1.26 in 2024; short-term debt: 34.6% of total assets), and 42.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.7%
Return on assets
4%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18192122232425
2018 to 2025 · latest year €102k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-02-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
4 d late
2023
153 d early
2022
on the day
2021
11 d early
2019
116 d early
2018
111 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€483k▲ 726%
2022 · €59k
2018: €418k
2019: €492k
2021: €368k
2022: €59k
2018 → 2023
EBIT margin
52.9%▲ 386.2pp
2022 · -333.3%
2018: -12.9%
2019: -2.3%
2021: -52.3%
2022: -333.3%
2018 → 2023
Net result
€7k▲ 33.7%
2024 · €5k
2018: €-81k
2019: €-44k
2021: €-270k
2022: €-202k
2023: €263k
2024: €5k
2018 → 2025
Working capital
€36k▼ 20.2%
2024 · €45k
2018: €298k
2019: €321k
2021: €52k
2022: €-194k
2023: €56k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€368k-€59k▼ 84.1%€483k▲ 726%
Equity€28k-€-174k€89k€95k▲ 5.9%€102k▲ 7.5%
Operating result€-192k-€-195k▼ 1.3%€256k€18k▼ 92.8%€7k▼ 59.5%
Net result€-270k-€-202k▲ 25.1%€263k€5k▼ 98.0%€7k▲ 33.7%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176k
Fixed assets
€79k▲ 26.0%
Current assets
€97k▼ 55.8%
Equity and liabilities €176k
Equity
€102k▲ 7.5%
Debt
€75k▼ 60.3%
The debt ratio falls from 66.5% to 42.3%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
57.7%▲
2024 · 33.5%
Current ratio
1.59▲
2024 · 1.26
Quick ratio
1.59▲
2024 · 1.26
Debt / equity
0.73▼
2024 · 1.99
ROE
7.0%▲
2024 · 5.6%
ROA
4.0%▲
2024 · 1.9%
Debt
€75k▼
2024 · €188k
Debt ≤ 1 year
€61k▼
2024 · €174k
Debt > 1 year
€14k=
2024 · €14k
Staff costs
€115k▲
2024 · €99k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€283k€176k▼
Fixed assets21/28€63k€79k▲
Tangible fixed assets22/27€63k€79k▲
Land and buildings22€52k€52k=
Furniture and vehicles24€10k€27k▲
Current assets29/58€220k€97k▼
Amounts receivable within one year40/41€214k€89k▼
Trade receivables40-€24k
Other amounts receivable41€214k€65k▼
Deferred charges and accrued income490/1€6k€9k▲
Equity and liabilities
Total equity and liabilities10/49€283k€176k▼
Equity10/15€95k€102k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Profit (loss) carried forward14€76k€83k▲
Amounts payable17/49€188k€75k▼
Amounts payable after more than one year17€14k€14k=
Financial debts170/4€14k€14k=
Amounts payable within one year42/48€174k€61k▼
Current portion of amounts payable after more than one year42€20k€20k=
Financial debts43€39k€39k▲
Credit institutions430/8€39k€39k▲
Trade debts44€101k-
Bills of exchange payable441€101k-
Taxes, remuneration and social security45-€792
Taxes450/3-€792
Other amounts payable47/48€14k€994▼
Income statement
Code20242025
Remuneration, social security and pensions62€99k€115k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k-
Other operating charges640/8€4k€5k▲
Gross operating margin9900€128k€127k▼
Operating profit (loss)9901€18k€7k▼
Financial charges65/66B€13k€314▼
Recurring financial charges65€13k€314▼
Profit (loss) for the period before taxes9903€5k€7k▲
Profit (loss) for the period9904€5k€7k▲
Profit (loss) for the period to be appropriated9905€5k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€83k▲
Profit (loss) brought forward from the previous period14P€71k€76k▲
Social balance
Average headcount (FTE)90873.0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 5 days late
2025
30-06
Financial
Equity above €100kEq €102k ▲7.5%
3 profitable years in a row build equity to €102k.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 4 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
30-06
Financial
Back to profitnet €263k
Net result €263k after 4 loss-making years.
30-06
Financial
Liquidity times 18current ratio 1.17
Current ratio from 0.06 to 1.17.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
20-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Weakest financial yearnet €-270k
Net result drops to €-270k, the lowest in the series; recovery starts the following year.
2020
06-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
19-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 111 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Philippeville 3746010 CharleroiGround area
289 m²
Building footprint
68 m²
Parcel 52014B0429/00T000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CONDO ET ARONICA - Siège Social
since 20052.169.456.369
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52014B0429/00T000 | Wallonia | 289 m² | 1 · 67 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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COMPTA FISC CONSULT
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SEBASTIEN WILLAERT
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Of 12,172 companies in sector 69201 we hold annual accounts for 7,638. 6,479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-1999
Fiscal year end30-06
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.