ADVENTURER

Active

Private limited companyfounded 20179 yrs activeRue des Cévennes 15, 1325 Chaumont-Gistoux, BelgiumKBO/BCE: BE 0669.508.351

ADVENTURER has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €134k and a net result of €-32k. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 3022 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2024

69 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0▼-14

Solvency100=

Growth68=

Track record100

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €9k at 30 days acceptable

Liquidity ample (current ratio 8.53 against 15.0 in 2023; short-term debt: 11.2% and cash: 89.2% of total assets), and 11.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 93

Relative position

BE, all sectors

reference

Sector 93

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

88.8%

Return on assets

-21.4%

Age of the figures

21 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Persistent losses

Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2024

Net result per financial year

18192021222324

2018 to 2024 · latest year €-32k

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.

NBB · 8 filings

Deviation from the deadline

2025

not confirmed

2024

7 d early

2023

33 d early

2022

59 d early

2021

2 d late

2020

57 d early

2019

25 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€114k▲ 49.3%

2018 · €76k

2018: €76k

2018 → 2019

EBIT margin

49.7%▲ 5.6pp

2018 · 44.2%

2018: 44.2%

2018 → 2019

Net result

€-32k▼ 338%

2023 · €-7k

2018: €27k 2019: €44k 2020: €26k 2021: €14k 2022: €24k 2023: €-7k

2018 → 2024

Working capital

€127k▼ 19.1%

2023 · €158k

2018: €59k 2019: €106k 2020: €122k 2021: €147k 2022: €159k 2023: €158k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€129k-€150k▲ 16.3%€174k▲ 16.0%€166k▼ 4.2%€134k▼ 19.4%

Operating result€33k-€20k▼ 37.8%€32k▲ 59.2%€-7k€-32k▼ 376%

Net result€26k-€14k▼ 43.4%€24k▲ 65.8%€-7k€-32k▼ 338%

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €32k in 2024 against €7k in 2023; the loss grows and 2024 has the lowest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €151k

95.6%

Fixed assets €7k▼ 24.3%

Current assets €144k▼ 14.5%

Equity and liabilities €151k

88.8%

11%

Equity €134k▼ 19.4%

Debt €17k▲ 50.2%

The debt ratio rises from 6.3% to 11.2%. Equity is lower and debt is higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€-29k▼

2023 · €-4k

Cash flow

€-30k▼

2023 · €-5k

Solvency

88.8%▼

2023 · 93.7%

Current ratio

8.53▼

2023 · 15.00

Quick ratio

8.53▼

2023 · 15.00

Debt / equity

0.13▲

2023 · 0.07

ROE

-24.1%▼

2023 · -4.4%

ROA

-21.4%▼

2023 · -4.2%

Interest coverage

-43.46▼

2023 · -5.67

Debt

€17k▲

2023 · €11k

Debt ≤ 1 year

€17k▲

2023 · €11k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€178k€151k▼

Fixed assets21/28€9k€7k▼

Tangible fixed assets22/27€9k€7k▼

Plant, machinery and equipment23€1k€1k▲

Furniture and vehicles24€6k€4k▼

Other tangible fixed assets26€1k€971▼

Current assets29/58€169k€144k▼

Amounts receivable within one year40/41€23k€8k▼

Trade receivables40€23k€8k▼

Cash at bank and in hand54/58€145k€135k▼

Deferred charges and accrued income490/1€1k€1k▼

Equity and liabilities

Total equity and liabilities10/49€178k€151k▼

Equity10/15€166k€134k▼

Contributions10/11€19k€19k=

Reserves13€22k€22k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Distributable reserves133€20k€20k=

Profit (loss) carried forward14€126k€94k▼

Amounts payable17/49€11k€17k▲

Amounts payable within one year42/48€11k€17k▲

Trade debts44€1k€2k▲

Suppliers440/4€1k€2k▲

Taxes, remuneration and social security45€6k€8k▲

Taxes450/3€5k€762▼

Remuneration and social security454/9€2k€7k▲

Other amounts payable47/48€4k€7k▲

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲

Other operating charges640/8€4k€586▼

Gross operating margin9900€-156€-28k▼

Operating profit (loss)9901€-7k€-32k▼

Financial income75/76B-€5

Recurring financial income75-€5

Financial charges65/66B€726€666▼

Recurring financial charges65€726€666▼

Profit (loss) for the period before taxes9903€-7k€-32k▼

Profit (loss) for the period9904€-7k€-32k▼

Profit (loss) for the period to be appropriated9905€-7k€-32k▼

Appropriation of the result

Profit (loss) to be appropriated9906€126k€94k▼

Profit (loss) brought forward from the previous period14P€133k€126k▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 12Financial 4Filings 8

2025

24-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Weakest financial yearnet €-32k

Net result drops to €-32k, the lowest in the series.

28-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

02-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Equity above €150kEq €174k ▲16%

5 profitable years in a row build equity to €174k.

02-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 2 days late

2021

04-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

25-08

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 25 days late

2019

31-12

Financial Highest result since 2018net €44k ▲65.7%

Operating result €57k, net result €44k, both a record.

31-12

Financial Equity above €100kEq €103k ▲74.7%

2 profitable years in a row build equity to €103k.

07-08

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 7 days late

2018

02-07

NBB filing Annual accounts filed

fiscal year 2017 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Chaumont-Gistoux · 1 establishment unit since 2017

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Cévennes 151325 Chaumont-Gistoux

Ground area

3,990 m²

Building footprint

318 m²

Volume, LiDAR

2,037 m³

2 parcels, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Rue du Try 21, 1490 Court-Saint-Etienne

Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials

since 20172.262.435.621

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25023F0595/00E000	Wallonia	2,215 m²	1 · 129 m²	10.7 m · 3 fl.
25018C0069/00B002	Wallonia	1,774 m²	1 · 189 m²	7.5 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Sint-Niklaas · Eq €135k

Marelias

BE 0727.946.891

Maldegem · Eq €133k

Of 6,728 companies in sector 93299 we hold annual accounts for 1,168. 856 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-01-2017

Fiscal year end31-12

Activities, NACEBEL

93299Other amusement and recreation activities

Sources

Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.