ALDOR
ActiveThe computed 12-month bankruptcy probability of ALDOR is 2.1% (moderate). The 2025 annual accounts show equity of €13k and a net result of €-4k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 90% of 7760 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-47
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 5.72 against 5.76 in 2024; short-term debt: 17.1% and cash: 9.8% of total assets), and 17.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.9%
Return on assets
-26.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
18 d late
2023
5 d late
2022
70 d late
2021
3 d early
2020
4 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€13k▼ 24.3%
2024 · €17k
2018: €22k
2019: €7k
2020: €14k
2021: €3k
2022: €15k
2023: €16k
2024: €17k
2018 → 2025
Total assets
€15k▼ 24.2%
2024 · €20k
2018: €31k
2019: €29k
2020: €28k
2021: €25k
2022: €28k
2023: €26k
2024: €20k
2018 → 2025
Net result
€-4k
2024 · €786
2018: €20k
2019: €-16k
2020: €7k
2021: €-10k
2022: €12k
2023: €458
2024: €786
2018 → 2025
Working capital
€12k▼ 24.8%
2024 · €16k
2018: €14k
2019: €1k
2020: €12k
2021: €2k
2022: €11k
2023: €13k
2024: €16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€15k▲ 344%€16k▲ 3.0%€17k▲ 5.0%€13k▼ 24.3%
Operating result€-10k-€13k€2k▼ 84.4%€2k▲ 3.4%€-3k
Net result€-10k-€12k€458▼ 96.1%€786▲ 71.7%€-4k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15k
Fixed assets
€332▲ 1.4%
Current assets
€15k▼ 24.6%
Equity and liabilities €15k
Equity
€13k▼ 24.3%
Debt
€3k▼ 24.1%
The debt ratio stays at 17.1%.
Key figures and ratios
Solvency
82.9%=
2024 · 82.9%
Current ratio
5.72▼
2024 · 5.76
Quick ratio
5.72▼
2024 · 5.76
Debt / equity
0.21▲
2024 · 0.21
ROE
-32.0%▼
2024 · 4.7%
ROA
-26.5%▼
2024 · 3.9%
Debt
€3k▼
2024 · €3k
Debt ≤ 1 year
€3k▼
2024 · €3k
Income taxes
€795▼
2024 · €927
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20k€15k▼
Fixed assets21/28€327€332▲
Financial fixed assets28€327€332▲
Current assets29/58€20k€15k▼
Amounts receivable within one year40/41€18k€13k▼
Trade receivables40€3k€3k▼
Other amounts receivable41€15k€11k▼
Cash at bank and in hand54/58€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€20k€15k▼
Equity10/15€17k€13k▼
Contributions10/11€20k€20k=
Outside capital11€20k€20k=
Other1109/19€20k€20k=
Profit (loss) carried forward14€-4k€-8k▼
Amounts payable17/49€3k€3k▼
Amounts payable within one year42/48€3k€3k▼
Financial debts43€338-
Credit institutions430/8€338-
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€799€437▼
Taxes450/3€799€437▼
Income statement
Code20242025
Other operating charges640/8€3k€465▼
Gross operating margin9900€5k€-3k▼
Operating profit (loss)9901€2k€-3k▼
Financial income75/76B€169€340▲
Recurring financial income75€169€340▲
Financial charges65/66B€525€306▼
Recurring financial charges65€525€306▼
Profit (loss) for the period before taxes9903€2k€-3k▼
Income taxes67/77€927€795▼
Profit (loss) for the period9904€786€-4k▼
Profit (loss) for the period to be appropriated9905€786€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-8k▼
Profit (loss) brought forward from the previous period14P€-5k€-4k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 3 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 5.76
Current ratio from 2.35 to 5.76; short-term debt falls from €10k to €3k.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-16k ▼178%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapitein Piretlaan 131150 Sint-Pieters-WoluweGround area
711 m²
Building footprint
509 m²
Volume, LiDAR
3,799 m³
2 parcels, Brussels · tallest building 16.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
AGAMAR
since 20142.229.959.427
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21492B0117/00H005 | Brussels | 416 m² | 1 · 419 m² | 12.5 m · 3 fl. |
| 21019A0111/00P015 | Brussels | 295 m² | 1 · 89 m² | 16.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
REKOVE
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RAM RENOVA ALTURA
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Zaventem · Eq €13k
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GREGORIO CONSTRUCT
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Zaventem · Eq €13k
BRAEM KEVIN RENOVATION
BE 0787.162.819
Dilbeek · Eq €12k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 4,473 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2014
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.