Skip to content

COMNAMUR

Active
Private limited companyfounded 1997active for 29 yearsWaversebaan 263, 3001 Leuven, Belgium11 active companies are registered at this addressKBO/BCE: BE 0461.219.756
Summary

The annual accounts of COMNAMUR for financial year 2025 show a net loss of 67% of the equity at the start of that year. The 2025 annual accounts show equity of €57,236 and a net result of -€114,341. Equity is growing by about 9.1% per year across the filed financial years. Its solvency ranks better than 43% of 11,207 sector peers (NACE 68, financial year 2025). The company has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow ReportCompare
COMNAMURActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€236,746total assets 2025
Equity
€57,236
Loss
-€114,341
Turnover not published (abbreviated format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
2025 accounts 1 day early1 of 2 deeds summarised
Why 54raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €114,341, the second in a row (financial year 2025)Liquidity: current ratio 19.03, cash €541, halvedlowers riskSize: total assets €236,746Founded in 1997Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 27% of its sector peers (NACE 68, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 49-31
equity 24.2% of total assets
Liquidity 50-2
short-term debt 3.0% · cash 0.2%
Profitability 0=
return on assets -48.3%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,621 companies, NACE 68, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: 0.4%▲ +0.4 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.5%▲ +0.1 percentage points vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.8%▲ +0.2 percentage points vs 04-2026highest value 06-2026: 0.8%● unchanged vs 05-2026highest value 07-2026: 0.8%● unchanged vs 06-2026highest value 08-2026: 0.8%● unchanged vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026
Credit of up to €3,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 19.03, compared with 32.93 in 2024, above the usual 1.5; short-term debt: 3% and cash: 0.2% of total assets), but 75.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 44% on solvency, 52% on liquidity, 4% on profitability and 9% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €114,341, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €236,746
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 19.03, cash €541, halved
NBB · annual accounts
lowers risk · Founded in 1997
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€114,341
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
1 day early
2023
1 day early
2022
5 days early
2021
1 day early
2020
7 days early
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end29-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€114,341
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Caution: Equity fell in 2025from €171,577 to €57,236 ▼ 66.6% View
  • Caution: Among the weakest 10% on net resultsector median €10,020 · 11,198 companies -€114,341 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€114,341 View

By topic

Financials

Financial year
2025
Total assets
€236,746
Loss
-€114,341
Solvency
24.2%
Total assets▼ 23.6%
Net result
20192025
Go to Financials

Timeline

Events
33
Since
1999
Next accounts
by 30-04-2027
  1. 29-04-2024Annual accounts filed
  2. 08-02-2024Resignation: IMMO LOVANIENSIS (director)
  3. 25-04-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
25-07-1997
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
11
Who signs
Each director alone
Annual meeting
Third Thursday of February at 16:00
Go to Articles of association

Key facts about COMNAMUR

What is the company number of COMNAMUR?
0461.219.756. In Belgium the VAT number is the company number with BE in front: BE 0461.219.756.
Where is COMNAMUR based?
The registered office is at Waversebaan 263, 3001 Leuven.Company details
What does COMNAMUR do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of COMNAMUR?
Private limited company (BV).
When was COMNAMUR founded?
On 25-07-1997.
Is COMNAMUR still active?
Yes, COMNAMUR is an active enterprise in the KBO register.
What is the turnover of COMNAMUR?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is COMNAMUR profitable?
In financial year 2025, COMNAMUR made a loss of €114,341.
Where can I find the annual accounts of COMNAMUR?
COMNAMUR filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COMNAMUR due?
By 30-04-2027, for financial year 2026.Timeline

Companies related to COMNAMUR

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure