COMPLEMENTAIR
ActiveSummary
COMPLEMENTAIR has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83,365 and a net result of €8,427. Equity is growing by about 6.2% per year across the filed financial years. Its solvency ranks better than 82% of 11,752 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Staff
- ≈ 0 FTE, estimated
- Equity
- €83,365
- Profit
- €8,427
- GEBRUERS ElsDirector
- HELSEN FrankDirector
Why 96lowers riskLiquidity: current ratio 4.92, cash €66,338Equity €83,365 (82.2% of total assets)Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)Size: total assets €101,430Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 87% on solvency, 88% on liquidity, 47% on profitability and 45% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 4 accounts on average 135 days before the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Weakest financial yearnet €713 ▼96.9%
Financials · financial year 2025, micro format
2022 to 2025, 4 financial years
The operating result recovers in 2025; 2025 is nearly 3.3 times 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 34,693 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95.3% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,693 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €185 | €271 | €42 | €316 | ▲ 645% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,818 | €7,297 | €8,153 | €2,615 | ▼ 67.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €10,030 | €1,800 | ▼ 82.1% |
| Other operating charges640/8 | €1,252 | €607 | €820 | €10,911 | ▲ 13× |
| Gross operating margin9900 | €41,430 | €41,217 | €23,438 | €29,949 | ▲ 27.8% |
| Operating profit (loss)9901 | €33,174 | €33,042 | €4,393 | €14,308 | ▲ 226% |
| Financial income75/76B | €431 | €6 | €66 | €187 | ▲ 181% |
| Recurring financial income75 | €431 | €6 | €66 | €187 | ▲ 181% |
| Financial charges65/66B | €1,148 | €1,522 | €2,170 | €1,780 | ▼ 18.0% |
| Recurring financial charges65 | €1,148 | €1,522 | €2,170 | €1,780 | ▼ 18.0% |
| Profit (loss) for the period before taxes9903 | €32,456 | €31,526 | €2,290 | €12,715 | ▲ 455% |
| Income taxes67/77 | €10,509 | €8,847 | €1,576 | €4,288 | ▲ 172% |
| Profit (loss) for the period9904 | €21,948 | €22,679 | €713 | €8,427 | ▲ 12× |
| Profit (loss) for the period to be appropriated9905 | €21,948 | €22,679 | €713 | €8,427 | ▲ 12× |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €77,594 | €95,890 | €92,557 | €101,430 | ▲ 9.6% |
| Fixed assets21/28 | €19,148 | €18,344 | €13,451 | €12,529 | ▼ 6.9% |
| Tangible fixed assets22/27 | €19,148 | €18,344 | €13,451 | €12,529 | ▼ 6.9% |
| Plant, machinery and equipment23 | - | €2,284 | €1,811 | €1,338 | ▼ 26.1% |
| Furniture and vehicles24 | €19,148 | €16,060 | €11,639 | €11,191 | ▼ 3.9% |
| Current assets29/58 | €58,446 | €77,545 | €79,107 | €88,901 | ▲ 12.4% |
| Stocks and contracts in progress3 | €447 | €0 | - | - | - |
| Stocks30/36 | €447 | €0 | - | - | - |
| Amounts receivable within one year40/41 | €20,213 | €21,161 | €29,515 | €20,547 | ▼ 30.4% |
| Trade receivables40 | €20,213 | €21,161 | €25,091 | €18,835 | ▼ 24.9% |
| Other amounts receivable41 | - | - | €4,424 | €1,712 | ▼ 61.3% |
| Cash at bank and in hand54/58 | €36,478 | €55,121 | €48,277 | €66,338 | ▲ 37.4% |
| Deferred charges and accrued income490/1 | €1,309 | €1,264 | €1,316 | €2,016 | ▲ 53.2% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €77,594 | €95,890 | €92,557 | €101,430 | ▲ 9.6% |
| Equity10/15 | €58,949 | €81,628 | €81,341 | €83,365 | ▲ 2.5% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €55,949 | €78,628 | €78,341 | €80,365 | ▲ 2.6% |
| Distributable reserves133 | €55,949 | €78,628 | €78,341 | €80,365 | ▲ 2.6% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | - |
| Amounts payable17/49 | €18,645 | €14,262 | €11,216 | €18,065 | ▲ 61.1% |
| Amounts payable after more than one year17 | €216 | €0 | - | - | - |
| Financial debts170/4 | €216 | €0 | - | - | - |
| Amounts payable within one year42/48 | €18,429 | €14,262 | €11,216 | €18,065 | ▲ 61.1% |
| Current portion of amounts payable after more than one year42 | €2,562 | €216 | €0 | - | - |
| Trade debts44 | €167 | €1,347 | €825 | €2,972 | ▲ 260% |
| Suppliers440/4 | €167 | €1,347 | €825 | €2,972 | ▲ 260% |
| Taxes, remuneration and social security45 | €14,002 | €9,965 | €5,920 | €5,875 | ▼ 0.8% |
| Taxes450/3 | €8,536 | €9,965 | €5,920 | €3,435 | ▼ 42.0% |
| Remuneration and social security454/9 | €5,466 | €0 | - | €2,440 | - |
| Other amounts payable47/48 | €1,698 | €2,734 | €4,472 | €9,219 | ▲ 106% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,948 | €22,679 | €713 | €8,427 | ▲ 12× |
| + Depreciation and write-downs630 | €6,818 | €7,297 | €8,153 | €2,615 | ▼ 67.9% |
| Operating cash flow (approximation) | €28,766 | €29,976 | €8,866 | €11,042 | ▲ 24.5% |
| Investment in fixed assets (approximation) | - | -€6,493 | -€3,259 | -€1,693 | ▲ 48.0% |
| Change in cash | - | €18,643 | -€6,844 | €18,062 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (4)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 20-02-2026 | 2026-00042100 |
| 31-12-2024 | micro format | 21-02-2025 | 2025-00037703 |
| 31-12-2023 | micro format | 07-05-2024 | 2024-00083686 |
| 31-12-2022 | micro format | 21-03-2023 | 2023-00042572 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2023 · 1 entry · €1,238 awarded · €1,238 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| GEBRUERS Els |
|
| HELSEN Frank |
|
Owners and capital
Capital and shareholders
- 22-07-2022 Converted to unavailable equity · €3,000
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
22-07
Gazette deed
Resignation: HELSEN Frank (manager)Appointments: HELSEN Frank (director) and GEBRUERS Els (director) · Auditor report · Legal-form conversion14 facts ▸
- General meeting, 27-06-2022
- Other provision, “EERSTE BESLUIT kennisname verslag en staat, verslag van de zaakvoerder” (deed in Dutch)
- Auditor report, EUR, “controlenormen van het Instituut van de Bedrijfsrevisoren inzake het verslag bij omzetting” (deed in Dutch)
- Legal-form conversion, “besloten vennootschap” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Director resignation, HELSEN Frank (manager)
- Director discharge, HELSEN Frank
- Amendment of the articles
- Capital
- Director appointment, HELSEN Frank (director)
- Director appointment, GEBRUERS Els (director)
- Registered office clause, “2440 Geel, Larumsebrugweg 35” (deed in Dutch)
- +2 further facts in this act
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13374D0864/00C000 | Flanders | 867 m² | 1 · 114 m² | 9.0 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Consultancy producten en PR voor derden in de bouwbranche; Aankopen en verkopen van interieurproducten vb meubelen, decoratie enz; Het…” (deed in Dutch)
13 activities (deed in Dutch)
- Consultancy producten en PR voor derden in de bouwbranche
- Aankopen en verkopen van interieurproducten vb meubelen, decoratie enz.
- Het organiseren van beurzen en tentoonstellingen;
- Het samenwerken met architecten, interieurarchitecten en decorateurs;
- Het ontwikkelen, kopen, verkopen, in licentie nemen of geven van octrooien, knowhow en aanverwante immateriële duurzame activa, het onderzoek, de ontwikkeling, de vervaardiging of commercialisering van nieuwe producten, nieuwe vormen van technologie en hun toepassingen;
- Werken met betrekking tot grafische vormgeving en tuinontwerpen
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen, alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen, de aan- en verkoop, huur en verhuur van roerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband slaan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen, alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen;
- Schilderwerken in de meest ruime zin
- Het geven van kleuradvies, interieuradvies en styling
- Prestaties met betrekking tot management, marketing, prospectie en consulting
- Kleur en imago consulent
- Lesgeven, voordracht en product presentatie, workshops
- Interieurarchitectuur, ontwerp en realisaties
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- COMPLEMENTAIR
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, voor zover geen wijziging van toepasselijk taalregime” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, algemene vergadering” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Tuesday of June at 19:00