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CONCEPT

Active Private limited companyfounded 2002active for 24 yearsBurmstraat 8, 9112 Sint-NiklaasKBO/BCE: BE 0477.852.385

Overview

Lifetime

21 annual accounts with figures on one time axis, 24 filings since 2002
peak €39,811 (2025)
€39,811▲ 234%
lowest -€6,197 (2010)
€14,522▲ 21×
peak €46,732 (2025)
€46,732▲ 45.1%
€48,098▲ 28.2%
Board1 name since 2021
1 director
Documentsfilings and deeds
24-06-202637 days before the deadline
2025abbreviated format
Gross margin from €11,904 to €39,811Result from €703 to €14,522Equity from €32,210 to €46,732Debts from €37,515 to €48,098Cash from €15,780 to €74,676

Key points

from the 2025 annual accounts

Equity

€46,732 ▲ 45.1%

CONCEPT has made a profit without a break since 2011.

Filings

24 annual accounts since 2002
AprilJune31 JulyOctober20102020

The last five annual accounts were filed 18 to 37 days before the end of the period.

Position in the sector

€46,732

Less equity than 84% of companies in wholesale trade. Sector median €493,293 · 10,732 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 31,356 companies had the same profile as CONCEPT has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,356 companies, not a prediction for CONCEPT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

New director appointed, resigned · Legal-form conversion: from private limited company (pre-2019) to private limited company · Gazette deed
First establishment Burmstraat 8, Sint-Niklaas
Incorporation published on 11-07-2002 · Gazette deed
All 30 events

Comparable companies

same main activity, similar in size and age
Company
CONCEPT Sint-Niklaas €94,830 €39,811 49.3% -
A.C.T. INTERPACK Charleroi €89,636 €47,305 74.2% -
BM TOOLS Roosdaal €98,902 €33,066 97.5% 0
VERMAERCKE CATHERINE Knokke-Heist €110,154 €50,833 41.1% -
ROX Alken €103,835 €40,154 -89.9% -
HannElke Ronse €153,657 €43,264 76.0% -
Bord d'Escaut Zele €128,702 €22,747 -58.5% -

These companies have the same main activity as CONCEPT: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €89,600 and €154,000, founded between 2002 and 2006.

Official details

Source: KBO
Status
Active since 27-06-2002Normal situation
Activity
Agents in non-specialised wholesale tradeNACE 46190and 3 others
Establishment unit
2.096.295.2099112 Sint-Niklaas, since 12-08-2002
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

€39,811▲ 234%
≈ €170,000estimated
€14,522▲ 21×
€46,732▲ 45.1%
€94,830▲ 36.0%
Filing
Filed on 24-06-2026, 37 days before the end of the filing period
Financials

Insights on CONCEPT

CONCEPT files the abbreviated format. That format states no turnover. The gross margin rose from €10,364 in 2005 to €39,811 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 24-06-2026, 37 days before the deadline
€39,811
▲ 234%
€26,225
▲ 688%
€14,522
▲ 21×
€35,492
▲ 315%
49.3%
▲ 3.1 percentage points
1.74
▲ 0.51

Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €170,000. Estimated: probably between €110,000 and €440,000.

Balance sheet

balance sheet total €94,830 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

49.3%

Higher than 56% of 10,745 companies in 2025.

1.74

Higher than 49% of 10,577 companies in 2025.

15.3%

Higher than 85% of 10,675 companies in 2025.

CONCEPT Middle half of the sector 80% of the sector Abbreviated accounts in wholesale trade (NACE 46)

Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020201920182017201620152014201320122011201020092008200720062005
Balance sheet: assets
20/58 94,83069,72593,26081,46084,13686,96271,37785,619101,53183,48282,28157,03540,91940,03646,28743,73581,40363,09355,09735,64936,697
21/28 11,24023,66831,41427,46434,99820,5142,2044,16610,23716,80816,32321,1388,88711,74713,53119,22126,76030,18819,0157,73810,503
22/27 11,24023,66831,41427,46434,99820,5142,2044,16610,23716,80816,32321,1388,88711,74713,53119,22126,76030,18819,0157,73810,503
23 ---------5001,000-359718-4138574503378231,132
24 3,53313,30218,38911,78016,65520,5141,7003,4008,87014,34111,31315,0854318621,2934,4999,39914,4141,8713,3755,598
26 7,70710,36613,02515,68418,343-5047661,3671,9674,0106,0538,09710,16712,23814,30916,50415,32416,8073,5403,773
29/58 83,59046,05761,84653,99649,13866,44869,17381,45391,29466,67465,95835,89732,03228,28932,75624,51454,64332,90536,08227,91126,194
40/41 8,91430,27755,06436,46835,73942,41857,13378,91188,62051,12557,40519,99321,79317,75822,96211,20034,87028,58530,72622,55622,525
40 1,13826,54752,52531,53128,37532,29342,10571,37188,32850,90157,20219,99321,79317,75822,96211,20034,87028,48621,06115,50721,290
41 7,7763,7302,5394,9377,36410,12515,0287,540292224203------999,6657,0491,235
54/58 74,67615,7806,78217,52813,39924,03012,0402,5422,67415,5498,55315,90410,23910,5319,7948,95719,7734,3204,8874,7463,006
490/1 ---------------4,357--469609663
Balance sheet: equity and liabilities
10/49 94,83069,72593,26081,46084,13686,96271,37785,619101,53183,48282,28157,03540,91940,03646,28743,73581,40363,09355,09735,64936,697
10/15 46,73232,21032,39938,64037,25433,16130,68530,15229,26019,88619,35818,59218,50418,05417,49216,60422,80118,63717,84412,72012,212
10/11 8,0608,0606,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,200
100 ------18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
101 ------12,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,400
11 8,0608,0606,2006,2006,2006,200---------------
1109/19 8,0608,0606,2006,2006,2006,200---------------
13 26,84612,32414,37320,61419,22815,13512,65912,12611,2341,8601,8601,8601,8601,8601,8601,8601,8601,416623367263
130/1 --1,8601,8601,8601,860---------------
130 ------1,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,416623367263
1311 --1,8601,8601,8601,860---------------
133 26,84612,32412,51318,75417,36813,27510,79910,2669,374------------
14 11,82611,82611,82611,82611,82611,82611,82611,82611,82611,82611,29810,53210,4449,9949,4328,54414,74111,02111,0216,1535,749
17/49 48,09837,51560,86142,82046,88253,80140,69255,46772,27163,59662,92338,44322,41521,98228,79527,13158,60244,45637,25322,92924,485
17 --1,2566,24111,16216,020-4244,41811,13211,55715,242643-1,9347,47112,70317,6479,618--
170/4 --1,2566,24111,16216,020-4244,41811,13211,55715,242643-1,9347,47112,70317,6479,618--
42/48 48,09837,51558,64636,04935,72037,78140,69255,04367,85352,46451,36623,20121,77221,98226,86119,66045,89926,80927,63522,91924,477
42 1,6672,9236,6527,4217,3587,2964,13815,7056,7149,9376,1986,7632,5201,9346,1555,2324,9444,6711,682--
43 ------------2,3281,2752,238------
430/8 ------------2,3281,2752,238------
44 5,7241,23211,2624,4603,2435,97513,46426,49841,55930,83933,6198,94711,05013,45513,4658,93835,53812,86312,86015,65318,903
440/4 5,7241,23211,2624,4603,2435,97513,46426,49841,55930,83933,6198,94711,05013,45513,4658,93835,53812,86312,86015,65318,903
45 9,2603,29810,6334,8585,7245,8526,99412,08519,54010,54411,5495,4964,8475,3185,0035,4335,4179,2758,9664,7585,574
450/3 9,2603,29810,6334,8585,7245,8526,99412,08519,54010,54411,5495,4964,8475,3185,0035,4335,4179,2758,9664,7585,574
47/48 31,44730,06230,09919,31019,39518,65816,096755401,144-1,9951,027--57--4,1272,508-
492/3 --959530---------------108
Income statement
76A -----------------165---
9900 39,81111,90423,46313,87212,08212,6244,84810,30430,71612,52311,7209,3827,3507,67414,5244,54418,07115,07816,7187,05010,364
630 12,4287,74611,9507,5344,8206,0631,9626,0716,5718,0156,3156,6052,8612,8617,1487,5398,0417,3115,2923,5533,356
631/4 --------2,588----2962,041------
640/8 1,1588321,8366731,6581,7121,0801,1242,0481,3461,6708931,7211,5999881,6811,0223,4461,5171,2151,571
66A --------------------204
9901 26,2253,3269,6775,6655,6044,8491,8063,10919,5093,1623,7351,8842,7682,9184,347-4,6769,0084,3219,9092,2825,437
75/76B ---------4221242---2--6224
75 ---------4221242---2--6224
65/66B 2,9939072,8191,5789661,1882966677037958574435007389639901,2031,375624197163
65 2,9939072,8191,5789661,1882966677037958574435007389639901,2031,375624197163
9903 23,2322,4196,8584,0874,6383,6611,5102,44218,8062,4092,8991,6832,2682,1803,384-5,6647,8053,1119,3472,0875,074
67/77 8,7101,7163,7252,7015451,1859771,5509,4321,8812,1331,5951,8181,6182,4965333,6412,3184,2231,5792,396
9904 14,5227033,1331,3864,0932,4765338929,37452876688450562888-6,1974,1647935,1245082,678
9905 14,5227033,1331,3864,0932,4765338929,37452876688450562888-6,1974,1647935,1245082,678
Appropriation of the result
9906 26,34812,52914,95913,21215,91914,30212,35912,71821,20011,82611,29810,53210,4449,9949,4328,54415,18511,81411,2776,2576,003
14P 11,82611,82611,82611,82611,826----------------
791/2 -8929,374------------------
691/2 14,5227033,1331,3864,0932,4765338929,374-------444793256104254
6920 ----------------444793256104254
6921 14,5227033,1331,3864,0932,4765338929,374------------
694/7 -8929,374------------------
694 -8929,374------------------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 3 older financial years (2002-2004) were filed as documents without figures as data, scans for example.

The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 24-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 24-06-2026 2026-00193143 PDF
31-12-2024 abbreviated format 04-07-2025 2025-00230307 PDF
31-12-2023 abbreviated format 13-07-2024 2024-00241981 PDF
31-12-2022 abbreviated format 03-07-2023 2023-00188801 PDF
31-12-2021 abbreviated format 12-07-2022 2022-20173996 PDF
31-12-2020 abbreviated format 06-07-2021 2021-30800514 PDF
31-12-2019 abbreviated format 14-07-2020 2020-29300193 PDF
31-12-2018 abbreviated format 05-07-2019 2019-28700375 PDF
31-12-2017 abbreviated format 10-07-2018 2018-30400129 PDF
31-12-2016 abbreviated format 14-07-2017 2017-30800465 PDF
31-12-2015 abbreviated format 29-06-2016 2016-23300137 PDF
31-12-2014 abbreviated format 06-07-2015 2015-26400555 PDF
31-12-2013 abbreviated format 22-07-2014 2014-32100047 PDF
31-12-2012 abbreviated format 05-07-2013 2013-26500576 PDF
31-12-2011 abbreviated format 07-07-2012 2012-28200418 PDF
31-12-2010 abbreviated format 18-07-2011 2011-29900524 PDF
31-12-2009 abbreviated format 12-07-2010 2010-28700051 PDF
31-12-2008 abbreviated format 04-11-2009 2009-84100169 PDF
31-12-2007 abbreviated format 09-10-2009 2009-80400363 PDF
31-12-2006 abbreviated format 09-10-2009 2009-80400362 PDF
31-12-2005 abbreviated format 09-10-2009 2009-80400361 PDF
31-12-2004 abbreviated format 28-07-2005 2005-59303671 PDF
31-12-2003 abbreviated format 30-07-2004 2004-55604784 PDF
31-12-2002 abbreviated format 02-09-2003 2003-64502289 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020201920182017201620152014201320122011201020092008200720062005
38,65311,07221,62713,19910,42410,9123,7689,18026,08011,17710,0508,4895,6295,77911,4952,86317,04911,63215,2015,8358,793
26,9508,44915,0838,9208,9138,5392,4956,96315,9458,5437,0816,6933,3113,4238,0361,34212,2058,10410,4164,0616,034
0015,900019,30424,3730008,5001,50018,85611,0771,45804,61318,48416,5697888,955
58,8968,998-10,7464,129-10,63111,9909,498-132-12,8756,996-7,3515,665-292737837-10,81615,453-5671411,740-
35,4928,5423,20017,94713,41828,66728,48126,41023,44114,21014,59212,69610,2606,3075,8954,8548,7446,0968,4474,9921,717
49.3%46.2%34.7%47.4%44.3%38.1%43.0%35.2%28.8%23.8%23.5%32.6%45.2%45.1%37.8%38.0%28.0%29.5%32.4%35.7%33.3%
1.741.231.051.501.381.761.701.481.351.271.281.551.471.291.221.251.191.231.311.221.07
1.031.161.881.111.261.621.331.842.473.203.252.071.211.221.651.632.572.392.091.802.00
31.1%2.2%9.7%3.6%11.0%7.5%1.7%3.0%32.0%2.7%4.0%0.5%2.4%3.1%5.1%-37.3%18.3%4.3%28.7%4.0%21.9%
15.3%1.0%3.4%1.7%4.9%2.8%0.7%1.0%9.2%0.6%0.9%0.2%1.1%1.4%1.9%-14.2%5.1%1.3%9.3%1.4%7.3%
12.9112.217.678.3610.79----------------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets--€15,900-€19,304
€12,428€7,746€11,950€7,534€4,820

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on CONCEPT

The operating result for 2025 is 7.9 times that of 2024 and the highest since 2005. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total falls from 53.8% to 50.7%. Equity and debt are higher.

Board & ownership

Board

1 director, no change since 2023
Director (not named in the articles)
appointed by deed of 22-08-2023 term without a fixed end
earlier director, until 22-08-2023
listed in the 2025 annual accounts, filed on 24-06-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
    • Director (not named in the articles), since before 31-12-2021
    • Director, until 22-08-2023

See the board, name and registered office on a given date →

Control

Capital

Contribution
€8,060
Source
deed of 22-08-2023

Articles of association

deed of 22-08-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited

Network & group

No group

CONCEPT has no parent and no holdings in its annual accounts. is the only director. CONCEPT shares no director with another company.

At the same address

Burmstraat 8, 9112 Sint-Niklaas · 1 other company
Van der Weken, Bram (sole trader)
establishment since 01-10-2026
founded in 2026
1041.570.558

Timeline

Timeline

30 events since 2002

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBabbreviated format · 37 days before the deadline
2025
Highest result from 2005 to 2025 net €14,522 ▲1,966% The operating result of €26,225 and the net result of €14,522 are both a record.
Annual accounts 2024 filed PDFabbreviated format · 27 days before the deadline
2024
Annual accounts 2023 filed PDFabbreviated format · 18 days before the deadline
2023
New director appointed, resigned · Legal-form conversion: from private limited company (pre-2019) to private limited company5 points ▸
  • Registered office clause, Burmstraat 8, 9112 Sint-Niklaas (Sinaai)
  • Legal-form conversion, from private limited company (pre-2019) to private limited company
  • Director resignation,
  • Director appointment, (director (not named in the articles))
  • 1,860 shares
  • The deed holds 8 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFabbreviated format · 28 days before the deadline
2022
Annual accounts 2021 filed PDFabbreviated format · 19 days before the deadline
2021
Annual accounts 2020 filed PDFabbreviated format · 25 days before the deadline
2020
Annual accounts 2019 filed PDFabbreviated format · 17 days before the deadline
2019
Annual accounts 2018 filed PDFabbreviated format · 26 days before the deadline
2018
Annual accounts 2017 filed PDFabbreviated format · 21 days before the deadline
2017
Annual accounts 2016 filed PDFabbreviated format · 17 days before the deadline
2016
Annual accounts 2015 filed PDFabbreviated format · 32 days before the deadline
2015
Annual accounts 2014 filed PDFabbreviated format · 25 days before the deadline
2014
Annual accounts 2013 filed PDFabbreviated format · 9 days before the deadline
2013
Annual accounts 2012 filed PDFabbreviated format · 26 days before the deadline
2012
Annual accounts 2011 filed PDFabbreviated format · 24 days before the deadline
2011
Back to profit net €888 The net result is €888, after one loss-making year.
Annual accounts 2010 filed PDFabbreviated format · 13 days before the deadline
2010
Weakest financial year net -€6,197 The net result drops to -€6,197, the lowest from 2005 to 2025. It recovers the following year.
Annual accounts 2009 filed PDFabbreviated format · 19 days before the deadline
2009
Annual accounts 2008 filed PDFabbreviated format · 96 days late
Annual accounts 2005 filed PDFabbreviated format
Annual accounts 2006 filed PDFabbreviated format · 801 days late
Annual accounts 2007 filed PDFabbreviated format · 435 days late
2005
Annual accounts 2004 filed PDFabbreviated format
2004
Annual accounts 2003 filed PDFabbreviated format
2003
Annual accounts 2002 filed PDFabbreviated format
2002
First establishment Burmstraat 8, Sint-Niklaas
Incorporation published on 11-07-2002

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

CONCEPT was incorporated on 27 June 2002.1 is director of the company, appointed by deed of 22-08-2023.2 Total assets rose from €85,619 in 2018 to €94,830 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 22-08-2023
  3. 3National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0477.852.385
VAT number
BE 0477.852.385
Peppol ID
0208:0477852385
Legal form
Private limited company
Status
Active, normal situation
Founded
27-06-2002
Financial year
ends on 31 December
Peppol
Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
Name
CONCEPT in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 22-08-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 22-08-2023 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
46190 Wholesale trade main activity
68100 Real estate activities
68311 Real estate activities
68312 Real estate activities
Codes under NACEBEL 2003
51190 main activity
70120
70311
70312

Registered office and establishments

1 establishment
Establishment Since Unit number
Burmstraat 8 registered office 9112 Sint-Niklaas 18130 Pre-press and pre-media services 12-08-2002 2.096.295.209

Buildings and parcels at the address

Ground area
861 m²
Buildings
116 m²
Volume, LiDAR
918 m³
Tallest building
10.9 m
Buildings to scale, each on its own parcel
115 m², 10.9 m 115 m², 10.9 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
46019A1566/00L000861 m² 1 · 115 m² 10.9 m · 3