Financials
- Financial year
- 2024
- Turnover
- €20.8m
- Profit
- €95,159
- Solvency
- 24.0%
Turnover▲ 7.4%
Net result
20182024
CONCORDIA
ActiveSummary
CONCORDIA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For CONCORDIA, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €10.3m and a net result of €95,159. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 773 sector peers (NACE 66, financial year 2024). The company has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance agents and brokers
NACE 66220
Largest employer in East Flanders, Auxiliary financial services sector3 sites
Size
€20.8mturnover 2024
- Staff
- 108 FTE
- Equity
- €10.3m
- Profit
- €95,159
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Parent
- Ecclesia International Holding GmbH · 100%
- Board
- 4 members
- Holdings
- 2
- Michel HöftmannManaging director
Auditor: Grant Thornton bedrijfsrevisorenAccounts 74 days overdue67 of 73 deeds read
Signalsraises riskAnnual accounts not filedlowers riskGrowing equityneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: One filing cycle is missing
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Three signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €10.3m
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 74 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline13-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
14 days early
2023
30 days early
2022
7 days early
2021
2 days early
2020
51 days early
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 23 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (1)
- Resignations: Luc Van Antwerpen (director) and…Appointment: Michel Höftmann (director)
- Resignations: Jochen Körner (director) and Denny…Appointments: Lee David Anderson (director)…
- Resignations: Pieter Holbrouck (member of the…Appointment: Bart Cuypers (member of…
Key points
- Caution: Result fell in 2024from €1.3m to €95,159 ▼ 92.7% View
- Positive: Largest employer in East Flanders, Auxiliary financial services sectorin the Checked rankings No. 1 View
- Caution: Accounts not fileddeadline was 31-07-2026 74 days late View
- Board changedlatest change 20-04-2026 · 4 in office 1 joined · 2 left View
- Controlled by Ecclesia International Holding GmbHultimately: Ecclesia Holding GmbH 100% View
- Positive: 4 years of growth in a rowturnover 2024: €20.8m 4 years View
- Flemish supportawarded from 2022 to 2025 €59,779 View
By topic
Board & ownership
- Board
- 4 members
- Parent
- Ecclesia International Holding GmbH · 100%
- Auditor
- Grant Thornton bedrijfsrevisoren
- MOERBEEK LucDirector
- Joseph James HanlyDirector
- Lee David AndersonDirector
- Michel HöftmannManaging director
Network & group
- Group
- Ecclesia Holding GmbH
- Subsidiaries
- 2
- Connected companies
- 27
- Mergers and asset contributions
- 6
2 subsidiaries
Timeline
- Events
- 97
- Since
- 1986
- 17-07-2025Annual accounts filed
- 01-07-2024Annual accounts filed
- 31-12-2023Back to profit
Company details
- Sites
- 3
- Legal form
- Public limited company
- Activity
- Insurance agents and brokersNACE 66220
- Founded
- 21-05-1985
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 5
- Who signs
- Two directors jointly
- Purpose
- “De vennootschap heeft tot doel alle activiteiten uit te voeren eigen aan het beroep van…” (deed in Dutch)
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies
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