Concept Nikèl
ActiveConcept Nikèl has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €662k and a net result of €271k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 82% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 7.55 against 8.5 in 2024; short-term debt: 11.7% and cash: 8.2% of total assets), and 17.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.8%
Return on assets
33.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
3 d early
2021
30 d early
2020
30 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€662k▲ 69.4%
2024 · €391k
2018: €191k
2019: €353k
2020: €352k
2021: €373k
2022: €277k
2023: €228k
2024: €391k
2018 → 2025
Total assets
€800k▲ 63.0%
2024 · €491k
2018: €258k
2019: €572k
2020: €498k
2021: €436k
2022: €300k
2023: €292k
2024: €491k
2018 → 2025
Net result
€271k▲ 66.1%
2024 · €163k
2018: €93k
2019: €162k
2020: €-565
2021: €21k
2022: €-20k
2023: €68k
2024: €163k
2018 → 2025
Working capital
€613k▲ 93.9%
2024 · €316k
2018: €178k
2019: €331k
2020: €316k
2021: €330k
2022: €234k
2023: €204k
2024: €316k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€373k-€277k▼ 25.7%€228k▼ 17.8%€391k▲ 71.7%€662k▲ 69.4%
Operating result€25k-€-21k€112k€208k▲ 86.2%€361k▲ 73.5%
Net result€21k-€-20k€68k€163k▲ 139%€271k▲ 66.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 73% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €800k
Fixed assets
€93k▼ 29.7%
Current assets
€707k▲ 97.2%
Equity and liabilities €800k
Equity
€662k▲ 69.4%
Debt
€138k▲ 38.2%
The debt ratio falls from 20.3% to 17.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€391k▲
2024 · €221k
Cash flow
€301k▲
2024 · €176k
Solvency
82.8%▲
2024 · 79.7%
Current ratio
7.55▼
2024 · 8.50
Quick ratio
7.55▼
2024 · 8.50
Debt / equity
0.21▼
2024 · 0.26
ROE
41.0%▼
2024 · 41.8%
ROA
33.9%▲
2024 · 33.3%
Interest coverage
51.33▼
2024 · 620.69
Debt
€138k▲
2024 · €100k
Debt ≤ 1 year
€94k▲
2024 · €42k
Debt > 1 year
€43k▼
2024 · €57k
Income taxes
€88k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€491k€800k▲
Fixed assets21/28€132k€93k▼
Tangible fixed assets22/27€116k€93k▼
Plant, machinery and equipment23€661€520▼
Furniture and vehicles24€112k€90k▼
Other tangible fixed assets26€4k€2k▼
Financial fixed assets28€16k-
Current assets29/58€358k€707k▲
Amounts receivable within one year40/41€349k€544k▲
Trade receivables40€144k€316k▲
Other amounts receivable41€205k€228k▲
Current investments50/53-€95k
Cash at bank and in hand54/58€6k€66k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€491k€800k▲
Equity10/15€391k€662k▲
Contributions10/11€19k€19k=
Reserves13€372k€643k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€403€403=
Distributable reserves133€370k€641k▲
Amounts payable17/49€100k€138k▲
Amounts payable after more than one year17€57k€43k▼
Financial debts170/4€57k€43k▼
Amounts payable within one year42/48€42k€94k▲
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€27k€77k▲
Taxes450/3€22k€71k▲
Remuneration and social security454/9€4k€5k▲
Accrued charges and deferred income492/3€764€1k▲
Income statement
Code20242025
Non-recurring operating income76A-€24k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€30k▲
Other operating charges640/8€969€690▼
Gross operating margin9900€222k€392k▲
Operating profit (loss)9901€208k€361k▲
Financial income75/76B€6k€6k▼
Recurring financial income75€6k€6k▼
Financial charges65/66B€356€8k▲
Recurring financial charges65€356€8k▲
Profit (loss) for the period before taxes9903€214k€359k▲
Income taxes67/77€51k€88k▲
Profit (loss) for the period9904€163k€271k▲
Profit (loss) for the period to be appropriated9905€163k€271k▲
Appropriation of the result
Profit (loss) to be appropriated9906€163k€271k▲
Transfer to equity691/2€163k€271k▲
To other reserves6921€163k€271k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €271k ▲66.1%
Operating result €361k, net result €271k, both a record.
30-09
Financial
Equity above €500kEq €662k ▲69.4%
3 profitable years in a row build equity to €662k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity doublescurrent ratio 8.50
Current ratio from 4.19 to 8.50; short-term debt falls from €64k to €42k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €68k
Net result €68k after one loss-making year.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-20k ▼197%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
30-09
Financial
Liquidity doublescurrent ratio 7.55
Current ratio from 3.73 to 7.55; short-term debt falls from €116k to €50k.
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €200kEq €353k ▲85.1%
2 profitable years in a row build equity to €353k.
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude-Tramstraat 83724 HasseltGround area
693 m²
Building footprint
75 m²
Volume, LiDAR
424 m³
Parcel 73090D0231/00P002, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Concept Nikèl
since 20162.257.461.303
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73090D0231/00P002 | Flanders | 693 m² | 1 · 75 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BP INTERIEUR DESIGN
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LE MOULIN DE LASNE
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BLOCO
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Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 608 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2016
Fiscal year end30-09
Activities, NACEBEL
71112Activities of interior architects
68122Development of non-residential building projects
43320Joinery installation
43333Wallpapering and laying of floor and wall coverings in other materials
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:basic.08@aol.com