SMART GO SOLUTIONS
ActiveSMART GO SOLUTIONS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €44k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+30
Solvency62▲+26
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.07 in 2024; short-term debt: 59.8% and cash: 38.7% of total assets), but 62.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.2%
Return on assets
47.3%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €35k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 d early
2024
33 d early
2023
27 d early
2022
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▲ 321%
2024 · €8k
2022: €9k
2023: €7k
2024: €8k
2022 → 2025
Total assets
€93k▲ 20.7%
2024 · €77k
2022: €65k
2023: €104k
2024: €77k
2022 → 2025
Net result
€44k▲ 4,497%
2024 · €959
2022: €4k
2023: €-2k
2024: €959
2022 → 2025
Working capital
€28k▲ 605%
2024 · €4k
2022: €2k
2023: €2k
2024: €4k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€9k-€7k▼ 18.4%€8k▲ 13.2%€35k▲ 321%
Operating result€11k-€2k▼ 77.7%€6k▲ 147%€64k▲ 944%
Net result€4k-€-2k€959€44k▲ 4,497%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 944% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€9k▼ 40.4%
Current assets
€84k▲ 35.8%
Equity and liabilities €93k
Equity
€35k▲ 321%
Debt
€59k▼ 15.1%
The debt ratio falls from 89.3% to 62.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70k▲
2024 · €22k
Cash flow
€50k▲
2024 · €17k
Solvency
37.2%▲
2024 · 10.7%
Current ratio
1.51▲
2024 · 1.07
Quick ratio
1.51▲
2024 · 1.07
Debt / equity
1.69▼
2024 · 8.39
ROE
127.1%▲
2024 · 11.6%
ROA
47.3%▲
2024 · 1.2%
Interest coverage
34.34▲
2024 · 12.07
Debt
€59k▼
2024 · €69k
Debt ≤ 1 year
€56k▼
2024 · €58k
Debt > 1 year
€3k▼
2024 · €11k
Income taxes
€19k▲
2024 · €4k
Staff costs
€57k▼
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€77k€93k▲
Fixed assets21/28€15k€9k▼
Tangible fixed assets22/27€15k€9k▼
Furniture and vehicles24€15k€9k▼
Financial fixed assets28€175€175=
Current assets29/58€62k€84k▲
Amounts receivable after more than one year29€34k€26k▼
Other amounts receivable291€34k€26k▼
Amounts receivable within one year40/41€13k€22k▲
Trade receivables40-€151
Other amounts receivable41€13k€22k▲
Cash at bank and in hand54/58€2k€36k▲
Deferred charges and accrued income490/1€14k-
Equity and liabilities
Total equity and liabilities10/49€77k€93k▲
Equity10/15€8k€35k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€3k€30k▲
Amounts payable17/49€69k€59k▼
Amounts payable after more than one year17€11k€3k▼
Financial debts170/4€11k€3k▼
Amounts payable within one year42/48€58k€56k▼
Current portion of amounts payable after more than one year42€16k€8k▼
Trade debts44€14k€5k▼
Suppliers440/4€14k€5k▼
Taxes, remuneration and social security45€27k€42k▲
Taxes450/3€18k€37k▲
Remuneration and social security454/9€9k€5k▼
Other amounts payable47/48€84€84=
Income statement
Code20242025
Non-recurring operating income76A-€781
Remuneration, social security and pensions62€66k€57k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€6k▼
Other operating charges640/8€511€159▼
Non-recurring operating charges66A€1k€2k▲
Gross operating margin9900€90k€129k▲
Operating profit (loss)9901€6k€64k▲
Financial income75/76B€1k€842▼
Recurring financial income75€1k€842▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Non-recurring financial charges66B€133€181▲
Profit (loss) for the period before taxes9903€5k€63k▲
Income taxes67/77€4k€19k▲
Profit (loss) for the period9904€959€44k▲
Profit (loss) for the period to be appropriated9905€959€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€47k▲
Profit (loss) brought forward from the previous period14P€2k€3k▲
Profit to be distributed694/7-€18k
Return on contributions (dividend)694-€18k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2022net €44k ▲4497%
Operating result €64k, net result €44k, both a record.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €959
Net result €959 after one loss-making year.
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-2k ▼142%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Rombeau(S-V) 87100 La LouvièreGround area
661 m²
Building footprint
162 m²
Volume, LiDAR
1,127 m³
Parcel 55038C0236/00S005, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SMART GO SOLUTIONS
since 20212.325.801.068
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55038C0236/00S005 | Wallonia | 661 m² | 1 · 162 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 35,558 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2021
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:caty@computertelecom.be
Phone:+32476305271