BM TOOLS
ActiveBM TOOLS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €22k. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 8002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency100▲+10
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 35.61 against 2.5 in 2024; short-term debt: 2.5% and cash: 4.9% of total assets), and 2.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.5%
Return on assets
21.8%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €96k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-03-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
40 d early
2023
48 d early
2022
65 d early
2021
136 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€96k▲ 28.8%
2024 · €75k
2018: €193k
2019: €84k
2020: €84k
2021: €59k
2022: €75k
2023: €75k
2024: €75k
2018 → 2025
Total assets
€99k▼ 14.4%
2024 · €116k
2018: €322k
2019: €157k
2020: €174k
2021: €160k
2022: €120k
2023: €143k
2024: €116k
2018 → 2025
Net result
€22k▼ 29.8%
2024 · €31k
2018: €109k
2019: €19k
2020: €45k
2021: €55k
2022: €46k
2023: €45k
2024: €31k
2018 → 2025
Working capital
€86k▲ 41.4%
2024 · €61k
2018: €168k
2019: €70k
2020: €68k
2021: €58k
2022: €75k
2023: €57k
2024: €61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€75k▲ 27.5%€75k=€75k=€96k▲ 28.8%
Operating result€86k-€63k▼ 27.0%€60k▼ 3.8%€41k▼ 31.6%€29k▼ 29.8%
Net result€55k-€46k▼ 15.5%€45k▼ 2.6%€31k▼ 31.6%€22k▼ 29.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 30% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€10k▼ 25.8%
Current assets
€89k▼ 12.8%
Equity and liabilities €99k
Equity
€96k▲ 28.8%
Debt
€2k▼ 93.9%
The debt ratio falls from 35.2% to 2.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▼
2024 · €45k
Cash flow
€25k▼
2024 · €34k
Solvency
97.5%▲
2024 · 64.8%
Current ratio
35.61▲
2024 · 2.50
Quick ratio
35.61▲
2024 · 2.50
Debt / equity
0.03▼
2024 · 0.54
ROE
22.4%▼
2024 · 41.1%
ROA
21.8%▼
2024 · 26.6%
Interest coverage
790.94▼
2024 · 1197.08
Debt
€2k▼
2024 · €41k
Debt ≤ 1 year
€2k▼
2024 · €41k
Income taxes
€7k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€116k€99k▼
Fixed assets21/28€14k€10k▼
Intangible fixed assets21€14k€10k▼
Current assets29/58€102k€89k▼
Amounts receivable within one year40/41€68k€83k▲
Trade receivables40€59k€77k▲
Other amounts receivable41€9k€6k▼
Current investments50/53€553€555▲
Cash at bank and in hand54/58€32k€5k▼
Deferred charges and accrued income490/1€122€152▲
Equity and liabilities
Total equity and liabilities10/49€116k€99k▼
Equity10/15€75k€96k▲
Contributions10/11€25k€25k=
Reserves13€50k€71k▲
Distributable reserves133€50k€71k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€41k€2k▼
Amounts payable within one year42/48€41k€2k▼
Trade debts44€10k€2k▼
Suppliers440/4€10k€2k▼
Other amounts payable47/48€31k€88▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€809€487▼
Gross operating margin9900€46k€33k▼
Operating profit (loss)9901€41k€29k▼
Financial income75/76B-€29
Recurring financial income75-€29
Financial charges65/66B€38€41▲
Recurring financial charges65€38€41▲
Profit (loss) for the period before taxes9903€41k€29k▼
Income taxes67/77€11k€7k▼
Profit (loss) for the period9904€31k€22k▼
Profit (loss) for the period to be appropriated9905€31k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€22k▼
Transfer to equity691/2-€22k
To other reserves6921-€22k
Profit to be distributed694/7€31k€0▼
Return on contributions (dividend)694€31k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Liquidity times 14current ratio 35.61
Current ratio from 2.50 to 35.61; short-term debt falls from €41k to €2k.
21-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
13-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €19k ▼82.4%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
24-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ledebergstraat 81760 RoosdaalGround area
1,785 m²
Building footprint
143 m²
Volume, LiDAR
979 m³
Parcel 23097C0298/00P000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ledebergstraat 8, 1760 Roosdaal
since 20022.114.699.869
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23097C0298/00P000 | Flanders | 1,785 m² | 1 · 143 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GECKO RECYCLING
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Tim Casier
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,977 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-11-2002
Fiscal year end30-09
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
46610Wholesale trade
46620Wholesale of machine tools
46630Wholesale trade
46643Wholesale of electrical equipment, including installation materials
46649Wholesale of other machinery and equipment
51820
51872
51880
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.