COMSIS
ActiveCOMSIS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €338k and a net result of €42k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 64% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-2
Solvency95▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 2.17 in 2024; short-term debt: 8.7% and cash: 2.6% of total assets), and 30% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70%
Return on assets
8.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
6 d early
2022
3 d late
2021
61 d late
2020
23 d early
2019
34 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€338k▲ 2.5%
2024 · €329k
2018: €134k
2019: €168k
2020: €239k
2021: €266k
2022: €307k
2023: €334k
2024: €329k
2018 → 2025
Total assets
€482k▲ 1.1%
2024 · €477k
2018: €516k
2019: €492k
2020: €540k
2021: €519k
2022: €528k
2023: €517k
2024: €477k
2018 → 2025
Net result
€42k▼ 14.6%
2024 · €49k
2018: €36k
2019: €36k
2020: €71k
2021: €27k
2022: €41k
2023: €27k
2024: €49k
2018 → 2025
Working capital
€18k▼ 43.6%
2024 · €33k
2018: €-41k
2019: €-26k
2020: €29k
2021: €35k
2022: €54k
2023: €59k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€266k-€307k▲ 15.3%€334k▲ 8.9%€329k▼ 1.4%€338k▲ 2.5%
Operating result€46k-€64k▲ 39.9%€46k▼ 28.6%€75k▲ 63.0%€63k▼ 15.1%
Net result€27k-€41k▲ 48.4%€27k▼ 33.2%€49k▲ 79.0%€42k▼ 14.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €482k
Fixed assets
€422k▲ 1.3%
Current assets
€60k=
Equity and liabilities €482k
Equity
€338k▲ 2.5%
Debt
€145k▼ 1.9%
The debt ratio falls from 31.0% to 30.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82k▼
2024 · €92k
Cash flow
€60k▼
2024 · €66k
Solvency
70.0%▲
2024 · 69.0%
Current ratio
1.44▼
2024 · 2.17
Quick ratio
1.44▼
2024 · 2.17
Debt / equity
0.43▼
2024 · 0.45
ROE
12.3%▼
2024 · 14.8%
ROA
8.6%▼
2024 · 10.2%
Interest coverage
16.71▲
2024 · 14.36
Debt
€145k▼
2024 · €148k
Debt ≤ 1 year
€42k▲
2024 · €28k
Debt > 1 year
€103k▼
2024 · €120k
Income taxes
€17k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€477k€482k▲
Fixed assets21/28€417k€422k▲
Tangible fixed assets22/27€417k€422k▲
Land and buildings22€404k€390k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€731€23k▲
Other tangible fixed assets26€9k€7k▼
Current assets29/58€60k€60k=
Amounts receivable within one year40/41€46k€43k▼
Trade receivables40€46k€43k▼
Cash at bank and in hand54/58€11k€13k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€477k€482k▲
Equity10/15€329k€338k▲
Contributions10/11€12k€12k=
Reserves13€313k€321k▲
Distributable reserves133€313k€321k▲
Profit (loss) carried forward14€4k€4k=
Amounts payable17/49€148k€145k▼
Amounts payable after more than one year17€120k€103k▼
Financial debts170/4€120k€103k▼
Amounts payable within one year42/48€28k€42k▲
Trade debts44€140€521▲
Suppliers440/4€140€521▲
Taxes, remuneration and social security45€24k€32k▲
Taxes450/3€21k€29k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€3k€9k▲
Accrued charges and deferred income492/3€89€134▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€19k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€95k€85k▼
Operating profit (loss)9901€75k€63k▼
Financial income75/76B€43€78▲
Recurring financial income75€43€78▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€68k€59k▼
Income taxes67/77€20k€17k▼
Profit (loss) for the period9904€49k€42k▼
Profit (loss) for the period to be appropriated9905€49k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€46k▼
Profit (loss) brought forward from the previous period14P€4k€4k=
Transfer from equity791/2€53k€33k▼
Transfer to equity691/2€49k€42k▼
To other reserves6921€49k€42k▼
Profit to be distributed694/7€53k€33k▼
Return on contributions (dividend)694€53k€33k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €27k ▼33.2%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €71k ▲94.7%
Operating result €103k, net result €71k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.48
Current ratio from 0.64 to 1.48; short-term debt falls from €73k to €59k.
31-12
Financial
Equity above €200kEq €239k ▲42.4%
3 profitable years in a row build equity to €239k.
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
31-12
Financial
Equity above €150kEq €168k ▲24.9%
2 profitable years in a row build equity to €168k.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelstraat 389820 Merelbeke-MelleGround area
5,451 m²
Building footprint
1,324 m²
Volume, LiDAR
20,214 m³
2 parcels, Flanders · tallest building 20.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Comsis BVBA
since 20062.154.630.019
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D0847/00H000 | Flanders | 4,451 m² | 1 · 1,180 m² | 20.2 m · 6 fl. |
| 44041A0678/00G000 | Flanders | 1,000 m² | 1 · 143 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALNATER
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INGLOU
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 37,424 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.