Comptalys
ActiveComptalys has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €222k and a net result of €66k. Its solvency ranks better than 38% of 1740 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77=
Solvency47=
Growth78
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 2.45 in 2023; short-term debt: 17.8% and cash: 7.1% of total assets), but 77.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€66k▲ 10.0%
2023 · €60k
2023: €60k
2023 → 2024
Working capital
€111k▼ 6.2%
2023 · €118k
2023: €118k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€189k-€222k▲ 17.1%
Operating result€97k-€89k▼ 8.1%
Net result€60k-€66k▲ 10.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 8% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €998k
Fixed assets
€710k▲ 7.0%
Current assets
€288k▲ 44.5%
Equity and liabilities €998k
Equity
€222k▲ 17.1%
Debt
€776k▲ 15.2%
The debt ratio falls from 78.1% to 77.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€137k▲
2023 · €120k
Cash flow
€114k▲
2023 · €83k
Solvency
22.2%▲
2023 · 21.9%
Current ratio
1.62▼
2023 · 2.45
Quick ratio
1.62▼
2023 · 2.45
Debt / equity
3.50▼
2023 · 3.56
ROE
29.8%▼
2023 · 31.8%
ROA
6.6%▼
2023 · 7.0%
Interest coverage
7.45▼
2023 · 8.85
Debt
€776k▲
2023 · €674k
Debt ≤ 1 year
€177k▲
2023 · €81k
Debt > 1 year
€577k▼
2023 · €591k
Income taxes
€5k▼
2023 · €23k
Staff costs
€229k▲
2023 · €147k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€863k€998k▲
Fixed assets21/28€664k€710k▲
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€663k€709k▲
Land and buildings22€625k€635k▲
Plant, machinery and equipment23€18k€33k▲
Furniture and vehicles24€20k€41k▲
Financial fixed assets28€805€805=
Current assets29/58€199k€288k▲
Amounts receivable within one year40/41€82k€215k▲
Trade receivables40€71k€179k▲
Other amounts receivable41€11k€36k▲
Cash at bank and in hand54/58€114k€71k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€863k€998k▲
Equity10/15€189k€222k▲
Contributions10/11€11k€12k▲
Reserves13€827-
Non-distributable reserves130/1€827-
Reserves not available under the articles1311€827-
Profit (loss) carried forward14€177k€210k▲
Amounts payable17/49€674k€776k▲
Amounts payable after more than one year17€591k€577k▼
Financial debts170/4€591k€577k▼
Amounts payable within one year42/48€81k€177k▲
Current portion of amounts payable after more than one year42€33k€40k▲
Trade debts44€26k€34k▲
Suppliers440/4€26k€34k▲
Taxes, remuneration and social security45€16k€91k▲
Taxes450/3€15k€53k▲
Remuneration and social security454/9€1k€37k▲
Other amounts payable47/48€7k€13k▲
Accrued charges and deferred income492/3€1k€22k▲
Income statement
Code20232024
Remuneration, social security and pensions62€147k€229k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€48k▲
Other operating charges640/8€8k€8k▲
Non-recurring operating charges66A€5k€3k▼
Gross operating margin9900€279k€377k▲
Operating profit (loss)9901€97k€89k▼
Financial income75/76B€121€651▲
Recurring financial income75€121€651▲
Financial charges65/66B€14k€18k▲
Recurring financial charges65€14k€18k▲
Profit (loss) for the period before taxes9903€83k€71k▼
Income taxes67/77€23k€5k▼
Profit (loss) for the period9904€60k€66k▲
Profit (loss) for the period to be appropriated9905€60k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€60k€243k▲
Profit (loss) brought forward from the previous period14P-€177k
Transfer from equity791/2€125k-
Profit to be distributed694/7€8k€34k▲
Return on contributions (dividend)694-€15k
Employees696€8k€19k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 60 days late
2024
31-12
Financial
Equity above €200kEq €222k ▲17.1%
2 profitable years in a row build equity to €222k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houyet · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Gendron, Celles 215561 HouyetGround area
6,003 m²
Building footprint
1,128 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
COMPTALYS
since 20232.342.860.992
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91114D0015/00G002 | Wallonia | 3,779 m² | 1 · 553 m² | - |
| 91026F0999/00G000 | Wallonia | 2,224 m² | 1 · 575 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BLUE RICE
BE 0739.820.483
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ETAX
BE 0439.164.827
Nivelles · Eq €222k
ASTRALIUM
BE 0881.131.865
Brecht · Eq €222k
BUCOBA
BE 0862.966.537
Wavre · Eq €222k
WKG Groep België
BE 0466.913.656
Antwerpen · Eq €222k
Of 12,172 companies in sector 69201 we hold annual accounts for 7,638. 6,288 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2023
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:benedicte@comptalys.net