CONCORDE FINANCE
The computed 12-month bankruptcy probability of CONCORDE FINANCE is 0.2% (very low). The 2024 annual accounts show equity of €173.38M and a net result of €7.97M. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 972 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €173.38M |
| Net result | €7.97M |
| Better than sector | 91% |
| Active | 18 yrs |
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 92.0% | 39.7% | |
| Net result | €7.97M | €32k | |
| Equity | €173.38M | €152k | |
| Gross operating margin | €17k | €59k | |
| Employees (FTE) | 0.0 | 1.9 |
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | €-412k |
| Net profit | €7.97M |
| Cash flow | €8.04M |
| Staff costs | - |
| Income taxes | €2.33M |
| Dividends | - |
| Total assets | €188.50M |
| Equity | €173.38M |
| Debt | €15.12M |
| of which ≤ 1y | €2.22M |
| of which > 1y | €5.40M |
| Working capital | €174.78M |
| Employees (FTE) | 0.0 |
| 2024 | |
|---|---|
| Current ratio | 79.75 |
| Quick ratio | 79.75 |
| Working capital ratio | 92.7% |
| Solvency | 92.0% |
| Debt / equity | 0.09 |
| Long-term debt ratio | 0.03 |
| Interest coverage | -1.29 |
| Gross margin | - |
| Net margin | - |
| ROA | 4.2% |
| ROE | 4.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €188.50M |
| Fixed assets | 21/28 | €11.50M |
| Tangible fixed assets | 22/27 | €2.06M |
| Financial fixed assets | 28 | €9.44M |
| Current assets | 29/58 | €177.00M |
| Amounts receivable within one year | 40/41 | €1.31M |
| Investments | 50/53 | €1.44M |
| Cash & bank | 54/58 | €2.21M |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €188.50M |
| Equity | 10/15 | €173.38M |
| Contributions / capital | 10/11 | €22.00M |
| Reserves | 13 | €2.20M |
| Accumulated profits (losses) | 14 | €149.18M |
| Amounts payable | 17/49 | €15.12M |
| Amounts payable after one year | 17 | €5.40M |
| Amounts payable within one year | 42/48 | €2.22M |
| Trade debts payable within one year | 44 | €9k |
| Income statement | ||
| Gross operating margin | 9900 | €17k |
| Operating result | 9901 | €-477k |
| Financial income | 75 | €10.67M |
| Financial charges | 65 | €320k |
| Result before taxes | 9903 | €10.30M |
| Income taxes | 67/77 | €2.33M |
| Net result for the period | 9904 | €7.97M |
| Result to be appropriated | 9905 | €7.97M |
-
ELICHA Tony MarcelAdministrateur non statutaireState Gazette act 24329796 (17-01-2024)Current17-01-2024 → present
Historic, not recently confirmed (2)
-
Ernst & Young Assurance Services SC SCRLLegal entityAuditorState Gazette act 17090462 (27-06-2017)Not recently confirmedlast confirmed in an act from 2017
-
Jean-François PiraudGérantState Gazette act 11022933 (11-02-2011)Not recently confirmedlast confirmed in an act from 2011
Permanent representatives (1)
-
ELICHA Tony MarcelReprésentant permanentState Gazette act 24329796 (17-01-2024)Permanent representative17-01-2024 → present
| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| Ernst & Young Lippens & Rabaey Audit BV Commissaire |
- | 05-03-2015 → 05-03-2015 |
| NACE primary | Head offices & management consulting(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 08-08-2008 |
| Status | Active |
| Postal code | 1000 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1961/00E000 ProtectedSite or landscapeEgmontpark |
Brussels | 869 m² | 1 · 856 m² | 36.3 m · 3 fl. |
| 21808H1846/00N000 ProtectedMonumentGeheel van eclectische huizen |
Brussels | 145 m² | 1 · 115 m² | 22.8 m · 6 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
07-08-2025 Articles of association amended
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}06-12-2017 Publication in the Belgian Official Gazette, Minor change
Technical details
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}27-06-2017 Ernst & Young Assurance Services SC SCRL appointed as auditor
- Ernst & Young Assurance Services SC SCRL, Auditor
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}01-04-2015 Change in the board of directors
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}31-03-2015 Registered office moved within Bruxelles
- Boulevard de Waterloo 36-37 - 1000 Bruxelles → Rue aux Laines 42 - 1000 Bruxelles
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}05-03-2015 Ernst & Young Lippens & Rabaey Audit BV appointed as commissaire
- Ernst & Young Lippens & Rabaey Audit BV, Commissaire
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}11-02-2011 Jean-François Piraud appointed as gérant
- Jean-François Piraud, Gérant
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}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | CONCORDE FINANCE |