Skip to content

CONCEPT LINK

Active
Private limited companyfounded 1980active for 46 yearsWittehoefstraat 10, 3290 Diest, BelgiumKBO/BCE: BE 0420.233.395
Summary

CONCEPT LINK has been active since 1980 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€8,525) and a net result of €797. Equity is growing by about 2.7% per year across the filed financial years. Its solvency ranks better than 9% of 11,503 sector peers (NACE 71, financial year 2024). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Activities of interior architects
NACE 71112
2nd oldest company in Diest, Professional and technical services sector2 sites
Size
€149,098total assets 2024
Equity
-€8,525
Profit
€797
Turnover not published (micro format)
Financial health
54 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.2%
Structure
Accounts 74 days overdue0 of 2 deeds read
Why 54raises riskCapped at 59: negative equityFigures for financial year 2024 (filed 30-08-2025)Liquidity: current ratio 0.93, cash €2,764, halvedlowers riskSize: total assets €149,098Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence

Checked score

Score 2024
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 22% of its sector peers (NACE 71, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Weak
Solvency 19+1
equity -5.7% of total assets
Liquidity 2-5
short-term debt 105.7% · cash 1.9%
Profitability 60-15
return on assets 0.5%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,795 companies, NACE 71, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.2 percentage points vs 07-2025 09-2025: 0.3%▼ -0.4 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.4%▲ +0.1 percentage points vs 01-2026 03-2026: 0.5%▲ +0.1 percentage points vs 02-2026 04-2026: 0.4%▼ -0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026 09-2026: 0.9%▲ +0.1 percentage points vs 08-2026 10-2026: 1.2%▲ +0.3 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.93, compared with 0.92 in 2023, below 1; short-term debt: 105.7% and cash: 1.9% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 8% on solvency, 2% on liquidity, 25% on profitability and 55% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €149,098
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Figures for financial year 2024 (filed 30-08-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.93, cash €2,764, halved
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 11503 sector peers (2024).
NBB · sector comparison
Position among 11503 sector peers
Solvency
better than 9%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 74 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline13-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
30 days late
2023
29 days late
2022
66 days late
2021
31 days late
2020
31 days late
2019
84 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 45 days after the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Highest result from 2018 to 2024net €6,842 ▲1,156%

Key points

  • Risk: Negative equityfinancial year 2024: debts exceed assets -€8,525 View
  • Caution: Among the weakest 8% on equitysector median €67,337 · 11,511 companies -€8,525 View
  • Caution: Accounts not fileddeadline was 31-07-2026 74 days late View
  • Positive: 5 profitable years in a rowprofit 2024: €797 5 years View
  • Active since 1980founded 18-02-1980 46 years View

By topic

Financials

Financial year
2024
Total assets
€149,098
Profit
€797
Solvency
-5.7%
Total assets▲ 5.9%
Net result
20182024
Go to Financials

Timeline

Events
48
Since
1981
  1. 05-10-2023Annual accounts filed
  2. 31-08-2022Annual accounts filed
  3. 31-08-2021Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Activities of interior architectsNACE 71112
Founded
18-02-1980
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.