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COMPUTER TELECOM

Active
Private limited companyfounded 200620 yrs activeRue de la Croix du Maïeur(S-B) 15, 7110 La Louvière, BelgiumKBO/BCE: BE 0878.785.851
Summary

COMPUTER TELECOM has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €898,419 and a net result of €148,038. Equity is growing by ~31.2% per year across the filed fiscal years. Its solvency ranks better than 43% of 93 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability69▼-6
Solvency55▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.3 in 2024; short-term debt: 38.7% and cash: 5.8% of total assets), but 70% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 61
Relative position
BE, all sectors
reference
Telecommunications (NACE 61)
about 159% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 20 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
30%
Return on assets
4.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
65 d early
2023
20 d early
2022
25 d early
2021
31 d early
2020
18 d late
2019
39 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

COMPUTER TELECOM was incorporated on 20 January 2006.1 Total assets rose from EUR 693,554 in 2018 to EUR 3 million in 2025 and headcount from 7.1 to 11.4 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€148,038▲ 10.8%
2024 · €133,634
Working capital
€712,746▲ 79.8%
2024 · €396,490
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€338,289▲ 97.3%€312,840▼ 7.5%€199,543▼ 36.2%€268,702▲ 34.7%€343,720▲ 27.9%
Net result€223,808▲ 90.7%€210,144▼ 6.1%€114,922▼ 45.3%€133,634▲ 16.3%€148,038▲ 10.8%
Equity€331,680▲ 76.5%€541,825▲ 63.4%€616,747▲ 13.8%€750,381▲ 21.7%€898,419▲ 19.7%
Total assets€1.5m▲ 23.5%€1.7m▲ 17.5%€2.1m▲ 20.7%€2.6m▲ 21.1%€3.0m▲ 17.3%
Debt€1.1m▲ 14.0%€1.2m▲ 4.4%€1.5m▲ 24.2%€1.8m▲ 21.1%€2.1m▲ 16.4%
Working capital€227,125▲ 42.4%€323,396▲ 42.4%€292,853▼ 9.4%€396,490▲ 35.4%€712,746▲ 79.8%
Staff (FTE)9.5▲ 33.8%13▲ 36.8%11▼ 15.4%11.3▲ 2.7%11.4▲ 0.9%
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2021: €338,289€338,289Net result 2021: €223,808€223,808Operating result 2022: €312,840€312,840Net result 2022: €210,144€210,144Operating result 2023: €199,543€199,543Net result 2023: €114,922€114,922Operating result 2024: €268,702€268,702Net result 2024: €133,634€133,634Operating result 2025: €343,720€343,720Net result 2025: €148,038€148,03820212022202320242025€0€100,000€200,000€300,000Operating result 2023: €199,543€200,000Net result 2023: €114,922€115,000Operating result 2024: €268,702€269,000Net result 2024: €133,634€134,000Operating result 2025: €343,720€344,000Net result 2025: €148,038€148,000202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 28% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.0m
Fixed assets €1.1m ▲ 36.3%
Current assets €1.9m ▲ 8.2%
Equity and liabilities €3.0m
Equity €898,419 ▲ 19.7%
Provisions €12,342 ▼ 6.8%
Debt €2.1m ▲ 16.4%
Debt's share of the balance-sheet total falls from 70.1% to 69.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€470,326▲
2024 · €379,880
Cash flow
€274,644▲
2024 · €244,812
Current ratio
1.62▲
2024 · 1.30
Quick ratio
1.59▲
2024 · 1.28
Debt to equity
2.32▼
2024 · 2.39
ROE
16.5%▼
2024 · 17.8%
ROA
4.9%▼
2024 · 5.2%
Interest coverage
5.31▼
2024 · 6.86
Debt ≤ 1 year
€1.2m▼
2024 · €1.3m
Debt > 1 year
€897,948▲
2024 · €457,779
Income taxes
€98,921▲
2024 · €80,046
Staff costs
€774,231▼
2024 · €878,549
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 63 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.6m€3.0m▲
Fixed assets21/28€824,915€1.1m▲
Intangible fixed assets21€70,077€119,130▲
Tangible fixed assets22/27€754,837€1.0m▲
Land and buildings22€601,553€586,785▼
Plant, machinery and equipment23€84,013€75,608▼
Furniture and vehicles24€62,772€44,539▼
Other tangible fixed assets26€6,500€5,026▼
Assets under construction and advance payments27-€293,073
Current assets29/58€1.7m€1.9m▲
Amounts receivable after more than one year29€140,249€132,999▼
Other amounts receivable291€140,249€132,999▼
Stocks and contracts in progress3€22,831€24,337▲
Stocks30/36€22,831€24,337▲
Amounts receivable within one year40/41€1.2m€1.1m▼
Trade receivables40€1.2m€988,655▼
Other amounts receivable41€70,613€89,090▲
Cash at bank and in hand54/58€24,010€174,526▲
Deferred charges and accrued income490/1€299,000€460,798▲
Equity and liabilities
Total equity and liabilities10/49€2.6m€3.0m▲
Equity10/15€750,381€898,419▲
Contributions10/11€12,450€12,450=
Reserves13€737,931€885,969▲
Tax-exempt reserves132€39,733€37,025▼
Distributable reserves133€698,198€848,944▲
Provisions and deferred taxes16€13,244€12,342▼
Deferred taxes168€13,244€12,342▼
Amounts payable17/49€1.8m€2.1m▲
Amounts payable after more than one year17€457,779€897,948▲
Financial debts170/4€457,779€897,948▲
Amounts payable within one year42/48€1.3m€1.2m▼
Current portion of amounts payable after more than one year42€364,753€84,252▼
Financial debts43-€6,606
Other loans439-€6,606
Trade debts44€726,557€823,143▲
Suppliers440/4€726,557€823,143▲
Taxes, remuneration and social security45€220,738€243,659▲
Taxes450/3€103,039€118,269▲
Remuneration and social security454/9€117,700€125,390▲
Other amounts payable47/48€20,000-
Accrued charges and deferred income492/3-€28,198
Income statement Code20242025
Non-recurring operating income76A€13,652€16,707▲
Remuneration, social security and pensions62€878,549€774,231▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€111,178€126,606▲
Other operating charges640/8€9,631€11,437▲
Non-recurring operating charges66A€16,856€8,831▼
Gross operating margin9900€1.3m€1.3m▼
Operating profit (loss)9901€268,702€343,720▲
Financial income75/76B€995-
Recurring financial income75€995-
Financial charges65/66B€56,017€97,663▲
Recurring financial charges65€55,345€88,573▲
Non-recurring financial charges66B€672€9,090▲
Profit (loss) for the period before taxes9903€213,680€246,057▲
Transfer from deferred taxes780-€903
Income taxes67/77€80,046€98,921▲
Profit (loss) for the period9904€133,634€148,038▲
Transfer from tax-exempt reserves789-€2,708
Profit (loss) for the period to be appropriated9905€133,634€150,746▲
Appropriation of the result
Profit (loss) to be appropriated9906€133,634€150,746▲
Transfer to equity691/2€133,634€150,746▲
To other reserves6921€133,634€150,746▲
Social balance
Average headcount (FTE)9087-11.4

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€7,766€11,630€1,418€13,652€16,707▲ 22.4%
Remuneration, social security and pensions62€481,671€761,387€761,114€878,549€774,231▼ 11.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43,629€48,959€71,259€111,178€126,606▲ 13.9%
Other operating charges640/8€5,604€9,235€11,135€9,631€11,437▲ 18.8%
Non-recurring operating charges66A€397€14,766€19,015€16,856€8,831▼ 47.6%
Gross operating margin9900€869,590€1.1m€1.1m€1.3m€1.3m▼ 1.6%
Operating profit (loss)9901€338,289€312,840€199,543€268,702€343,720▲ 27.9%
Financial income75/76B--€4,664€995--
Recurring financial income75--€4,664€995--
Financial charges65/66B€22,487€24,074€37,113€56,017€97,663▲ 74.3%
Recurring financial charges65€21,637€23,017€36,608€55,345€88,573▲ 60.0%
Non-recurring financial charges66B€850€1,057€505€672€9,090▲ 1,253%
Profit (loss) for the period before taxes9903€315,803€288,767€167,095€213,680€246,057▲ 15.2%
Transfer from deferred taxes780€451€451€451-€903-
Income taxes67/77€92,446€79,074€52,624€80,046€98,921▲ 23.6%
Profit (loss) for the period9904€223,808€210,144€114,922€133,634€148,038▲ 10.8%
Transfer from tax-exempt reserves789€1,354€1,354€1,354-€2,708-
Profit (loss) for the period to be appropriated9905€225,162€211,498€116,276€133,634€150,746▲ 12.8%
Line20212022202320242025Change
Assets
Total assets20/58€1.5m€1.7m€2.1m€2.6m€3.0m▲ 17.3%
Fixed assets21/28€639,278€754,173€875,195€824,915€1.1m▲ 36.3%
Intangible fixed assets21--€41,102€70,077€119,130▲ 70.0%
Tangible fixed assets22/27€639,278€754,173€834,092€754,837€1.0m▲ 33.1%
Land and buildings22€571,269€669,723€642,772€601,553€586,785▼ 2.5%
Plant, machinery and equipment23€10,034€7,924€91,102€84,013€75,608▼ 10.0%
Furniture and vehicles24€47,053€67,079€92,245€62,772€44,539▼ 29.0%
Other tangible fixed assets26€10,922€9,448€7,974€6,500€5,026▼ 22.7%
Assets under construction and advance payments27----€293,073-
Current assets29/58€846,892€991,887€1.2m€1.7m€1.9m▲ 8.2%
Amounts receivable after more than one year29-€169,249€169,249€140,249€132,999▼ 5.2%
Other amounts receivable291-€169,249€169,249€140,249€132,999▼ 5.2%
Stocks and contracts in progress3-€50,635€36,830€22,831€24,337▲ 6.6%
Stocks30/36-€50,635€36,830€22,831€24,337▲ 6.6%
Amounts receivable within one year40/41€561,272€590,298€607,256€1.2m€1.1m▼ 13.3%
Trade receivables40€487,154€563,173€572,208€1.2m€988,655▼ 15.6%
Other amounts receivable41€74,119€27,125€35,049€70,613€89,090▲ 26.2%
Cash at bank and in hand54/58€230,642€10,795€78,626€24,010€174,526▲ 627%
Deferred charges and accrued income490/1€54,977€170,909€341,197€299,000€460,798▲ 54.1%
Equity and liabilities
Total equity and liabilities10/49€1.5m€1.7m€2.1m€2.6m€3.0m▲ 17.3%
Equity10/15€331,680€541,825€616,747€750,381€898,419▲ 19.7%
Contributions10/11€12,450€12,450€12,450€12,450€12,450=
Reserves13€100,504€99,150€604,297€737,931€885,969▲ 20.1%
Non-distributable reserves130/1€1,860€1,860----
Reserves not available under the articles1311€1,860€1,860----
Tax-exempt reserves132€42,440€41,086€39,733€39,733€37,025▼ 6.8%
Distributable reserves133€56,204€56,204€564,564€698,198€848,944▲ 21.6%
Profit (loss) carried forward14€218,726€430,224----
Provisions and deferred taxes16€14,147€13,695€13,244€13,244€12,342▼ 6.8%
Deferred taxes168€14,147€13,695€13,244€13,244€12,342▼ 6.8%
Amounts payable17/49€1.1m€1.2m€1.5m€1.8m€2.1m▲ 16.4%
Amounts payable after more than one year17€519,839€517,536€534,826€457,779€897,948▲ 96.2%
Financial debts170/4€515,842€515,167€534,121€457,779€897,948▲ 96.2%
Trade debts175€3,997€2,369€705---
Amounts payable within one year42/48€619,767€668,491€940,305€1.3m€1.2m▼ 13.1%
Current portion of amounts payable after more than one year42€90,936€101,540€376,401€364,753€84,252▼ 76.9%
Financial debts43----€6,606-
Other loans439----€6,606-
Trade debts44€315,033€258,511€275,663€726,557€823,143▲ 13.3%
Suppliers440/4€315,033€258,511€275,663€726,557€823,143▲ 13.3%
Taxes, remuneration and social security45€133,797€308,440€262,241€220,738€243,659▲ 10.4%
Taxes450/3€55,612€138,445€129,886€103,039€118,269▲ 14.8%
Remuneration and social security454/9€78,185€169,995€132,355€117,700€125,390▲ 6.5%
Other amounts payable47/48€80,000-€26,000€20,000--
Accrued charges and deferred income492/3€736€4,513€3,231-€28,198-
Line20212022202320242025Change
Profit (loss) for the period9904€223,808€210,144€114,922€133,634€148,038▲ 10.8%
+ Depreciation and write-downs630€43,629€48,959€71,259€111,178€126,606▲ 13.9%
Operating cash flow (approximation)€267,437€259,103€186,181€244,812€274,644▲ 12.2%
Investment in fixed assets (approximation)--€163,854-€192,281-€60,898-€425,851▼ 599%
Change in cash--€219,847€67,830-€54,616€150,516▲ 376%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-05
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
11-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
06-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Equity above €500,000Eq €541,825 ▲63.4%
5 profitable years in a row build equity to €541,825.
30-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Highest result since 2018net €223,808 ▲90.7%
Net result €223,808, the highest in the series.
31-12
Financial Equity above €200,000Eq €331,680 ▲76.5%
4 profitable years in a row build equity to €331,680.
18-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 18 days late
2020
31-12
Financial Equity above €150,000Eq €187,873 ▲166%
3 profitable years in a row build equity to €187,873.
22-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Weakest financial yearnet €83,211 ▼47.2%
Net result drops to €83,211, the lowest in the series; recovery starts the following year.
Show earlier events
24-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
11-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
2,610 m²
Building footprint
275 m²
Volume, LiDAR
1,804 m³
Parcel 55042A0624/00H000, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Computer Telecom
Rue de la Croix du Maïeur(S-B) 15, 7110 La LouvièreNACE 5114005
since 20062.151.206.216
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55042A0624/00H000 Wallonia 2,610 m² 1 · 275 m² 6.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Recognised contractor

2 categories
HORECA COMPUTER TELECOM SRL41933
category P1, class 1 · category P2, class 1
decision 14-04-2022

Similar companies · same sector, comparable size

Of 1,372 companies in sector 61100 we hold annual accounts for 585. 279 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-01-2006
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
61100Wired, wireless and satellite telecommunications

Scores and ratios are computed by Checked and are not a credit decision.