COMPLEMENTAIR
ActiveCOMPLEMENTAIR has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83k and a net result of €8k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 81% of 9384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+47
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.92 against 7.05 in 2024), and 17.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.2%
Return on assets
8.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-02-2026, 161 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
161 d early
2024
160 d early
2023
85 d early
2022
132 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€83k▲ 2.5%
2024 · €81k
2022: €59k
2023: €82k
2024: €81k
2022 → 2025
Total assets
€101k▲ 9.6%
2024 · €93k
2022: €78k
2023: €96k
2024: €93k
2022 → 2025
Net result
€8k▲ 1,081%
2024 · €713
2022: €22k
2023: €23k
2024: €713
2022 → 2025
Working capital
€71k▲ 4.3%
2024 · €68k
2022: €40k
2023: €63k
2024: €68k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€59k-€82k▲ 38.5%€81k▼ 0.4%€83k▲ 2.5%
Operating result€33k-€33k▼ 0.4%€4k▼ 86.7%€14k▲ 226%
Net result€22k-€23k▲ 3.3%€713▼ 96.9%€8k▲ 1,081%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 226% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€13k▼ 6.9%
Current assets
€89k▲ 12.4%
Equity and liabilities €101k
Equity
€83k▲ 2.5%
Debt
€18k▲ 61.1%
The debt ratio rises from 12.1% to 17.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€17k▲
2024 · €13k
Cash flow
€11k▲
2024 · €9k
Solvency
82.2%▼
2024 · 87.9%
Current ratio
4.92▼
2024 · 7.05
Quick ratio
4.92▼
2024 · 7.05
Debt / equity
0.22▲
2024 · 0.14
ROE
10.1%▲
2024 · 0.9%
ROA
8.3%▲
2024 · 0.8%
Interest coverage
9.51▲
2024 · 5.78
Debt
€18k▲
2024 · €11k
Debt ≤ 1 year
€18k▲
2024 · €11k
Income taxes
€4k▲
2024 · €2k
Staff costs
€316▲
2024 · €42
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€101k▲
Fixed assets21/28€13k€13k▼
Tangible fixed assets22/27€13k€13k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€12k€11k▼
Current assets29/58€79k€89k▲
Amounts receivable within one year40/41€30k€21k▼
Trade receivables40€25k€19k▼
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€48k€66k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€93k€101k▲
Equity10/15€81k€83k▲
Contributions10/11€3k€3k=
Reserves13€78k€80k▲
Distributable reserves133€78k€80k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€11k€18k▲
Amounts payable within one year42/48€11k€18k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€825€3k▲
Suppliers440/4€825€3k▲
Taxes, remuneration and social security45€6k€6k▼
Taxes450/3€6k€3k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€4k€9k▲
Income statement
Code20242025
Remuneration, social security and pensions62€42€316▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€3k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€10k€2k▼
Other operating charges640/8€820€11k▲
Gross operating margin9900€23k€30k▲
Operating profit (loss)9901€4k€14k▲
Financial income75/76B€66€187▲
Recurring financial income75€66€187▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€2k€13k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€713€8k▲
Profit (loss) for the period to be appropriated9905€713€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€713€8k▲
Transfer from equity791/2€1k€6k▲
Transfer to equity691/2€713€8k▲
To other reserves6921€713€8k▲
Profit to be distributed694/7€1k€6k▲
Return on contributions (dividend)694€1k€6k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €713 ▼96.9%
Net result drops to €713, the lowest in the series; recovery starts the following year.
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €23k ▲3.3%
Net result €23k, the highest in the series.
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Larumsebrugweg 352440 GeelGround area
867 m²
Building footprint
114 m²
Volume, LiDAR
759 m³
Parcel 13374D0864/00C000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
koper by complementair
since 20102.187.298.827
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13374D0864/00C000 | Flanders | 867 m² | 1 · 114 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,238 EUR awarded · 1,238 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,238 EUR | 1,238 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,911 companies in sector 71112 we hold annual accounts for 1,290. 1,069 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2010
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.