COMTOYOU
The computed 12-month bankruptcy probability of COMTOYOU is 0.6% (low). The 2024 annual accounts show negative equity (€-1.82M) and a net result of €-345k. Equity is shrinking by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 3174 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-1.82M |
| Net result | €-345k |
| Staff (FTE) | 5.9 |
| Better than sector | 5% |
Mixed profile: strong on stability, weaker on health.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -307.7% | 53.8% | |
| Net result | €-345k | €18k | |
| Equity | €-1.82M | €40k | |
| Gross operating margin | €251k | €36k | |
| Staff costs | €552k | €22k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-341k |
| Net profit | €-345k |
| Cash flow | €-343k |
| Staff costs | €552k |
| Income taxes | €0 |
| Dividends | - |
| Total assets | €592k |
| Equity | €-1.82M |
| Debt | €2.41M |
| of which ≤ 1y | €2.41M |
| of which > 1y | - |
| Working capital | €-1.83M |
| Employees (FTE) | 5.9 |
| 2024 | |
|---|---|
| Current ratio | 0.24 |
| Quick ratio | 0.24 |
| Working capital ratio | -308.9% |
| Solvency | -307.7% |
| Debt / equity | -1.32 |
| Long-term debt ratio | - |
| Interest coverage | -148.70 |
| Gross margin | - |
| Net margin | - |
| ROA | -58.4% |
| ROE | 19.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €592k |
| Fixed assets | 21/28 | €7k |
| Tangible fixed assets | 22/27 | €7k |
| Current assets | 29/58 | €585k |
| Amounts receivable within one year | 40/41 | €563k |
| Cash & bank | 54/58 | €11k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €592k |
| Equity | 10/15 | €-1.82M |
| Contributions / capital | 10/11 | €250k |
| Reserves | 13 | €3k |
| Accumulated profits (losses) | 14 | €-2.07M |
| Amounts payable | 17/49 | €2.41M |
| Amounts payable within one year | 42/48 | €2.41M |
| Trade debts payable within one year | 44 | €275k |
| Income statement | ||
| Gross operating margin | 9900 | €251k |
| Operating result | 9901 | €-343k |
| Financial income | 75 | €413 |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €-345k |
| Income taxes | 67/77 | €0 |
| Net result for the period | 9904 | €-345k |
| Result to be appropriated | 9905 | €-345k |
| NACE primary | Overige zakelijke dienstverlening, neg(82990) |
| Legal form | Private limited company(610) |
| Incorporation | 08-03-2006 |
| Status | Active |
| Postal code | 5030 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92253D0280/00T002 | Wallonia | 3,539 m² | 1 · 1,594 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
30-11-2022 Registered office moved
Technical details
{
"events": [
{
"kind": "zetel_clause_amendment_no_move",
"seat_type": "siege_social",
"new_address": null,
"old_address": {
"raw": "Chauss\u00E9e de Bruxelles 463 : 1410 Waterloo",
"city": null,
"region": null,
"street": null,
"country": "BE",
"postcode": null,
"box_number": null,
"street_number": null,
"locality_suffix": null
},
"effective_date": null,
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": null,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": null,
"statutaire_vs_werkelijke": null,
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": null
}
],
"notary": {
"name": "Bernard DEWITTE",
"firm_city": null,
"firm_name": null,
"office_city": "Bruxelles",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2022-11-30",
"filing_date": "2022-11-28",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "algemene_vergadering",
"date": "2022-11-24",
"unanimous": true
},
"subject_company": {
"kbo": "0879.824.741",
"name_full": "COMTOYOU",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [
"Bijlagen bij het Belgisch Staatsblad - 30/11/2022 - Annexes du Moniteur belge"
]
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | COMTOYOU |