Active BE 0733.826.972Private limited company

Comptoir Adam

Terbekehofdreef 6-8 ·2610 Antwerpen, Belgium· 6 yrs active

Sector: Detailhandel in cosmetica en toiletartikelen (47750)

Conclusion Checked

The computed 12-month bankruptcy probability of Comptoir Adam is 2.3% (moderate). The 2024 annual accounts show equity of €129k and a net result of €49k. Equity is growing by ~40.3% per year across the filed fiscal years. Its solvency ranks better than 36% of 1225 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€129k
Net result	€49k
Staff (FTE)	2.3
Better than sector	36%

Snowflake analysis 5 of 5 axes measured · computed by Checked

73 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 66

Profitability 100

Solvency 20

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

2.3% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2019, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

66 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview5 NBB filings

Annual accounts filed on 26-08-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~40.3%/year over 5 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	11.0%	20.4%	better than 36% of 1225 sector peers
Net result	€49k	€26k	better than 60% of 1224 sector peers
Equity	€129k	€142k	better than 48% of 1225 sector peers
Gross operating margin	€205k	€217k	better than 48% of 1223 sector peers
Staff costs	€125k	€163k	higher than 41% of 933 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€77k

+64.7% 20-24

Net profit

€49k

+65.9% 20-24

Cash flow

€56k

+56.2% 20-24

Total assets

€1.17M

+124.9% 20-24

Equity

€129k

+24.3% 20-24

Working capital

€69k

-12.1% 20-24

Employees (FTE)

2

+15.0% 20-24

Staff costs

€125k

+56.0% 20-24

Income taxes

€19k

+120.5% 20-24

Dividends

€24k

- 20-24

Debt

€1.04M

+150.1% 20-24

Debt ≤ 1y

€1.04M

+150.7% 20-24

Debt > 1y

€0

-100.0% 20-24

Current ratio

1.07

-10.4% 20-24

Quick ratio

0.43

-33.0% 20-24

Solvency

11.0%

-44.8% 20-24

Debt / equity

8.06

+101.3% 20-24

ROE

38.1%

+33.5% 20-24

ROA

4.2%

-26.2% 20-24

Interest coverage

39.25

+88.5% 20-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	verkort
Revenue	-
EBITDA	€77k
Net profit	€49k
Cash flow	€56k
Staff costs	€125k
Income taxes	€19k
Dividends	€24k
Total assets	€1.17M
Equity	€129k
Debt	€1.04M
of which ≤ 1y	€1.04M
of which > 1y	€0
Working capital	€69k
Employees (FTE)	2.3

Ratios (computed)

	2024
Current ratio	1.07
Quick ratio	0.43
Working capital ratio	5.9%
Solvency	11.0%
Debt / equity	8.06
Long-term debt ratio	0.00
Interest coverage	39.25
Gross margin	-
Net margin	-
ROA	4.2%
ROE	38.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €63k · 5.4% Current assets €1.11M · 94.6%

Equity & liabilities

Equity €129k · 11.0% Debt €1.04M · 89.0%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.17M
Fixed assets	21/28	€63k
Intangible fixed assets	21	€6k
Tangible fixed assets	22/27	€42k
Financial fixed assets	28	€15k
Current assets	29/58	€1.11M
Stocks & contracts in progress	3	€666k
Amounts receivable within one year	40/41	€432k
Cash & bank	54/58	€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.17M
Equity	10/15	€129k
Contributions / capital	10/11	€5k
Accumulated profits (losses)	14	€124k
Amounts payable	17/49	€1.04M
Amounts payable after one year	17	€0
Amounts payable within one year	42/48	€1.04M
Trade debts payable within one year	44	€809k
Income statement
Gross operating margin	9900	€205k
Operating result	9901	€70k
Financial income	75	€528
Financial charges	65	€2k
Result before taxes	9903	€69k
Income taxes	67/77	€19k
Net result for the period	9904	€49k
Result to be appropriated	9905	€49k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

Shbair Ali
Director
State Gazette act 25053694 (24-04-2025)

Current
01-04-2025 → present
2 events
- 01-04-2025 Appointed· Director
- 08-11-2021 Resigned· Director

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Detailhandel in cosmetica en toiletartikelen(47750)
Legal form	Private limited company(610)
Incorporation	09-09-2019
Status	Active
Postal code	2610

Establishment units 2 locations

Beauty as well

Carnotstraat 127, 2060 AntwerpenDetailhandel in damesbovenkleding

since 20192.292.859.472

Beauty as well

Terbekehofdreef 6-8, 2610 AntwerpenDetailhandel in cosmetica en toiletartikelen

since 20252.371.363.750

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11463D0270/00X000	Flanders	1.4 ha	1 · 5,314 m²	8.4 m · 2 fl.
11808H0894/00G000	Flanders	178 m²	1 · 186 m²	-

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

26-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

24-04-2025

State Gazette act Director changes

2024

27-06-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

13-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

09-08-2022

State Gazette act Director changes

correction

20-07-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

05-07-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 1 year ago

2025

24-04-2025 Shbair Ali appointed as director Director changes

Shbair Ali, Bestuurder

Original publication ↗

Technical details

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2022

09-08-2022 Shbair Ali resigns as director Director changescorrection

Shbair Ali, Bestuurder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank

Activities

Detailhandel in cosmetica en toiletartikelen in gespecialiseerde winkels47750Detailhandel in cosmetica en toiletartikelen47750Detailhandel in lederwaren en reisartikelen in gespecialiseerde winkels47722Detailhandel in lederwaren en reisartikelen47722Detailhandel in uurwerken en sieraden in gespecialiseerde winkels47770Detailhandel in uurwerken en sieraden47770

Primary activity highlighted.

Names & trade names

Legal nameNL

Comptoir Adam

Registered office

Terbekehofdreef 6-8 bus unit A6

2610 Antwerpen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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