SERVYNET
ActiveSummary
SERVYNET has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,946 and a net result of €582. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 55% of 18458 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-23
Solvency65▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.28 in 2024; short-term debt: 59.9% and cash: 21% of total assets), and 59.9% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.1%
Return on assets
0.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
29 d late
2022
30 d late
2021
26 d late
2020
30 d late
2019
18 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€46,946▲ 1.3%
2024 · €46,364
Total assets
€117,217▲ 11.1%
2024 · €105,511
Net result
€582▼ 97.0%
2024 · €19,645
Working capital
€25,225▲ 61.2%
2024 · €15,644
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€42,497▲ 476%€4,317▼ 89.8%€10,961▲ 154%€31,203▲ 185%€4,842▼ 84.5%
Net result€32,997▲ 757%€889▼ 97.3%€5,370▲ 504%€19,645▲ 266%€582▼ 97.0%
Equity€20,460=€21,349▲ 4.3%€26,719▲ 25.2%€46,364▲ 73.5%€46,946▲ 1.3%
Total assets€161,538▲ 50.0%€115,338▼ 28.6%€107,860▼ 6.5%€105,511▼ 2.2%€117,217▲ 11.1%
Debt€141,078▲ 61.7%€93,989▼ 33.4%€81,140▼ 13.7%€59,147▼ 27.1%€70,271▲ 18.8%
Working capital-€16,278-€16,289▼ 0.1%-€12,352▲ 24.2%€15,644€25,225▲ 61.2%
Staff (FTE)11=1=1=0.5▼ 50.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 84% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117,217
Fixed assets
€21,721 ▼ 35.2%
Current assets
€95,496 ▲ 32.7%
Equity and liabilities €117,217
Equity
€46,946 ▲ 1.3%
Debt
€70,271 ▲ 18.8%
Debt's share of the balance-sheet total rises from 56.1% to 59.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18,783▼
2024 · €46,247
Cash flow
€14,523▼
2024 · €34,689
Current ratio
1.36▲
2024 · 1.28
Quick ratio
1.19▲
2024 · 1.14
Debt to equity
1.50▲
2024 · 1.28
ROE
1.2%▼
2024 · 42.4%
ROA
0.5%▼
2024 · 18.6%
Interest coverage
6.53▼
2024 · 14.68
Debt ≤ 1 year
€70,271▲
2024 · €56,340
Debt > 1 year
€0▼
2024 · €2,807
Income taxes
€1,794▼
2024 · €8,513
Staff costs
€13,850▼
2024 · €24,234
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | €24 | €322 | €1,775 | €771 | ▼ 56.5% |
| Remuneration, social security and pensions62 | €24,133 | €25,791 | €26,336 | €24,234 | €13,850 | ▼ 42.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,885 | €16,112 | €16,636 | €15,045 | €13,941 | ▼ 7.3% |
| Other operating charges640/8 | €5,159 | €2,750 | €3,122 | €3,284 | €3,194 | ▼ 2.7% |
| Non-recurring operating charges66A | - | - | €445 | €330 | €2,046 | ▲ 520% |
| Gross operating margin9900 | €84,673 | €48,971 | €57,500 | €74,096 | €37,873 | ▼ 48.9% |
| Operating profit (loss)9901 | €42,497 | €4,317 | €10,961 | €31,203 | €4,842 | ▼ 84.5% |
| Financial income75/76B | €40 | €39 | €16 | €104 | €412 | ▲ 295% |
| Recurring financial income75 | €40 | €39 | €16 | €104 | €412 | ▲ 295% |
| Financial charges65/66B | €2,133 | €2,433 | €2,719 | €3,149 | €2,878 | ▼ 8.6% |
| Recurring financial charges65 | €2,133 | €2,433 | €2,719 | €3,149 | €2,878 | ▼ 8.6% |
| Profit (loss) for the period before taxes9903 | €40,404 | €1,923 | €8,258 | €28,157 | €2,376 | ▼ 91.6% |
| Income taxes67/77 | €7,407 | €1,034 | €2,888 | €8,513 | €1,794 | ▼ 78.9% |
| Profit (loss) for the period9904 | €32,997 | €889 | €5,370 | €19,645 | €582 | ▼ 97.0% |
| Profit (loss) for the period to be appropriated9905 | €32,997 | €889 | €5,370 | €19,645 | €582 | ▼ 97.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €161,538 | €115,338 | €107,860 | €105,511 | €117,217 | ▲ 11.1% |
| Fixed assets21/28 | €73,617 | €61,809 | €48,571 | €33,526 | €21,721 | ▼ 35.2% |
| Tangible fixed assets22/27 | €70,750 | €58,835 | €45,597 | €30,552 | €18,746 | ▼ 38.6% |
| Land and buildings22 | €23,488 | €20,132 | €16,777 | €13,422 | €10,066 | ▼ 25.0% |
| Plant, machinery and equipment23 | €2,683 | €2,050 | €1,416 | €783 | €232 | ▼ 70.4% |
| Furniture and vehicles24 | €44,579 | €36,653 | €27,403 | €16,347 | €8,448 | ▼ 48.3% |
| Financial fixed assets28 | €2,867 | €2,974 | €2,974 | €2,974 | €2,974 | = |
| Current assets29/58 | €87,921 | €53,529 | €59,289 | €71,984 | €95,496 | ▲ 32.7% |
| Stocks and contracts in progress3 | €16,839 | €7,588 | €6,561 | €7,802 | €11,611 | ▲ 48.8% |
| Stocks30/36 | €16,839 | €7,588 | €6,561 | €7,802 | €11,611 | ▲ 48.8% |
| Amounts receivable within one year40/41 | €34,203 | €35,005 | €45,795 | €29,671 | €51,152 | ▲ 72.4% |
| Trade receivables40 | €29,582 | €26,348 | €39,761 | €20,576 | €44,536 | ▲ 116% |
| Other amounts receivable41 | €4,621 | €8,657 | €6,034 | €9,094 | €6,616 | ▼ 27.2% |
| Cash at bank and in hand54/58 | €36,484 | €10,172 | €6,131 | €23,485 | €24,613 | ▲ 4.8% |
| Deferred charges and accrued income490/1 | €395 | €763 | €801 | €11,027 | €8,120 | ▼ 26.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €161,538 | €115,338 | €107,860 | €105,511 | €117,217 | ▲ 11.1% |
| Equity10/15 | €20,460 | €21,349 | €26,719 | €46,364 | €46,946 | ▲ 1.3% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €7,230 | €26,875 | €27,457 | ▲ 2.2% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | - | - | €7,230 | €26,875 | €27,457 | ▲ 2.2% |
| Profit (loss) carried forward14 | €0 | €889 | €889 | €889 | €889 | = |
| Amounts payable17/49 | €141,078 | €93,989 | €81,140 | €59,147 | €70,271 | ▲ 18.8% |
| Amounts payable after more than one year17 | €36,879 | €24,171 | €9,500 | €2,807 | €0 | ▼ 100% |
| Financial debts170/4 | €36,879 | €24,171 | €9,500 | €2,807 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €104,199 | €69,818 | €71,640 | €56,340 | €70,271 | ▲ 24.7% |
| Current portion of amounts payable after more than one year42 | €18,453 | €12,708 | €9,734 | €6,693 | €2,807 | ▼ 58.1% |
| Financial debts43 | - | €7,367 | €5,636 | €0 | - | - |
| Credit institutions430/8 | - | €7,367 | €5,636 | €0 | - | - |
| Trade debts44 | €41,551 | €31,112 | €43,053 | €42,871 | €63,025 | ▲ 47.0% |
| Suppliers440/4 | €41,551 | €31,112 | €43,053 | €42,871 | €63,025 | ▲ 47.0% |
| Bills of exchange payable441 | €0 | - | - | - | - | - |
| Advances received on contracts in progress46 | €91 | €91 | €0 | €32 | €195 | ▲ 504% |
| Taxes, remuneration and social security45 | €19,750 | €9,400 | €8,559 | €6,743 | €4,049 | ▼ 39.9% |
| Taxes450/3 | €14,686 | €4,950 | €2,771 | €968 | €4,049 | ▲ 318% |
| Remuneration and social security454/9 | €5,064 | €4,450 | €5,788 | €5,775 | €0 | ▼ 100% |
| Other amounts payable47/48 | €24,354 | €9,139 | €4,659 | €0 | €195 | - |
| Accrued charges and deferred income492/3 | €0 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €32,997 | €889 | €5,370 | €19,645 | €582 | ▼ 97.0% |
| + Depreciation and write-downs630 | €12,885 | €16,112 | €16,636 | €15,045 | €13,941 | ▼ 7.3% |
| Operating cash flow (approximation) | €45,882 | €17,002 | €22,006 | €34,689 | €14,523 | ▼ 58.1% |
| Investment in fixed assets (approximation) | - | -€4,305 | -€3,397 | €0 | -€2,135 | - |
| Change in cash | - | -€26,311 | -€4,041 | €17,354 | €1,128 | ▼ 93.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €582 ▼97%
Net result drops to €582, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Highest result since 2018net €32,997 ▲757%
Operating result €42,497, net result €32,997, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2014
Ground area
183 m²
Building footprint
77 m²
Volume, LiDAR
275 m³
Parcel 54433E0786/00Y011, Wallonia · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SERVYNET
since 20142.231.814.305
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54433E0786/00Y011 | Wallonia | 183 m² | 1 · 77 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LONG PLAY PRO AUDIO
BE 0768.722.030
Waterloo · Eq €46,802
BLUECIE
BE 0634.969.126
Hasselt · Eq €47,091
PH-ONE
BE 0766.378.984
Anderlecht · Eq €46,684
SBT Offerande
BE 0668.614.367
Antwerpen · Eq €47,253
4HEALTHSTREAM
BE 0811.722.724
Wemmel · Eq €46,551
Of 3,223 companies in sector 47400 we hold annual accounts for 1,806. 1,431 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-03-2007
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
62100Computer programming
46492Wholesale trade
Contact
Website
www.servynet.com
E-mail
mic@servynet.com
Scores and ratios are computed by Checked and are not a credit decision.