computer technique & software
ActiveSummary
computer technique & software has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,465 and a net result of -€16,592. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 35% of 3,344 sector peers (NACE 62, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €71,465
- Loss
- -€16,592
Why 87- Loss of €16,592 (FY 2025)+ Size: total assets €247,279+ Sector Computer programming, consultancy and related activities (NACE 62)+ Founded in 1990Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 28% on solvency, 6% on liquidity, 14% on profitability and 25% on growth.
The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
- Annual accounts filedfiscal year 2025 · abbreviated…
- Weakest financial yearnet -€16,592
- Purpose · Statutes amendment · Resignations…Resignation: HUS Marie-Pierre (director) ·…
Financials · fiscal year 2025, abbreviated schema
2021 to 2025, 5 fiscal years 2018 to 2025, 8 fiscal years
The operating result turns negative in 2025: a loss of €10,320 after €14,940 in 2024, the lowest result in the available series.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 2,450 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,450 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €0 | - | €16,940 | €0 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €35,552 | €36,052 | €38,234 | €12,146 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,676 | €13,650 | €16,040 | €14,038 | €13,989 | €15,008 | €13,999 | €13,639 | ▼ 2.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | - | -€448 | €0 | ▲ 100% |
| Other operating charges640/8 | - | - | - | €3,027 | €4,043 | €3,221 | €3,179 | €3,588 | ▲ 12.9% |
| Non-recurring operating charges66A | - | - | - | - | - | - | - | €16,146 | - |
| Gross operating margin9900 | €51,985 | €51,927 | €41,580 | €74,134 | €66,526 | €56,738 | €43,816 | €23,052 | ▼ 47.4% |
| Operating profit (loss)9901 | €37,507 | €28,003 | €19,895 | €21,516 | €12,442 | €275 | €14,940 | -€10,320 | ▼ 169% |
| Financial income75/76B | - | - | - | €8 | €182 | €20 | €64 | €32 | ▼ 49.8% |
| Recurring financial income75 | €74 | €5 | €6 | €8 | €182 | €20 | €64 | €32 | ▼ 49.8% |
| Financial charges65/66B | - | - | - | €13,954 | €13,370 | €12,237 | €9,460 | €5,327 | ▼ 43.7% |
| Recurring financial charges65 | €13,298 | €14,004 | €12,639 | €13,954 | €13,370 | €12,237 | €9,460 | €5,327 | ▼ 43.7% |
| Profit (loss) for the period before taxes9903 | €24,283 | €14,004 | €7,262 | €7,570 | -€746 | -€11,942 | €5,544 | -€15,615 | ▼ 382% |
| Income taxes67/77 | €4,448 | €4,824 | €2,044 | €2,569 | €3,167 | €600 | €1,660 | €976 | ▼ 41.2% |
| Profit (loss) for the period9904 | €19,835 | €9,180 | €5,218 | €5,000 | -€3,913 | -€12,542 | €3,883 | -€16,592 | ▼ 527% |
| Profit (loss) for the period to be appropriated9905 | €19,835 | €9,180 | €5,218 | €5,000 | -€3,913 | -€12,542 | €3,883 | -€16,592 | ▼ 527% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €390,879 | €350,786 | €369,261 | €352,500 | €358,742 | €298,944 | €283,060 | €247,279 | ▼ 12.6% |
| Fixed assets21/28 | €309,585 | €310,178 | €306,555 | €292,516 | €284,065 | €270,238 | €256,240 | €228,272 | ▼ 10.9% |
| Tangible fixed assets22/27 | €293,439 | €294,032 | €290,409 | €276,370 | €267,919 | €254,092 | €240,094 | €228,272 | ▼ 4.9% |
| Land and buildings22 | - | - | - | €274,521 | €262,182 | €249,843 | €237,927 | €226,034 | ▼ 5.0% |
| Plant, machinery and equipment23 | - | - | - | €1,849 | €817 | €1,175 | €939 | €702 | ▼ 25.2% |
| Furniture and vehicles24 | - | - | - | - | €4,920 | €3,074 | €1,228 | €1,536 | ▲ 25.0% |
| Financial fixed assets28 | €16,146 | €16,146 | €16,146 | €16,146 | €16,146 | €16,146 | €16,146 | €0 | ▼ 100% |
| Current assets29/58 | €81,294 | €40,608 | €62,706 | €59,983 | €74,677 | €28,705 | €26,821 | €19,007 | ▼ 29.1% |
| Amounts receivable within one year40/41 | €76,384 | €27,479 | €61,305 | €52,508 | €66,105 | €26,495 | €25,581 | €15,997 | ▼ 37.5% |
| Trade receivables40 | - | - | - | €52,508 | €65,672 | €23,662 | €21,841 | €13,331 | ▼ 39.0% |
| Other amounts receivable41 | - | - | - | €0 | €433 | €2,833 | €3,740 | €2,665 | ▼ 28.7% |
| Cash at bank and in hand54/58 | €4,385 | €11,505 | €964 | €434 | €1,503 | €346 | €838 | €1,366 | ▲ 63.0% |
| Deferred charges and accrued income490/1 | - | - | - | €7,041 | €7,069 | €1,865 | €402 | €1,645 | ▲ 309% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €390,879 | €350,786 | €369,261 | €352,500 | €358,742 | €298,944 | €283,060 | €247,279 | ▼ 12.6% |
| Equity10/15 | €81,230 | €90,410 | €95,628 | €100,628 | €96,716 | €84,174 | €88,057 | €71,465 | ▼ 18.8% |
| Contributions10/11 | €122,023 | €122,023 | €122,023 | €122,023 | €122,023 | €122,023 | €122,023 | €122,023 | = |
| Capital10 | - | - | - | €122,023 | €122,023 | €122,023 | €122,023 | €122,023 | = |
| Issued capital100 | - | - | - | €122,023 | €122,023 | €122,023 | €122,023 | €122,023 | = |
| Reserves13 | €15,974 | €15,974 | €15,974 | €15,974 | €15,974 | €15,974 | €15,974 | €15,974 | = |
| Non-distributable reserves130/1 | - | - | - | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Legal reserve130 | - | - | - | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Tax-exempt reserves132 | - | - | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Distributable reserves133 | - | - | - | €3,577 | €3,577 | €3,577 | €3,577 | €3,577 | = |
| Profit (loss) carried forward14 | -€56,767 | -€47,587 | -€42,369 | -€37,369 | -€41,282 | -€53,823 | -€49,940 | -€66,532 | ▼ 33.2% |
| Amounts payable17/49 | €309,649 | €260,375 | €273,633 | €251,871 | €262,027 | €214,770 | €195,003 | €175,814 | ▼ 9.8% |
| Amounts payable after more than one year17 | €133,744 | €118,993 | €112,275 | €95,215 | €73,443 | €52,913 | €34,084 | €15,749 | ▼ 53.8% |
| Financial debts170/4 | - | - | - | €95,215 | €73,443 | €52,913 | €34,084 | €15,749 | ▼ 53.8% |
| Amounts payable within one year42/48 | €175,905 | €138,690 | €161,358 | €156,656 | €173,583 | €161,857 | €160,919 | €159,885 | ▼ 0.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €21,317 | €21,772 | €20,530 | €18,829 | €18,593 | ▼ 1.3% |
| Financial debts43 | - | - | - | €6,379 | €19,735 | €20,589 | €15,448 | €12,573 | ▼ 18.6% |
| Credit institutions430/8 | - | - | - | €6,379 | €19,735 | €20,589 | €15,448 | €12,573 | ▼ 18.6% |
| Trade debts44 | €22,325 | €25,321 | €6,997 | €9,793 | €8,282 | €5,260 | €6,561 | €8,722 | ▲ 32.9% |
| Suppliers440/4 | - | - | - | €9,793 | €8,282 | €5,260 | €6,561 | €8,722 | ▲ 32.9% |
| Taxes, remuneration and social security45 | - | - | - | €36,600 | €35,186 | €13,645 | €3,780 | €2,404 | ▼ 36.4% |
| Taxes450/3 | - | - | - | €18,541 | €18,644 | €1,900 | €3,780 | €2,404 | ▼ 36.4% |
| Remuneration and social security454/9 | - | - | - | €18,059 | €16,542 | €11,745 | €0 | - | - |
| Other amounts payable47/48 | - | - | - | €82,567 | €88,608 | €101,833 | €116,301 | €117,592 | ▲ 1.1% |
| Accrued charges and deferred income492/3 | - | - | - | - | €15,000 | €0 | - | €180 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,835 | €9,180 | €5,218 | €5,000 | -€3,913 | -€12,542 | €3,883 | -€16,592 | ▼ 527% |
| + Depreciation and write-downs630 | €11,676 | €13,650 | €16,040 | €14,038 | €13,989 | €15,008 | €13,999 | €13,639 | ▼ 2.6% |
| Operating cash flow (approximation) | €31,511 | €22,830 | €21,258 | €19,039 | €10,076 | €2,466 | €17,882 | -€2,953 | ▼ 117% |
| Investment in fixed assets (approximation) | - | -€14,243 | -€12,417 | €0 | -€5,538 | -€1,181 | €0 | €14,329 | - |
| Change in cash | - | €7,120 | -€10,540 | -€530 | €1,069 | -€1,157 | €492 | €528 | ▲ 7.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Similar companies · same sector, comparable size
Directors
Not every act has been read: a resignation may be missing here
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| DERUYTER Emy |
|
| HUS Marie-Pierre |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
20-10
State Gazette act
Purpose · Statutes amendment · Resignations & appointmentsResignation: HUS Marie-Pierre (director) · Appointment: DERUYTER Emy (director) · Incorporation11 facts ▸
- General meeting, 10-10-2025
- Incorporation, 10-10-1990
- Legal-form conversion, société anonyme
- Purpose change
- Statutes amendment
- Statutes amendment
- Capital, €122.022,92
- Director resignation, HUS Marie-Pierre (director)
- Director appointment, DERUYTER Emy (director)
- Other statement, rémunération administrateur et administrateur-délégué, gratuit sauf décision contraire assemblée
- Other statement, clôture vote
About the unread acts
Of the 9 Belgian State Gazette acts we know for this company, 1 has been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 8 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61047A0120/00F000 | Wallonia | 781 m² | 1 · 68 m² | - |
Linked by address, not proof of ownership
Articles of association
What the company does
- Name clauseThe name the company operates under according to its articles.
- COMPUTER TECHNIQUE & SOFTWARE
- Legal form clauseThe legal form, such as BV, NV or CV, which decides which company-law rules apply.
- Société anonyme
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- Région Wallonne, établir ou supprimer sièges administratifs, agences, ateliers, dépôts et succursales tant en Belgique qu’à l’étranger par…
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- Conseil, six ans au plus
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- Moitié cédant,moitié acquéreur(s) proportionnellement au nombre acquis s'ils sont plusieurs, sans recours
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Monday of May at 13:00
Oversight and winding up
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- Article 36. Désignation des liquidateursToutes opérations prévues par loi, assemblée générale majorité voix