Concreet Consult
Open bankruptcyA bankruptcy procedure is open for Concreet Consult according to publications in the Belgian State Gazette; curator: SARA AELBRECHT.
Summary
The 2019 annual accounts show equity of €24,512 and a net result of €5,912.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Ghent, Ghent division
- Declared bankrupt
- 5 October 2021
- Supervising judge
- Firmin Bulte
- Official Gazette
- 11-10-2021 (pdf) ↗search the document for 2021/134665
Deadlines
- Provisional date payments stopped
- 5 October 2021A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 26 October 2021Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 4 November 2021art. XX.104 and XX.155 CEL
- First verification report
- passed on 18 November 2021Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 5 October 2022Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Sara AelbrechtBeervelde Dorp 70, 9080 Lochristisara@aelbrecht-law.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2019 was due by 31-07-2020 and was filed on 24-08-2020, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2019
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2019 accounts 24 days after the deadline; the sector median for financial year 2019 is 5 days after the deadline, and 51% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?Process a list How is the General construction of residential buildings sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2019, abbreviated schema
Equity
€24,512
Total assets
€77,551
Net result
€5,912
Working capital
€23,888
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €77,551
Fixed assets
€6,336
Current assets
€71,215
Equity and liabilities €77,551
Equity
€24,512
Debt
€53,039
Debt finances 68.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€10,635
Cash flow
€8,253
Current ratio
1.50
Debt to equity
0.23
ROE
24.1%
ROA
7.6%
Debt ≤ 1 year
€47,327
Debt > 1 year
€5,712
Annual accounts
| Line | 2019 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,341 |
| Gross operating margin9900 | €68,195 |
| Operating profit (loss)9901 | €8,294 |
| Recurring financial income75 | €149 |
| Recurring financial charges65 | €2,531 |
| Profit (loss) for the period before taxes9903 | €5,912 |
| Profit (loss) for the period9904 | €5,912 |
| Profit (loss) for the period to be appropriated9905 | €5,912 |
| Line | 2019 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €77,551 | |
| Fixed assets21/28 | €6,336 | |
| Intangible fixed assets21 | €1,888 | |
| Tangible fixed assets22/27 | €4,263 | |
| Financial fixed assets28 | €185 | |
| Current assets29/58 | €71,215 | |
| Amounts receivable within one year40/41 | €41,517 | |
| Cash at bank and in hand54/58 | €24,337 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €77,551 | |
| Equity10/15 | €24,512 | |
| Contributions10/11 | €18,600 | |
| Reserves13 | €5,912 | |
| Amounts payable17/49 | €53,039 | |
| Amounts payable after more than one year17 | €5,712 | |
| Amounts payable within one year42/48 | €47,327 | |
| Trade debts44 | €5,127 | |
| Line | 2019 |
|---|---|
| Profit (loss) for the period9904 | €5,912 |
| + Depreciation and write-downs630 | €2,341 |
| Operating cash flow (approximation) | €8,253 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2021
11-10
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Gent · event 05-10-2021
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 24 days late
SignalNBB filing
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2018
Ground area
184 m²
Building footprint
93 m²
Volume, LiDAR
967 m³
Parcel 44004C0213/00N002, Flanders · tallest building 13.5 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
House Upgrade
since 20182.272.284.089
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004C0213/00N002 | Flanders | 184 m² | 1 · 93 m² | 13.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | SARA AELBRECHT BEERVELDE DORP 70,
9080 LOCHRISTI |
05-10-2021 → present |
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Of 29,766 companies in sector 41001 we hold annual accounts for 16,055. 12,043 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded17-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
47761Retail sale of flowers, plants, seeds and fertilisers
70200Business and other management consultancy
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.