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CONCEPT ET STYLE

Active
Private limited companyfounded 2015active for 11 yearsMichel Van Nieuwenborghstraat 18, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0630.621.546
Summary

CONCEPT ET STYLE has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,494 and a net result of €239. Equity has been growing by about 3.5% per year since 2018. Its solvency ranks better than 95% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 13-05-2015 Normal situation
Activity
Other specialised construction activities NACE 43990
Establishment unit
2.242.373.744 1082 Sint-Agatha-Berchem, since 13-05-2015
Financial year end
31 December
Peppol
Reachable since 18-12-2025

Board and ownership

Board

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€679
Turnover
≈ €9,300
estimated
Profit
€239
Equity
€17,494
▲ 1.4%
Total assets
€17,494
▼ 31.2%
Score breakdownraises riskSize: total assets €17,494Sector: Specialised construction activities (NACE 43)lowers riskEquity €17,494 (100.0% of total assets)Liquidity: cash €2,625Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 43% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 100+7
equity 100.0% of total assets
Liquidity 38-8
cash 15.0%
Profitability 24+24
return on assets 1.4%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 0.8% 01-2025: 0.7%▼ -0.1 percentage points vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.8%▲ +0.1 percentage points vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 1.1%▲ +0.3 percentage points vs 06-2025 08-2025: 1.1%● unchanged vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.2%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 1.1%▼ -0.1 percentage points vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 0.3%▼ -0.8 percentage points vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Cash is 15% of total assets. 0% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 26% on liquidity, 15% on profitability and 39% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: total assets €17,494
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €17,494 (100.0% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Liquidity: cash €2,625
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 days early
2024
41 days early
2023
43 days early
2022
35 days early
2021
44 days late
2020
80 days late
2019
15 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in specialised constructionsector median 46.7% · 34,954 companies 100.0% View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Resignation: KWIATKOWSKI Jacek (manager)Reappointment: KWIATKOWSKI Jacek (director)
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as CONCEPT ET STYLE: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €15,100 and €20,100, founded between 2013 and 2015.

CompanyTotal assetsGross margin
CONCEPT ET STYLE Sint-Agatha-Berchem€17,494€679
AT RENOVE Sint-Jans-Molenbeek€19,526-€1,492
BRUMAX Anderlecht€20,148-€10,124
ALDOR Sint-Pieters-Woluwe€15,147-€2,793
MARIO SAM Jette€17,877-€3,630
TRADITION SAS Wezembeek-Oppem€18,409-€10,757
MVS Construction Soumagne€18,797-€36,332
Full comparison

Key facts about CONCEPT ET STYLE

What is the company number of CONCEPT ET STYLE?
The company number of CONCEPT ET STYLE is 0630.621.546. The VAT number is the same number with BE in front: BE 0630.621.546.
Where is CONCEPT ET STYLE based?
The registered office is at Michel Van Nieuwenborghstraat 18, 1082 Sint-Agatha-Berchem.Company details
What does CONCEPT ET STYLE do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of CONCEPT ET STYLE?
The legal form of CONCEPT ET STYLE is Private limited company (BV).
When was CONCEPT ET STYLE founded?
CONCEPT ET STYLE was founded on 13-05-2015.
Is CONCEPT ET STYLE still active?
Yes, CONCEPT ET STYLE is an active enterprise in the KBO register.
What is the turnover of CONCEPT ET STYLE?
The turnover in financial year 2025 is ≈ €9,300. This figure is estimated from the gross margin of €679 and 204 comparable companies (NACE 43990). It probably lies between €4,900 and €18,000. It is a rough estimate.Financials
Is CONCEPT ET STYLE profitable?
In financial year 2025, CONCEPT ET STYLE made a profit of €239.
Where can I find the annual accounts of CONCEPT ET STYLE?
CONCEPT ET STYLE filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CONCEPT ET STYLE due?
CONCEPT ET STYLE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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