Comptalys
ActiveSummary
Comptalys has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €285,108 and a net result of €96,667. Equity has been growing by about 22% per year since 2023. Its solvency ranks better than 32% of 4,124 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 16-03-2023 Normal situation
- Activity
- Certified accountants and tax accountants NACE 69201
- Establishment unit
- 2.342.860.992 5580 Rochefort, since 16-03-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 02-06-2025
Board and ownership
- DAVE Bénédicte MarieDirector · since 16-03-2023
- STRATEX CONSEILS· score 91act of 26-07-2023
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €601,243
- ▲ 59.4%
- Turnover
- ≈ €1.0m
- estimated
- Profit
- €96,667
- ▲ 46.0%
- Equity
- €285,108
- ▲ 28.5%
- Total assets
- €1.2m
- ▲ 21.7%
- Employees on 31-12-2025
- 11
- ▲ 57.1%
Score breakdownraises risk2 of the last 3 accounts latelowers riskSector: Legal and accounting activities (NACE 69)Size: total assets €1.2mFigures for financial year 2025 (filed on 26-06-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 25% of them on solvency, 24% on liquidity, 32% on profitability and 71% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 19 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 26-06-2026 at the NBB all 3 filings
Every figure per financial year
The operating result for 2025 is 73% higher than in 2024 and the highest since 2023. It is a recovery after the fall in 2024.
The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2024 | 31-12-2025 |
|---|---|---|
| Employees at the balance-sheet date | 7 | 11 |
| full-time | 5 | 4 |
| part-time | 2 | 7 |
| in full-time equivalents | 6.3 | 8.6 |
| Average over the year, in full-time equivalents | 5.3 | 7.9 |
| On a permanent contract | 6 | 8 |
| Joined | 5 | 7 |
| Left | 2 | 3 |
| Training hours | 280 | 1,284 |
Source: social balance sheet in the 2024 to 2025 annual accounts
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Tangible fixed assets | €686,319 | €90,451 | €22,164 |
| Intangible fixed assets | €95,000 | €0 | €206,160 |
| Financial fixed assets | €805 | - | - |
| Depreciation and write-downs of the year | €23,127 | €47,848 | €70,357 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €147,224 | €229,215 | €354,504 | ▲ 54.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,127 | €47,848 | €70,357 | ▲ 47.0% |
| Other operating charges640/8 | €7,692 | €8,400 | €14,734 | ▲ 75.4% |
| Non-recurring operating charges66A | €4,715 | €3,059 | €8,261 | ▲ 170% |
| Gross operating margin9900 | €279,286 | €377,262 | €601,243 | ▲ 59.4% |
| Operating profit (loss)9901 | €96,528 | €88,740 | €153,387 | ▲ 72.9% |
| Financial income75/76B | €121 | €651 | €2,703 | ▲ 315% |
| Recurring financial income75 | €121 | €651 | €2,703 | ▲ 315% |
| Financial charges65/66B | €13,516 | €18,334 | €19,436 | ▲ 6.0% |
| Recurring financial charges65 | €13,516 | €18,334 | €19,436 | ▲ 6.0% |
| Profit (loss) for the period before taxes9903 | €83,133 | €71,057 | €136,654 | ▲ 92.3% |
| Income taxes67/77 | €22,974 | €4,867 | €39,987 | ▲ 722% |
| Profit (loss) for the period9904 | €60,159 | €66,190 | €96,667 | ▲ 46.0% |
| Profit (loss) for the period to be appropriated9905 | €60,159 | €66,190 | €96,667 | ▲ 46.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €0.9m | €1.0m | €1.2m | ▲ 21.7% |
| Fixed assets21/28 | €0.7m | €0.7m | €0.9m | ▲ 22.2% |
| Intangible fixed assets21 | €0 | €0 | €0.2m | - |
| Tangible fixed assets22/27 | €0.7m | €0.7m | €0.7m | ▼ 4.7% |
| Land and buildings22 | €0.6m | €0.6m | €0.6m | ▼ 4.1% |
| Plant, machinery and equipment23 | €0.02m | €0.03m | €0.03m | ▼ 18.0% |
| Furniture and vehicles24 | €0.02m | €0.04m | €0.04m | ▼ 1.6% |
| Financial fixed assets28 | €0.001m | €0.001m | €0.001m | = |
| Current assets29/58 | €0.2m | €0.3m | €0.3m | ▲ 20.5% |
| Amounts receivable within one year40/41 | €0.08m | €0.2m | €0.2m | ▼ 6.8% |
| Trade receivables40 | €0.07m | €0.2m | €0.2m | ▲ 3.9% |
| Other amounts receivable41 | €0.01m | €0.04m | €0.01m | ▼ 59.9% |
| Cash at bank and in hand54/58 | €0.1m | €0.07m | €0.1m | ▲ 77.9% |
| Deferred charges and accrued income490/1 | €0.003m | €0.002m | €0.02m | ▲ 12× |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €0.9m | €1.0m | €1.2m | ▲ 21.7% |
| Equity10/15 | €0.2m | €0.2m | €0.3m | ▲ 28.5% |
| Contributions10/11 | €0.01m | €0.01m | €0.01m | = |
| Reserves13 | €0.001m | - | - | - |
| Non-distributable reserves130/1 | €0.001m | - | - | - |
| Reserves not available under the articles1311 | €0.001m | - | - | - |
| Profit (loss) carried forward14 | €0.2m | €0.2m | €0.3m | ▲ 30.2% |
| Amounts payable17/49 | €0.7m | €0.8m | €0.9m | ▲ 19.8% |
| Amounts payable after more than one year17 | €0.6m | €0.6m | €0.5m | ▼ 7.0% |
| Financial debts170/4 | €0.6m | €0.6m | €0.5m | ▼ 7.0% |
| Amounts payable within one year42/48 | €0.08m | €0.2m | €0.4m | ▲ 122% |
| Current portion of amounts payable after more than one year42 | €0.03m | €0.04m | €0.04m | ▲ 2.8% |
| Trade debts44 | €0.03m | €0.03m | €0.2m | ▲ 559% |
| Suppliers440/4 | €0.03m | €0.03m | €0.2m | ▲ 559% |
| Taxes, remuneration and social security45 | €0.02m | €0.09m | €0.1m | ▲ 28.3% |
| Taxes450/3 | €0.01m | €0.05m | €0.06m | ▲ 19.6% |
| Remuneration and social security454/9 | €0.001m | €0.04m | €0.05m | ▲ 40.7% |
| Other amounts payable47/48 | €0.007m | €0.01m | €0.01m | ▼ 19.3% |
| Accrued charges and deferred income492/3 | €0.001m | €0.02m | €0 | ▼ 100% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €60,159 | €66,190 | €96,667 | ▲ 46.0% |
| + Depreciation and write-downs630 | €23,127 | €47,848 | €70,357 | ▲ 47.0% |
| Operating cash flow (approximation) | €83,286 | €114,037 | €167,023 | ▲ 46.5% |
| Investment in fixed assets (approximation) | - | -€94,237 | -€228,324 | ▼ 142% |
| Change in cash | - | -€43,056 | €55,172 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 7,976 companies had the same profile as Comptalys has now. Two years later, 94.4% were still going and 3.6% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Comptalys itself is lower: < 0.1% within 12 months. It rests on far more data about Comptalys than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for Comptalys. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
1 ownerOwners 1
- Sourceact 26-07-2023Equity €216,844 Profit of €11,576 in 2025 (profit of €223,692 in 2024) Checked score 91share not stated
Capital transactions
- Stratex Conseils (BE 0673.617.686) “apport”
- DAVE Bénédicte all shares
- Stratex Conseils (BE 0673.617.686)
- DAVE Bénédicte Marie 120 shares (100%) · €3,000
- 26-07-2023 Capital increase of €8,266.40 · to €11,266.40 · transfert éléments d'actif et de passif scission partielle
- 20-03-2023 Incorporation · €3,000 · 120 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Qualité du président de l'organe de gestion reprise dans le registre public, aucune qualité ne forme la majorité des professionnels membres”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 20-03-2023 (in French)
Network & group
Acquisitions and mergers
1 transactionConnections & network
1 current directorThe network starts from the directors of Comptalys. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
26-07
Gazette deed
Demerger: Stratex Conseils splits off to ComptalysCapital increase of €8,266.40 to €11,266.40 · Capital contribution: apport · Capital from €3,000 to €11,266.407 points ▸
- General meeting, 23-06-2023
- DAVE Bénédicte holds all the shares
- Net-asset statement, 28-02-2023, mentioned 2 times in the deed
- Stratex Conseils is a shareholder
- Capital increase, €8,266.40
- Accounting effect, 01-01-2023
- Amendment of the articles, 5
- The act holds 13 more points.
02-05
Gazette deed
Demerger proposal: STRATEX CONSEILS splits off to COMPTALYSCapital decrease of €9,948.37 · Capital increase of €11,651.63 · Bénédicte DAVE holds 50 shares (50%)12 points ▸
- Capital decrease, €9,948.37
- Incorporation, 14-03-2023
- Director in office, Bénédicte DAVE (sole director)
- Capital increase, €11,651.63
- Net-asset statement, 28-02-2023, 0
- Accounting effect, 01-03-2023
- Bénédicte DAVE holds 50 shares (50%)
- Ludovic DUBOIS holds 50 shares (50%)
- Incorporation, 28-03-2017
- Board composition, Bénédicte DAVE (director (not named in the articles))
- Board composition, Ludovic DUBOIS (director (not named in the articles))
- Net-asset statement, 28-02-2023, 18600.0
- The act holds 19 more points.
20-03
Gazette deed
IncorporationFounding capital of €3,000, 120 shares · Founder: DAVE Bénédicte Marie · Appointment: DAVE Bénédicte Marie (director)5 points ▸
- Incorporation, 14-03-2023
- Founder, DAVE Bénédicte Marie
- Founding capital, €3,000, 120 shares
- Registered office clause, rue de Gendron 21 à 5561 Gendron-Celles
- Director appointment, DAVE Bénédicte Marie (director)
- The act holds 3 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Comptalys was incorporated on 16 March 2023 as a private limited company by one natural person, with a starting capital of €3,000.12 In 2023 the capital was increased by €8,266 to €11,266.3 Since 2023, DAVE Bénédicte Marie has served as director.4 Total assets rose from €863,061 in 2023 to €1.2m in 2025.5
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
8 activities
- Les services juridiques en rapport avec les activités du professionnel;
- Fournir des conseils, des consultations en matière statistique, économique, financière et administrative,
- Mener toutes sortes d’études et d’activités à cet égard, à l’exception des conseils en investissement et des activités pour lesquelles une reconnaissance supplémentaire est requise et/ou qui sont réservées par la loi à d’autres professions;
- Fournir des conseils et une assistance en matière sociale, notamment l’accomplissement des formalités y relatives tel que le calcul des salaires
- Exercer les activités d’ordre juridique et économique compatibles avec la déontologie de la profession.
- Exercer l’activité de syndic immobilier
- Exercer la fonction de liquidateur dans d’autres sociétés.
- Exercer des mandats d’administrateurs dans d’autres sociétés inscrites au registre public de l’Institut. (ITAA)
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 91114D0015/00G002 | Wallonia | 3,779 m² | 1 · 553 m² | 9.3 m · 3 |
| 91026F0999/00G000 | Wallonia | 2,224 m² | 1 · 575 m² | 12.2 m · 3 |