CONCHI
ActiveSummary
CONCHI has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €1,419. Equity remains stable across the filed fiscal years (±1.2% per year). The computed 12-month bankruptcy probability is 0.7% (low).
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Signals
This company filed its last 7 accounts on average 27 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
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Peer companies
Historical observationOf the 6,040 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,618 | €25,046 | €25,046 | €21,468 | €21,468 | = |
| Other operating charges640/8 | €4,949 | €2,499 | €2,032 | €2,455 | €2,717 | ▲ 10.7% |
| Gross operating margin9900 | €24,297 | €22,430 | €25,019 | €25,790 | €25,849 | ▲ 0.2% |
| Operating profit (loss)9901 | -€4,271 | -€5,115 | -€2,059 | €1,867 | €1,664 | ▼ 10.8% |
| Financial income75/76B | €187 | €174 | €4 | €80 | - | - |
| Recurring financial income75 | €187 | €174 | €4 | €80 | - | - |
| Financial charges65/66B | €3,705 | €2,533 | €793 | €99 | €104 | ▲ 4.5% |
| Recurring financial charges65 | €3,705 | €2,533 | €793 | €99 | €104 | ▲ 4.5% |
| Profit (loss) for the period before taxes9903 | -€7,790 | -€7,475 | -€2,848 | €1,847 | €1,561 | ▼ 15.5% |
| Income taxes67/77 | - | - | - | €168 | €142 | ▼ 15.5% |
| Profit (loss) for the period9904 | -€7,790 | -€7,475 | -€2,848 | €1,680 | €1,419 | ▼ 15.5% |
| Profit (loss) for the period to be appropriated9905 | -€7,790 | -€7,475 | -€2,848 | €1,680 | €1,419 | ▼ 15.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.7m | €1.6m | €1.4m | €1.4m | €1.4m | ▲ 0.3% |
| Fixed assets21/28 | €1.5m | €1.5m | €1.4m | €1.4m | €1.4m | ▼ 1.5% |
| Tangible fixed assets22/27 | €1.5m | €1.5m | €1.4m | €1.4m | €1.4m | ▼ 1.5% |
| Land and buildings22 | €1.5m | €1.5m | €1.4m | €1.4m | €1.4m | ▼ 1.5% |
| Current assets29/58 | €176,155 | €89,952 | €1,979 | €13,807 | €40,136 | ▲ 191% |
| Amounts receivable within one year40/41 | €1,500 | €138 | - | €1,350 | - | - |
| Other amounts receivable41 | €1,500 | €138 | - | €1,350 | - | - |
| Current investments50/53 | €51,934 | €51,952 | - | - | - | - |
| Cash at bank and in hand54/58 | €122,722 | €37,844 | €1,979 | €11,257 | €37,736 | ▲ 235% |
| Deferred charges and accrued income490/1 | - | €18 | - | €1,200 | €2,400 | ▲ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.7m | €1.6m | €1.4m | €1.4m | €1.4m | ▲ 0.3% |
| Equity10/15 | €1.2m | €1.4m | €1.4m | €1.4m | €1.4m | ▲ 0.1% |
| Contributions10/11 | €20,000 | €260,000 | €260,000 | €260,000 | €260,000 | = |
| Reserves13 | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | ▲ 0.1% |
| Non-distributable reserves130/1 | €2,000 | - | - | - | - | - |
| Reserves not available under the articles1311 | €2,000 | - | - | - | - | - |
| Distributable reserves133 | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | ▲ 0.1% |
| Amounts payable17/49 | €465,435 | €121,660 | €11,488 | €168 | €3,610 | ▲ 2,049% |
| Amounts payable within one year42/48 | €463,035 | €120,460 | €11,488 | €168 | €3,610 | ▲ 2,049% |
| Financial debts43 | - | €45,000 | - | - | - | - |
| Credit institutions430/8 | - | €45,000 | - | - | - | - |
| Trade debts44 | - | - | - | - | €2,373 | - |
| Suppliers440/4 | - | - | - | - | €2,373 | - |
| Taxes, remuneration and social security45 | - | - | - | €168 | €142 | ▼ 15.5% |
| Taxes450/3 | - | - | - | €168 | €142 | ▼ 15.5% |
| Other amounts payable47/48 | €463,035 | €75,460 | €11,488 | - | €1,095 | - |
| Accrued charges and deferred income492/3 | €2,400 | €1,200 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,790 | -€7,475 | -€2,848 | €1,680 | €1,419 | ▼ 15.5% |
| + Depreciation and write-downs630 | €23,618 | €25,046 | €25,046 | €21,468 | €21,468 | = |
| Operating cash flow (approximation) | €15,829 | €17,572 | €22,199 | €23,148 | €22,887 | ▼ 1.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€84,877 | -€35,866 | €9,278 | €26,479 | ▲ 185% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44412C0569/00B000 | Flanders | 2,116 m² | 1 · 309 m² | 27.8 m · 5 fl. |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.