Summary
CONCREATO has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €102,382 and a net result of -€9,892. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 69% of 2357 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
3 d early
2023
30 d late
2022
30 d late
2021
29 d late
2020
5 d late
2019
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€9,892
2024 · €28,515
Working capital
-€18,432▼ 113%
2024 · -€8,648
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€269€5,748-€311€39,440-€8,133
Net result-€527within the sector's middle half€4,091within the sector's middle half-€607within the sector's middle half€28,515above the sector's middle half-€9,892below the sector's middle half
Equity€80,275within the sector's middle half▼ 0.7%€84,366within the sector's middle half▲ 5.1%€83,759within the sector's middle half▼ 0.7%€112,273within the sector's middle half▲ 34.0%€102,382within the sector's middle half▼ 8.8%
Total assets€122,713within the sector's middle half▼ 1.4%€129,424within the sector's middle half▲ 5.5%€125,725within the sector's middle half▼ 2.9%€152,980within the sector's middle half▲ 21.7%€199,084within the sector's middle half▲ 30.1%
Debt€42,439▼ 2.9%€45,058▲ 6.2%€41,967▼ 6.9%€40,706▼ 3.0%€96,702▲ 138%
Working capital-€39,134within the sector's middle half▼ 0.2%-€35,474within the sector's middle half▲ 9.4%-€37,329within the sector's middle half▼ 5.2%-€8,648within the sector's middle half▲ 76.8%-€18,432within the sector's middle half▼ 113%
Solvency65.4%above the sector's middle half▲ 0.5pp65.2%above the sector's middle half▼ 0.2pp66.6%above the sector's middle half▲ 1.4pp73.4%above the sector's middle half▲ 6.8pp51.4%within the sector's middle half▼ 22.0pp
Current ratio0.07below the sector's middle half▼ 0.040.21below the sector's middle half▲ 0.140.11below the sector's middle half▼ 0.100.79within the sector's middle half▲ 0.680.81within the sector's middle half▲ 0.02
Return on assets (ROA)-0.4%within the sector's middle half▼ 7.9pp3.2%within the sector's middle half▲ 3.6pp-0.5%within the sector's middle half▼ 3.6pp18.6%above the sector's middle half▲ 19.1pp-5.0%within the sector's middle half▼ 23.6pp
above
within
below
the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8,133 after €39,440 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €199,084
Fixed assets
€120,813 ▼ 0.1%
Current assets
€78,270 ▲ 144%
Equity and liabilities €199,084
Equity
€102,382 ▼ 8.8%
Debt
€96,702 ▲ 138%
Debt's share of the balance-sheet total rises from 26.6% to 48.6%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-9.7%▼
2024 · 25.4%
Debt ≤ 1 year
€96,702▲
2024 · €40,677
Income taxes
€176▼
2024 · €10,627
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €122 | €137 | €137 | = |
| Other operating charges640/8 | €348 | €1,152 | €384 | €521 | €66 | ▼ 87.4% |
| Gross operating margin9900 | €79 | €6,900 | €195 | €40,098 | -€7,931 | ▼ 120% |
| Operating profit (loss)9901 | -€269 | €5,748 | -€311 | €39,440 | -€8,133 | ▼ 121% |
| Financial income75/76B | - | - | €0 | €0 | - | - |
| Recurring financial income75 | - | - | €0 | €0 | - | - |
| Financial charges65/66B | €243 | €169 | €296 | €298 | €1,582 | ▲ 431% |
| Recurring financial charges65 | €243 | €169 | €296 | €298 | €1,582 | ▲ 431% |
| Profit (loss) for the period before taxes9903 | -€511 | €5,579 | -€607 | €39,142 | -€9,716 | ▼ 125% |
| Income taxes67/77 | €16 | €1,488 | €0 | €10,627 | €176 | ▼ 98.3% |
| Profit (loss) for the period9904 | -€527 | €4,091 | -€607 | €28,515 | -€9,892 | ▼ 135% |
| Profit (loss) for the period to be appropriated9905 | -€527 | €4,091 | -€607 | €28,515 | -€9,892 | ▼ 135% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €122,713 | €129,424 | €125,725 | €152,980 | €199,084 | ▲ 30.1% |
| Fixed assets21/28 | €119,840 | €119,840 | €121,087 | €120,950 | €120,813 | ▼ 0.1% |
| Tangible fixed assets22/27 | - | - | €1,247 | €1,110 | €973 | ▼ 12.3% |
| Other tangible fixed assets26 | - | - | €1,247 | €1,110 | €973 | ▼ 12.3% |
| Financial fixed assets28 | €119,840 | €119,840 | €119,840 | €119,840 | €119,840 | = |
| Current assets29/58 | €2,873 | €9,584 | €4,638 | €32,029 | €78,270 | ▲ 144% |
| Amounts receivable within one year40/41 | €2,295 | €9,227 | €4,200 | €24,436 | €77,440 | ▲ 217% |
| Trade receivables40 | €1,844 | €9,227 | €4,200 | €10,936 | €77,440 | ▲ 608% |
| Other amounts receivable41 | €451 | €0 | - | €13,500 | €0 | ▼ 100% |
| Current investments50/53 | €366 | €173 | €35 | €0 | - | - |
| Cash at bank and in hand54/58 | - | - | - | €6,595 | €9 | ▼ 99.9% |
| Deferred charges and accrued income490/1 | €212 | €183 | €404 | €999 | €821 | ▼ 17.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €122,713 | €129,424 | €125,725 | €152,980 | €199,084 | ▲ 30.1% |
| Equity10/15 | €80,275 | €84,366 | €83,759 | €112,273 | €102,382 | ▼ 8.8% |
| Contributions10/11 | €25,000 | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Reserves13 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Non-distributable reserves130/1 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves not available under the articles1311 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | €52,775 | €56,866 | €56,259 | €84,773 | €74,882 | ▼ 11.7% |
| Amounts payable17/49 | €42,439 | €45,058 | €41,967 | €40,706 | €96,702 | ▲ 138% |
| Amounts payable within one year42/48 | €42,007 | €45,058 | €41,967 | €40,677 | €96,702 | ▲ 138% |
| Trade debts44 | €654 | €335 | €43 | €1,754 | €2,273 | ▲ 29.6% |
| Suppliers440/4 | €654 | €335 | €43 | €1,754 | €2,273 | ▲ 29.6% |
| Taxes, remuneration and social security45 | €407 | €2,693 | €1,785 | €15,438 | €28,238 | ▲ 82.9% |
| Taxes450/3 | €407 | €2,693 | €1,785 | €15,438 | €28,238 | ▲ 82.9% |
| Other amounts payable47/48 | €40,946 | €42,030 | €40,139 | €23,485 | €66,191 | ▲ 182% |
| Accrued charges and deferred income492/3 | €432 | €0 | - | €29 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€527 | €4,091 | -€607 | €28,515 | -€9,892 | ▼ 135% |
| + Depreciation and write-downs630 | - | - | €122 | €137 | €137 | = |
| Operating cash flow (approximation) | -€527 | €4,091 | -€485 | €28,652 | -€9,755 | ▼ 134% |
| Investment in fixed assets (approximation) | - | €0 | -€1,369 | €0 | €0 | - |
| Change in cash | - | - | - | - | -€6,586 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet -€9,892
Net result drops to -€9,892, the lowest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €28,515
Net result €28,515 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €112,273 ▲34%
Equity rises from €83,759 to €112,273.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €4,091
Net result €4,091 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2015
Ground area
1,651 m²
Building footprint
94 m²
Volume, LiDAR
627 m³
Parcel 25096B0530/00E000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Vanne(S.-R.-G.) 4, 1370 Jodoigne
since 20152.243.251.494
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25096B0530/00E000 | Wallonia | 1,651 m² | 1 · 94 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,734 companies in sector 93299 we hold annual accounts for 1,169. 886 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded30-06-2015
Fiscal year end31-12
Activities, NACEBEL 2025
93299Other amusement and recreation activities
62900Other information technology and computer services
64210Activities of holding companies
73110Advertising agencies
73300Public relations and communication consultancy
79120Travel agency, tour operator and other reservation service and related activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0632870164
Registered
19-03-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.