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COMMUNITIES

Active
Private limited companyfounded 2025incorporated this yearGiervalkenlaan 10, 1170 Watermaal-Bosvoorde, BelgiumKBO/BCE: BE 1032.042.683
Summary

COMMUNITIES is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €48k and a net result of €-2k. Its solvency ranks better than 95% of 17090 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability29
Solvency100
Growth-
Track record50
Credit verdict
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 28.95; short-term debt: 3.5% and cash: 100% of total assets), and 3.5% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 0 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
11 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€48k
Total assets
€50k
Net result
€-2k
Working capital
€48k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €50k
Equity €48k
Debt €2k
Debt finances 3.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€-400
Cash flow
€-400
Current ratio
28.95
Debt to equity
0.04
ROE
-3.6%
ROA
-3.5%
Debt ≤ 1 year
€2k
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 18 lines
Balance sheet Code2025
Assets
Total assets20/58€50k
Current assets29/58€50k
Cash at bank and in hand54/58€50k
Equity and liabilities
Total equity and liabilities10/49€50k
Equity10/15€48k
Contributions10/11€50k
Profit (loss) carried forward14€-2k
Amounts payable17/49€2k
Amounts payable within one year42/48€2k
Trade debts44€2k
Suppliers440/4€2k
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Gross operating margin9900€-400
Operating profit (loss)9901€-2k
Profit (loss) for the period before taxes9903€-2k
Profit (loss) for the period9904€-2k
Profit (loss) for the period to be appropriated9905€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-2k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Gross operating margin9900€-400
Operating profit (loss)9901€-2k
Profit (loss) for the period before taxes9903€-2k
Profit (loss) for the period9904€-2k
Profit (loss) for the period to be appropriated9905€-2k
Line2025
Assets
Total assets20/58€50k
Current assets29/58€50k
Cash at bank and in hand54/58€50k
Equity and liabilities
Total equity and liabilities10/49€50k
Equity10/15€48k
Contributions10/11€50k
Profit (loss) carried forward14€-2k
Amounts payable17/49€2k
Amounts payable within one year42/48€2k
Trade debts44€2k
Suppliers440/4€2k
Line2025
Profit (loss) for the period9904€-2k
+ Depreciation and write-downs630€1k
Operating cash flow (approximation)€-400

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
11-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1.5 ha
Building footprint
906 m²
Volume, LiDAR
27,095 m³
2 parcels, Brussels · tallest building 40.7 m, ±12 floors. Linked by address, not a title deed.
321 companies at this address See who is registered here
1 establishment unit
COMMUNITIES
Terkamerenlaan 33, 1000 BrusselComputer programming
since 20252.382.396.115
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21017D0214/00F000 Brussels 1.4 ha 1 · 398 m² 40.7 m · 12 fl.
21822R0310/00F000 Brussels 746 m² 1 · 508 m² 27.3 m · 8 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 6,799 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-12-2025
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
73300Public relations and communication consultancy
70200Business and other management consultancy
73110Advertising agencies
82990Other business support services

Scores and ratios are computed by Checked and are not a credit decision.