Equity
Commit Design paid out €833 in dividends. That is 80% of the 2025 profit.
Commit Design paid out €833 in dividends. That is 80% of the 2025 profit.
Green is investment, beige is depreciation. Machinery stands 23.9% higher than in 2024.
Lower net result than 80% of companies in computer programming and consultancy. Sector median €28,568 · 21,212 companies.
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 45% of them on solvency, 51% on liquidity, 20% on profitability and 44% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 2,546 companies had the same profile as Commit Design has now. Each dot stands for 7 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Commit Design itself is lower: 0.1% within 12 months. It rests on far more data about Commit Design than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,546 companies, not a prediction for Commit Design. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 1.68 (1.48 in 2024), above the usual 1.5. Short-term debt is 46.4% and cash 32.6% of total assets. 47.7% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 2 accounts on average 45 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Commit Design Menen | €49,449 | €23,962 | 52.3% | - |
| Techi Ixelles | €49,172 | €24,133 | 50.3% | - |
| Altitude 4808 Chaumont-Gistoux | €51,570 | €21,517 | 32.9% | - |
| MEDMEDI Seneffe | €53,079 | €22,568 | 32.8% | - |
| COAL Consultancy Aalst | €43,397 | €24,850 | 47.9% | - |
| OCEAN STUDIO Molenbeek-Saint-Jean | €54,991 | €21,387 | 56.7% | - |
| Gamer’s Turf Brussels | €50,909 | €20,341 | 28.2% | - |
These companies have the same main activity as Commit Design: computer programming (NACE 62100). They are comparable in size and age: total assets between €43,400 and €55,000, founded between 2022 and 2023.
Commit Design has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,844 and a net result of €1,041.
Its solvency ranks better than 43% of 21,206 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €69,000 and €250,000.
Higher than 43% of 21,206 companies in 2025.
Higher than 37% of 20,569 companies in 2025.
Higher than 21% of 20,744 companies in 2025.
Net result: bottom quarter · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
49,449 | 66,801 | |
21/28 |
10,825 | 32,337 | |
22/27 |
10,825 | 32,337 | |
23 |
7,612 | 6,142 | |
24 |
3,213 | 26,196 | |
29/58 |
38,624 | 34,464 | |
40/41 |
17,512 | 21,774 | |
40 |
17,512 | 21,774 | |
54/58 |
16,097 | 11,137 | |
490/1 |
5,015 | 1,553 | |
| Balance sheet: equity and liabilities | |||
10/49 |
49,449 | 66,801 | |
10/15 |
25,844 | 25,636 | |
10/11 |
5,000 | 5,000 | |
13 |
20,000 | 20,000 | |
133 |
20,000 | 20,000 | |
14 |
844 | 636 | |
17/49 |
23,605 | 41,165 | |
17 |
0 | 17,913 | |
170/4 |
0 | 17,913 | |
42/48 |
22,963 | 23,252 | |
42 |
0 | 5,802 | |
44 |
6,093 | 3,227 | |
440/4 |
6,093 | 3,227 | |
45 |
13,466 | 12,301 | |
450/3 |
13,466 | 12,301 | |
47/48 |
3,403 | 1,923 | |
492/3 |
642 | - | |
| Income statement | |||
9900 |
23,962 | 44,154 | |
630 |
3,730 | 11,017 | |
631/4 |
10,830 | - | |
640/8 |
4,081 | 901 | |
9901 |
5,320 | 32,237 | |
65/66B |
3,320 | 1,463 | |
65 |
3,320 | 1,463 | |
9903 |
2,000 | 30,773 | |
67/77 |
959 | 8,477 | |
9904 |
1,041 | 22,296 | |
9905 |
1,041 | 22,296 | |
| Appropriation of the result | |||
9906 |
1,677 | 22,296 | |
14P |
636 | - | |
691/2 |
0 | 20,000 | |
6921 |
0 | 20,000 | |
694/7 |
833 | 1,660 | |
694 |
833 | 1,660 | |
| Document | |||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 15-12-2025.
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 9,050 | 43,253 | ||
| 4,771 | 33,313 | ||
| 7,650 | 43,354 | ||
| 4,961 | - | ||
| 15,661 | 11,212 | ||
| 52.3% | 38.4% | ||
| 1.68 | 1.48 | ||
| 0.91 | 1.61 | ||
| 4.0% | 87.0% | ||
| 2.1% | 33.4% | ||
| 2.73 | 29.56 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-06-2025 | 30-06-2024 |
|---|---|---|
| Tangible fixed assets | €7,650 | €43,354 |
| €3,730 | €11,017 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 83% lower than in 2024.
Debt's share of the balance-sheet total falls from 61.6% to 47.7%. Equity is higher and debt is lower.
Commit Design has no parent and no holdings in its annual accounts. Commeyne Robin is the only director. Commit Design shares no director with another company.
Deadline for the 2026 accounts: 31-01-2027
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Jean Jaurèsplein 13 registered office 8930 Menen | 04-04-2023 | 2.344.523.751 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 34372A0365/00F013 | 253 m² | 1 · 127 m² | 6.6 m · 1 |
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