FRADECO
ActiveFRADECO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €406k and a net result of €59k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 73% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+3
Solvency100▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 5.78 against 3.96 in 2024; short-term debt: 6.3% and cash: 1.5% of total assets), and 23% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77%
Return on assets
11.1%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-02-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
10 d late
2023
8 d late
2022
21 d late
2021
406 d late
2020
48 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€406k▲ 16.9%
2024 · €347k
2019: €208k
2020: €237k
2021: €271k
2022: €302k
2023: €326k
2024: €347k
2019 → 2025
Total assets
€527k▲ 4.4%
2024 · €504k
2019: €500k
2020: €508k
2021: €518k
2022: €509k
2023: €516k
2024: €504k
2019 → 2025
Net result
€59k▲ 30.1%
2024 · €45k
2019: €38k
2020: €30k
2021: €34k
2022: €31k
2023: €24k
2024: €45k
2019 → 2025
Working capital
€158k▲ 33.8%
2024 · €118k
2019: €50k
2020: €67k
2021: €88k
2022: €103k
2023: €113k
2024: €118k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€271k-€302k▲ 11.3%€326k▲ 8.0%€347k▲ 6.4%€406k▲ 16.9%
Operating result€54k-€47k▼ 12.2%€43k▼ 9.6%€53k▲ 24.2%€78k▲ 47.7%
Net result€34k-€31k▼ 9.5%€24k▼ 21.5%€45k▲ 85.8%€59k▲ 30.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 48% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €527k
Fixed assets
€335k▼ 3.1%
Current assets
€191k▲ 20.9%
Equity and liabilities €527k
Equity
€406k▲ 16.9%
Debt
€121k▼ 23.0%
The debt ratio falls from 31.2% to 23.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€92k▲
2024 · €67k
Cash flow
€72k▲
2024 · €59k
Solvency
77.0%▲
2024 · 68.8%
Current ratio
5.78▲
2024 · 3.96
Quick ratio
5.78▲
2024 · 3.96
Debt / equity
0.30▼
2024 · 0.45
ROE
14.4%▲
2024 · 13.0%
ROA
11.1%▲
2024 · 8.9%
Interest coverage
33.14▲
2024 · 16.47
Debt
€121k▼
2024 · €157k
Debt ≤ 1 year
€33k▼
2024 · €40k
Debt > 1 year
€88k▼
2024 · €117k
Income taxes
€17k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€504k€527k▲
Fixed assets21/28€346k€335k▼
Tangible fixed assets22/27€346k€335k▼
Land and buildings22€344k€331k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€499€3k▲
Current assets29/58€158k€191k▲
Amounts receivable after more than one year29€75k€75k=
Other amounts receivable291€75k€75k=
Amounts receivable within one year40/41€70k€108k▲
Trade receivables40€2k€14k▲
Other amounts receivable41€68k€94k▲
Cash at bank and in hand54/58€11k€8k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€504k€527k▲
Equity10/15€347k€406k▲
Contributions10/11€20k€20k=
Outside capital11€20k-
Other1109/19€20k-
Reserves13€327k€385k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€325k€383k▲
Profit (loss) carried forward14€160€748▲
Amounts payable17/49€157k€121k▼
Amounts payable after more than one year17€117k€88k▼
Financial debts170/4€117k€88k▼
Amounts payable within one year42/48€40k€33k▼
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€18k€18k▲
Taxes450/3€18k€18k▲
Other amounts payable47/48€15k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€69k€94k▲
Operating profit (loss)9901€53k€78k▲
Financial income75/76B€9k-
Recurring financial income75€9k-
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€58k€75k▲
Income taxes67/77€13k€17k▲
Profit (loss) for the period9904€45k€59k▲
Profit (loss) for the period to be appropriated9905€45k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€59k▲
Profit (loss) brought forward from the previous period14P€231€160▼
Transfer to equity691/2€21k€58k▲
To other reserves6921€21k€58k▲
Profit to be distributed694/7€24k-
Return on contributions (dividend)694€24k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
30-06
Financial
Highest result since 2019net €59k ▲30.1%
Operating result €78k, net result €59k, both a record.
10-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
08-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
30-06
Financial
Weakest financial yearnet €24k ▼21.5%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
13-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 406 days late
21-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
15-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brouwerijstraat 1009880 AalterGround area
1,078 m²
Building footprint
192 m²
Volume, LiDAR
955 m³
Parcel 44503H0762/00F005, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fradeco
since 20072.165.747.308
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44503H0762/00F005 | Flanders | 1,078 m² | 1 · 192 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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THE EUROPEAN C "HOMME" PANY
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BRUVELT
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SanDess Management
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CAPPO
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 36,282 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-06-2007
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.