COMPUTERS and CONCEPTION
ActiveFrom the official registers: KBO 30 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The annual accounts of COMPUTERS and CONCEPTION for financial year 2026 show a net loss of 57% of total assets and of 57% of the equity at the start of that year. The 2026 annual accounts show equity of €3,264 and a net result of -€4,372. Equity is shrinking by about 21% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2029. Its solvency ranks better than 32% of 493 sector peers (NACE 62, financial year 2026). The company has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Official details
KBO- Status
- Active since 22-09-1995 Normal situation
- Legal form
- Private limited company
- Registered office
- Rue de Louvranges, Dion-V. 15A, 1325 Chaumont-Gistoux
- Activity
- Computer consultancy and computer facilities management NACE 62200
- Establishment unit
- 2.073.398.259 1325 Chaumont-Gistoux, since 09-10-1995
- Financial year end
- 31 March
- Peppol
- Reachable since 21-10-2025
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Turnover
- €11,950
- ▼ 52.3%
- Loss
- €4,372
- ▲ 29.3%
- Equity
- €3,264
- ▼ 57.3%
- Total assets
- €7,656
- ▼ 48.9%
Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €4,372, the second in a row (financial year 2026)Liquidity: current ratio 1.74, cash €51, halvedlowers riskSize: turnover €11,950, total assets €7,656Sector: Computer programming, consultancy and related activities (NACE 62)Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 37% on solvency, 8% on liquidity, 5% on profitability and 10% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2026, micro format
Annual accounts 2026
- Financial year ended
- 31-03-2026
- Filed on
- 19-09-2026
- Format
- micro format
- Reference
- 2026-00518395
2022 to 2026, 5 financial years 2019 to 2026, 8 financial years
The operating result stays negative: a loss of €3,468 in 2026 against €2,716 in 2025; the loss grows.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 5,831 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84.6% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,831 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | - | - | €25,063 | €11,950 | ▼ 52.3% |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | - | - | €22,545 | €14,876 | ▼ 34.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €637 | €143 | €143 | €143 | €143 | €143 | €143 | €143 | = |
| Other operating charges640/8 | - | - | - | €1,993 | - | €644 | €387 | €400 | ▲ 3.2% |
| Non-recurring operating charges66A | - | - | - | - | - | - | €4,704 | - | - |
| Gross operating margin9900 | €1,865 | -€8,644 | -€3,717 | €17,799 | -€8,194 | -€308 | €2,519 | -€2,926 | - |
| Operating profit (loss)9901 | €1,229 | -€8,787 | -€3,860 | €15,663 | -€8,337 | -€1,095 | -€2,716 | -€3,468 | ▼ 27.7% |
| Financial income75/76B | - | - | - | - | €1 | €1 | €330 | €20 | ▼ 94.1% |
| Recurring financial income75 | - | - | - | - | €1 | €1 | €330 | €20 | ▼ 94.1% |
| Financial charges65/66B | - | - | - | €850 | €878 | €960 | €996 | €924 | ▼ 7.2% |
| Recurring financial charges65 | €1,110 | €1,224 | €1,136 | €850 | €878 | €960 | €996 | €924 | ▼ 7.2% |
| Profit (loss) for the period before taxes9903 | €119 | -€10,011 | -€4,997 | €14,813 | -€9,214 | -€2,055 | -€3,382 | -€4,372 | ▼ 29.3% |
| Income taxes67/77 | - | - | - | €229 | - | - | - | - | - |
| Profit (loss) for the period9904 | €119 | -€10,011 | -€4,997 | €14,584 | -€9,214 | -€2,055 | -€3,382 | -€4,372 | ▼ 29.3% |
| Profit (loss) for the period to be appropriated9905 | €119 | -€10,011 | -€4,997 | €14,584 | -€9,214 | -€2,055 | -€3,382 | -€4,372 | ▼ 29.3% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €60,172 | €54,400 | €47,488 | €67,703 | €61,936 | €20,203 | €14,989 | €7,656 | ▼ 48.9% |
| Fixed assets21/28 | €1,000 | €857 | €714 | €572 | €429 | €286 | €143 | - | - |
| Tangible fixed assets22/27 | €1,000 | €857 | €714 | €572 | €429 | €286 | €143 | - | - |
| Other tangible fixed assets26 | - | - | - | €572 | €429 | €286 | €143 | - | - |
| Current assets29/58 | €59,172 | €53,543 | €46,773 | €67,132 | €61,507 | €19,918 | €14,846 | €7,656 | ▼ 48.4% |
| Amounts receivable within one year40/41 | €59,151 | €53,522 | €46,753 | €67,111 | €61,459 | €19,692 | €13,833 | €7,605 | ▼ 45.0% |
| Trade receivables40 | - | - | - | €67,007 | €61,417 | €19,576 | €13,624 | €7,039 | ▼ 48.3% |
| Other amounts receivable41 | - | - | - | €104 | €42 | €116 | €208 | €566 | ▲ 172% |
| Cash at bank and in hand54/58 | €21 | €21 | €21 | €21 | €21 | €21 | €1,014 | €51 | ▼ 95.0% |
| Deferred charges and accrued income490/1 | - | - | - | - | €28 | €204 | - | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €60,172 | €54,400 | €47,488 | €67,703 | €61,936 | €20,203 | €14,989 | €7,656 | ▼ 48.9% |
| Equity10/15 | €22,710 | €12,699 | €7,703 | €22,287 | €13,073 | €11,018 | €7,636 | €3,264 | ▼ 57.3% |
| Contributions10/11 | €6,197 | €6,197 | - | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Reserves13 | €27,665 | €27,665 | €27,665 | €27,665 | €27,665 | €27,665 | €27,665 | €27,665 | = |
| Non-distributable reserves130/1 | - | - | - | €3,842 | €3,842 | €3,842 | €3,842 | €3,842 | = |
| Reserves not available under the articles1311 | - | - | - | €3,842 | €3,842 | €3,842 | €3,842 | €3,842 | = |
| Distributable reserves133 | - | - | - | €23,822 | €23,822 | €23,822 | €23,822 | €23,822 | = |
| Profit (loss) carried forward14 | -€11,152 | -€21,163 | -€26,159 | -€11,575 | -€20,789 | -€22,844 | -€26,226 | -€30,598 | ▼ 16.7% |
| Amounts payable17/49 | €37,462 | €41,700 | €39,785 | €45,416 | €48,863 | €9,185 | €7,353 | €4,392 | ▼ 40.3% |
| Amounts payable within one year42/48 | €37,462 | €41,700 | €39,785 | €45,416 | €48,863 | €9,185 | €7,353 | €4,392 | ▼ 40.3% |
| Financial debts43 | - | - | - | €1,841 | €2,761 | €3,115 | €126 | - | - |
| Credit institutions430/8 | - | - | - | €1,841 | €2,761 | €3,115 | €126 | - | - |
| Trade debts44 | €6,597 | €13,768 | €13,391 | €12,709 | €2,548 | €6,071 | €6,265 | €4,392 | ▼ 29.9% |
| Suppliers440/4 | - | - | - | €12,709 | €2,548 | €6,071 | €6,265 | €4,392 | ▼ 29.9% |
| Taxes, remuneration and social security45 | - | - | - | €1,122 | €229 | - | €962 | - | - |
| Taxes450/3 | - | - | - | €1,122 | €229 | - | €962 | - | - |
| Other amounts payable47/48 | - | - | - | €29,744 | €43,325 | - | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €119 | -€10,011 | -€4,997 | €14,584 | -€9,214 | -€2,055 | -€3,382 | -€4,372 | ▼ 29.3% |
| + Depreciation and write-downs630 | €637 | €143 | €143 | €143 | €143 | €143 | €143 | €143 | = |
| Operating cash flow (approximation) | €756 | -€9,868 | -€4,854 | €14,727 | -€9,071 | -€1,912 | -€3,239 | -€4,229 | ▼ 30.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | €0 | €0 | - | - |
| Change in cash | - | €0 | €0 | €0 | €0 | €0 | €993 | -€963 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 30 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-03-2026 | micro format | 19-09-2026 | 2026-00518395 | NBB |
| 31-03-2025 | micro format | 23-09-2025 | 2025-00501639 | |
| 31-03-2024 | micro format | 23-10-2024 | 2024-00515411 | |
| 31-03-2023 | micro format | 12-12-2023 | 2023-00526111 | |
| 31-03-2022 | micro format | 27-10-2022 | 2022-20473765 | |
| 31-03-2021 | micro format | 23-11-2021 | 2021-77900315 | |
| 31-03-2020 | micro format | 30-10-2020 | 2020-65800113 | |
| 31-03-2019 | full format | 18-11-2019 | 2019-73700474 | |
| 31-03-2018 | micro format | 20-11-2018 | 2018-72700503 | |
| 31-03-2017 | micro format | 23-11-2017 | 2017-70100295 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| ASMAR Michelle |
|
| LAMBRICHT Bernard |
|
| LAMBRICHT Sébastien |
|
Owners and capital
Group and network
Connections & network
2 current directorsThe board mandates are listed below; here you explore them as a network.
History
Acts, filings and financial milestones
28-10
Gazette deed
Resignation: ASMAR Michelle (director)Appointment: LAMBRICHT Bernard (director)3 facts ▸
- General meeting, 21-05-2024
- Director resignation, ASMAR Michelle (director)
- Director appointment, LAMBRICHT Bernard (director)
09-03
Gazette deed
Resignation: LAMBRICHT Sébastien (director)Appointment: ASMAR Michelle (director) · Registered-office move6 facts ▸
- General meeting, 31-12-2022
- Other provision, “liste de présence et procurations, procès-verbal” (deed in French)
- Director resignation, LAMBRICHT Sébastien (director)
- Director appointment, ASMAR Michelle (director)
- Registered-office move, Rue de Louvranges 15A à 1325 Chaumont-Gistoux
- Other provision, “approbation et signature du procès-verbal, lieux et dates indiqués” (deed in French)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordWhere it is based
What it does
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBScores and ratios are computed by Checked and are not a credit decision.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25025C0074/00K000 | Wallonia | 1,225 m² | 1 · 319 m² | 5.5 m · 1 |