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CompatiBuild

Active
Private limited companyfounded 2024active for 2 yearsGratèsstraat 38, 1170 Watermaal-Bosvoorde, BelgiumKBO/BCE: BE 1006.197.628
Summary

CompatiBuild has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73,933 and a net result of €16,464. Its solvency ranks better than 62% of 4,305 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Other professional, scientific and technical activities
NACE 74999
1 site
Size
€118,852total assets 2025
Equity
€73,933
Profit
€16,464
Turnover not published (micro format)
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
  • MAGGIORE EleonoraDirector
Accounts filed 61 days late
Why 92raises riskLatest accounts 61 days late; 2 of the last 3 lateSize: total assets €118,852lowers riskLiquidity: current ratio 3.05, cash €110,677Sector: Other professional, scientific and technical activities (NACE 74)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (NACE 74, micro)
Financial strength · tick = 2024
Strong
Solvency 87+2
equity 62.2% of total assets
Liquidity 86+5
short-term debt 32.7% · cash 93.1%
Profitability 72-28
return on assets 13.9%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,414 companies, NACE 74, micro)
Last 24 months 03-2025: 0.6% 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.7%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 0.7%● unchanged vs 08-2025highest value 10-2025: 0.1%▼ -0.6 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026 10-2026: 0.2%▼ -0.1 percentage points vs 09-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 3.05, compared with 2.5 in 2024, above the usual 1.5; short-term debt: 32.7% and cash: 93.1% of total assets), and 37.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro): better than 63% on solvency, 78% on liquidity, 42% on profitability and 71% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.05, cash €110,677
NBB · annual accounts
raises risk · Latest accounts 61 days late; 2 of the last 3 late
NBB · filings
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
raises risk · Size: total assets €118,852
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
61 days late
2024
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 61 days after the deadline; the sector median (NACE 74) for financial year 2024 is 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
22-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointment: MAGGIORE Eleonora (director) ·…

Financials · financial year 2025, micro format

2025 annual accounts filed late (61 days) Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00539489.

Equity
€73,933▲ 28.6%
2024 · €57,469
Total assets
€118,852▲ 24.1%
2024 · €95,736
Net result
€16,464▼ 69.8%
2024 · €54,469
Working capital
€79,935▲ 39.1%
2024 · €57,469
Trend over the years

2024 to 2025, 2 financial years

The operating result falls in 2025; 2025 is 49% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€27,850 2025 Net result€16,464 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 74, Other professional, scientific and technical activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€54,571-€27,850▼ 49.0%
Net result€54,469above the sector's middle half-€16,464within the sector's middle half▼ 69.8%
Equity€57,469within the sector's middle half-€73,933within the sector's middle half▲ 28.6%
Total assets€95,736within the sector's middle half-€118,852within the sector's middle half▲ 24.1%
Debt€38,267-€44,919▲ 17.4%
Working capital€57,469within the sector's middle half-€79,935above the sector's middle half▲ 39.1%
Solvency60.0%within the sector's middle half-62.2%within the sector's middle half▲ 2.2pp
Current ratio2.50within the sector's middle half-3.05within the sector's middle half▲ 0.55
Return on assets (ROA)56.9%above the sector's middle half-13.9%within the sector's middle half▼ 43.0pp
above within below the middle half of NACE 74, Other professional, scientific and technical activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €118,852
Equity €73,933 ▲ 28.6%
Debt €44,919 ▲ 17.4%
Debt's share of the balance-sheet total falls from 40.0% to 37.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.61▼
2024 · 0.67
ROE
22.3%▼
2024 · 94.8%
Debt ≤ 1 year
€38,917▲
2024 · €38,267
Income taxes
€11,056
Staff costs
€792
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€95,736€118,852▲
Current assets29/58€95,736€118,852▲
Amounts receivable within one year40/41-€8,175
Trade receivables40-€8,175
Cash at bank and in hand54/58€69,731€110,677▲
Deferred charges and accrued income490/1€26,005€0▼
Equity and liabilities
Total equity and liabilities10/49€95,736€118,852▲
Equity10/15€57,469€73,933▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€54,469€70,933▲
Amounts payable17/49€38,267€44,919▲
Amounts payable within one year42/48€38,267€38,917▲
Trade debts44€8,977€7,324▼
Suppliers440/4€8,977€7,324▼
Taxes, remuneration and social security45€26,890€11,942▼
Taxes450/3€5,298€11,942▲
Remuneration and social security454/9€21,592€0▼
Other amounts payable47/48€2,400€19,652▲
Accrued charges and deferred income492/3-€6,002
Income statement Code20242025
Remuneration, social security and pensions62-€792
Gross operating margin9900€54,571€28,642▼
Operating profit (loss)9901€54,571€27,850▼
Financial income75/76B€93€0▼
Recurring financial income75€93€0▼
Financial charges65/66B€195€330▲
Recurring financial charges65€195€330▲
Profit (loss) for the period before taxes9903€54,469€27,520▼
Income taxes67/77-€11,056
Profit (loss) for the period9904€54,469€16,464▼
Profit (loss) for the period to be appropriated9905€54,469€16,464▼
Appropriation of the result
Profit (loss) to be appropriated9906€54,469€70,933▲
Profit (loss) brought forward from the previous period14P-€54,469

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62-€792-
Gross operating margin9900€54,571€28,642▼ 47.5%
Operating profit (loss)9901€54,571€27,850▼ 49.0%
Financial income75/76B€93€0▼ 100%
Recurring financial income75€93€0▼ 100%
Financial charges65/66B€195€330▲ 69.1%
Recurring financial charges65€195€330▲ 69.1%
Profit (loss) for the period before taxes9903€54,469€27,520▼ 49.5%
Income taxes67/77-€11,056-
Profit (loss) for the period9904€54,469€16,464▼ 69.8%
Profit (loss) for the period to be appropriated9905€54,469€16,464▼ 69.8%
Line20242025Change
Assets
Total assets20/58€95,736€118,852▲ 24.1%
Current assets29/58€95,736€118,852▲ 24.1%
Amounts receivable within one year40/41-€8,175-
Trade receivables40-€8,175-
Cash at bank and in hand54/58€69,731€110,677▲ 58.7%
Deferred charges and accrued income490/1€26,005€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€95,736€118,852▲ 24.1%
Equity10/15€57,469€73,933▲ 28.6%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€54,469€70,933▲ 30.2%
Amounts payable17/49€38,267€44,919▲ 17.4%
Amounts payable within one year42/48€38,267€38,917▲ 1.7%
Trade debts44€8,977€7,324▼ 18.4%
Suppliers440/4€8,977€7,324▼ 18.4%
Taxes, remuneration and social security45€26,890€11,942▼ 55.6%
Taxes450/3€5,298€11,942▲ 125%
Remuneration and social security454/9€21,592€0▼ 100%
Other amounts payable47/48€2,400€19,652▲ 719%
Accrued charges and deferred income492/3-€6,002-
Line20242025Change
Profit (loss) for the period9904€54,469€16,464▼ 69.8%
Operating cash flow (approximation)€54,469€16,464▼ 69.8%
Change in cash-€40,946-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 30-09-2026 2026-00539489
31-12-2024 micro format 30-09-2025 2025-00514769

Similar companies · same sector, comparable size

Of the 4,502 active companies whose main activity is other professional, scientific and technical activities (NACE 74999), figures are known for 1,985. 1,598 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
MAGGIORE Eleonora
Director (not named in the articles) · since 22-02-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
MAGGIORE Eleonora
  • Director (not named in the articles), from 22-02-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 20 February 2024, CompatiBuild was incorporated as a private limited company.1 MAGGIORE Eleonora has served as director of the company since 2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 22-02-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
30-09
NBB filing Annual accounts filed
financial year 2025 · micro format · 61 days late
2025
30-09
NBB filing Annual accounts filed
financial year 2024 · micro format · 61 days late
2024
22-02
Gazette deed Incorporation
Appointment: MAGGIORE Eleonora (director) · Founding capital · Bank account15 facts ▸
  • Other provision, “comparant, comparution” (deed in French)
  • Other provision, “capacité” (deed in French)
  • Incorporation, “CompatiBuild” (deed in French)
  • Founding capital, €3,000
  • Bank account, “FINTRO”, 3000 (deed in French)
  • Founder, MAGGIORE Eleonora
  • Other provision, 03-02-2024
  • Other provision, “responsabilité des fondateurs, faillite dans les trois ans de l’acquisition de la personnalité juridique” (deed in French)
  • Other provision, “confirmation du dépôt”, EUR (deed in French)
  • Other provision, “arrêt des statuts” (deed in French)
  • Share issue, “droit égal dans répartition bénéfices et produits de liquidation, rémunération des apports” (deed in French)
  • General meeting, “Dispositions finales et (ou) transitoires, comparant” (deed in French)
  • +3 further facts in this act
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded20-02-2024
Financial year end31-12
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
71112Activities of interior architects
74201Photography, excluding press photography
90111Literary creation
95240Repair and maintenance of furniture and upholstery
E-invoicing
Reachable via Peppol
Peppol ID 0208:1006197628
Also 9925:BE1006197628
Registered 09-03-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 22 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
203 m²
Building footprint
78 m²
Building volume
718 m³
Parcel 21017D0058/00V003, Brussels · tallest building 13.8 m. Linked by address, not a title deed.
1 establishment unit
CompatiBuild
Gratèsstraat 38, 1170 Watermaal-BosvoordeOther professional, scientific and technical activities
since 2024unit no. 2.356.447.130
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21017D0058/00V003 Brussels 203 m² 1 · 78 m² 13.8 m · 4
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Autres activités graphiques; Promotion immobilière; Mise à disposition de logement pour des séjours de courte durée dans des maisons et…” (deed in French)
12 activities (deed in French)
  1. Autres activités graphiques
  2. Promotion immobilière
  3. Mise à disposition de logement pour des séjours de courte durée dans des maisons et appartements des vacances
  4. Activités immobilières pour compte de tiers
  5. Activités d'architecture d'intérieur
  6. Activités d'ingénierie et de conseils techniques
  7. Création de modèles pour les biens personnels et domestiques
  8. Production photographique réalisée à titre commercial ou privé: photos d'identité,de classe,de mariage,etc.; photogr. publicitaires,d'édition,de mode,à des fins immob. ou touristiques,etc.
  9. Autres activités spécialisées,scientifiques et techniques n.c.a.
  10. Création artistique
  11. Rénovation et la restauration de meubles
  12. Activités de conseil en matière d'architecture au maître d'ouvrage

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
CompatiBuild
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région de Bruxelles-Capitale, Belgique et étranger” (deed in French)

deed of 22-02-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Article 12. Pouvoir de représentation Chaque administrateur représente la société à l'égard des tiers et en justice, soit en demandant, soit…”
Board ruleHow the board is made up, meets and takes decisions.
“Organe d’administration, 1” (deed in French)

deed of 22-02-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Nominatives, registre des actions nominatives avec mentions Code des sociétés et des associations” (deed in French)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Toutes cessions entre vifs onéreuses ou gratuites volontaires ou forcées cas exclusion retrait usufruit nue-propriété pleine propriété…” (deed in French)
Share issue ruleHow and by whom new shares can be issued.
“Apport en numéraire avec émission de nouvelles actions - droit de préférence, courrier électronique,ou courrier ordinaire même jour si pas…” (deed in French)

deed of 22-02-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Friday of June at 19:00

deed of 22-02-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Prévues pour modifications aux statuts, assemblée générale” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Si aucun autre liquidateur désigné, désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments” (deed in French)

deed of 22-02-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Pouvoir d’administration, ceux que loi et statuts réservent à assemblée générale” (deed in French)
Other provision: “Indépendamment frais représentation voyages déplacements, fixe ou proportionnelle” (deed in French)
Other provision: “Gestion journalière, organe d’administration” (deed in French)
Other provision: “Contrôle de la société, un ou plusieurs commissaires” (deed in French)
Other provision: “Convocation assemblée générale, demande et sujets à ordre du jour” (deed in French)
Other provision: “Assemblée générale par procédure écrite, dans limites loi” (deed in French)
Other provision: “Séances-procès-verbaux, un ou plusieurs membres organe administration ayant pouvoir représentation” (deed in French)
Other provision: “Une voix par action sous réserve actions sans droit vote, délibérations” (deed in French)
Other provision: “Trois semaines, organe d’administration” (deed in French)
Other provision: “Affectation bénéfice net annuel, assemblée générale” (deed in French)
Other provision: “Actionnaire,administrateur,commissaire,liquidateur ou porteur obligations domicilié à l’étranger, exécution…” (deed in French)
Other provision: “Compétence judiciaire, société,actionnaires,administrateurs,commissaires,liquidateurs relatifs affaires société et exécution statuts” (deed in French)
Other provision: “Code des sociétés et des associations, droit commun” (deed in French)
5 more provisions in the deed, see the deed of 22-02-2024

deed of 22-02-2024