INT-VERDE
ActiveINT-VERDE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €738k and a net result of €268k. Equity is growing by ~57.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 1991 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+7
Solvency88▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 3.12 against 9.6 in 2024; short-term debt: 23.9% and cash: 8% of total assets), and 36.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.1%
Return on assets
22.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
18 d early
2024
26 d late
2023
29 d late
2022
31 d late
2021
31 d late
2020
27 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€738k▲ 3.5%
2024 · €713k
2018: €37k
2019: €81k
2020: €111k
2021: €229k
2022: €370k
2023: €559k
2024: €713k
2018 → 2025
Total assets
€1.17M▲ 17.7%
2024 · €994k
2018: €496k
2019: €620k
2020: €613k
2021: €678k
2022: €738k
2023: €970k
2024: €994k
2018 → 2025
Net result
€268k▲ 57.5%
2024 · €170k
2018: €17k
2019: €44k
2020: €30k
2021: €118k
2022: €142k
2023: €189k
2024: €170k
2018 → 2025
Working capital
€593k▼ 6.3%
2024 · €632k
2018: €133k
2019: €123k
2020: €76k
2021: €227k
2022: €332k
2023: €532k
2024: €632k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€229k-€370k▲ 62.0%€559k▲ 50.9%€713k▲ 27.6%€738k▲ 3.5%
Operating result€150k-€194k▲ 29.5%€270k▲ 39.3%€242k▼ 10.6%€368k▲ 52.2%
Net result€118k-€142k▲ 20.3%€189k▲ 33.0%€170k▼ 9.8%€268k▲ 57.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 52% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.17M
Fixed assets
€298k▲ 3.3%
Current assets
€872k▲ 23.6%
Equity and liabilities €1.17M
Equity
€738k▲ 3.5%
Debt
€432k▲ 53.8%
The debt ratio rises from 28.2% to 36.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€392k▲
2024 · €268k
Cash flow
€292k▲
2024 · €197k
Solvency
63.1%▼
2024 · 71.8%
Current ratio
3.12▼
2024 · 9.60
Quick ratio
3.12▼
2024 · 9.60
Debt / equity
0.59▲
2024 · 0.39
ROE
36.3%▲
2024 · 23.8%
ROA
22.9%▲
2024 · 17.1%
Interest coverage
31.24▲
2024 · 25.14
Debt
€432k▲
2024 · €281k
Debt ≤ 1 year
€280k▲
2024 · €74k
Debt > 1 year
€152k▼
2024 · €207k
Income taxes
€109k▲
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€994k€1.17M▲
Fixed assets21/28€288k€298k▲
Tangible fixed assets22/27€288k€298k▲
Land and buildings22€281k€264k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€7k€33k▲
Current assets29/58€706k€872k▲
Amounts receivable within one year40/41€36k€33k▼
Trade receivables40€35k€32k▼
Other amounts receivable41€692€947▲
Current investments50/53€600k€744k▲
Cash at bank and in hand54/58€67k€93k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€994k€1.17M▲
Equity10/15€713k€738k▲
Contributions10/11€20k€20k=
Reserves13€693k€718k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€147k€147k=
Distributable reserves133€544k€569k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€281k€432k▲
Amounts payable after more than one year17€207k€152k▼
Financial debts170/4€122k€67k▼
Other amounts payable178/9€85k€85k=
Amounts payable within one year42/48€74k€280k▲
Current portion of amounts payable after more than one year42€35k€55k▲
Financial debts43-€6
Credit institutions430/8-€6
Trade debts44€1k€11k▲
Suppliers440/4€1k€11k▲
Taxes, remuneration and social security45€15k€20k▲
Taxes450/3€15k€20k▲
Other amounts payable47/48€23k€193k▲
Accrued charges and deferred income492/3€0€210▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€24k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€271k€395k▲
Operating profit (loss)9901€242k€368k▲
Financial income75/76B€16k€22k▲
Recurring financial income75€16k€22k▲
Financial charges65/66B€11k€13k▲
Recurring financial charges65€11k€13k▲
Profit (loss) for the period before taxes9903€247k€377k▲
Income taxes67/77€77k€109k▲
Profit (loss) for the period9904€170k€268k▲
Transfer from tax-exempt reserves789€84k€0▼
Transfer to tax-exempt reserves689€63k€0▼
Profit (loss) for the period to be appropriated9905€191k€268k▲
Appropriation of the result
Profit (loss) to be appropriated9906€191k€268k▲
Transfer from equity791/2€16k€43k▲
Transfer to equity691/2€191k€68k▼
To other reserves6921€191k€68k▼
Profit to be distributed694/7€16k€243k▲
Return on contributions (dividend)694€16k€243k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €268k ▲57.5%
Operating result €368k, net result €268k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Equity above €500kEq €559k ▲50.9%
6 profitable years in a row build equity to €559k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 4.17
Current ratio from 1.55 to 4.17; short-term debt falls from €138k to €71k.
31-12
Financial
Equity above €200kEq €229k ▲106%
4 profitable years in a row build equity to €229k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Equity above €100kEq €111k ▲37.1%
3 profitable years in a row build equity to €111k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kouterweg 358890 MoorsledeGround area
763 m²
Building footprint
161 m²
Volume, LiDAR
854 m³
Parcel 36012B0008/00R000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INT-VERDE
since 20172.265.328.201
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36012B0008/00R000 | Flanders | 763 m² | 1 · 161 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 2 entries · 2,226 EUR awarded · 2,226 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 2,226 EUR | 2,226 EUR |
Schemes
Bijkomende retroactieve investeringspremie voor eigenaars van een warmtepomp én zonnepanelen na afschaffing van terugdraaiende teller
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Similar companies · same sector, comparable size
L'Ombre
BE 0841.668.406
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ZILT
BE 0742.708.709
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Britt Van Namen Interieurarchitect
BE 0636.817.470
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STUDIO BLEAU
BE 0723.559.028
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LIEVEN MUSSCHOOT
BE 0819.548.941
Knokke-Heist · Eq €757k
Of 3,916 companies in sector 71112 we hold annual accounts for 1,295. 578 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2017
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.