Turnover
≈ €130,000 estimated
The micro format states no turnover.
COAL Consultancy
Lifetime
3 annual accounts with figures on one time axispeak €24,850 (2025)
€24,850▲ 67.7%
peak €11,024 (2025)
€11,024▲ 360%
peak €20,803 (2025)
€20,803▲ 113%
€22,594▲ 119%
Board1 name since 2023
1 directorIneza Nadine
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €14,821 to €24,850Result from €2,397 to €11,024Registered office moved to Aalst 04-08Equity from €9,779 to €20,803Debts from €10,308 to €22,594
Key points
from the 2025 annual accountsChecked score
66
Healthy
Financially stronger than 49% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.9%▲ +0.1 percentage points vs 12-2024
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 0.9%● unchanged vs 02-2025
04-2025: 1.0%▲ +0.1 percentage points vs 03-2025
05-2025: 1.0%● unchanged vs 04-2025
06-2025: 1.0%● unchanged vs 05-2025
07-2025: 1.0%● unchanged vs 06-2025
08-2025: 1.5%▲ +0.5 percentage points vs 07-2025
09-2025: 3.1%▲ +1.6 percentage points vs 08-2025highest value
10-2025: 0.2%▼ -2.9 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026lowest value
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.1 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.2 percentage points vs 07-2026
09-2026: 0.7%▲ +0.2 percentage points vs 08-2026
10-2026: 1.1%▲ +0.4 percentage points vs 09-2026
11-2026: 1.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Last filed accounts filed 61 days late; 3 of the last 3 accounts late
Founded in 2023
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 42% of them on solvency, 13% on liquidity, 51% on profitability and 91% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as COAL Consultancy has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of COAL Consultancy itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for COAL Consultancy. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.58 (0.85 in 2024), above the usual 1.5. Short-term debt is 52.1% and cash 8.6% of total assets. However, 52.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
61 days late
2024
31 days late
2023
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 51 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0802907404
Registered office moved to Aalst
New registered office: Park Terlinden, 14 bus 32-9300 Aalst · Board meeting of 18-06-2025 · Gazette deed
Incorporation
Founding capital of €2,500, 1,000 shares · Founder: Ineza Nadine (comparante) · Appointment: Ineza Nadine (director) · published on 22-06-2023 · Gazette deed
First establishment
Park Terlinden 14, Aalst
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COAL Consultancy Aalst | €43,397 | €24,850 | 47.9% | - |
| BrainBugs Ghent | €36,681 | €24,487 | 45.0% | - |
| BRION PC Somme-Leuze | €41,699 | €25,221 | 39.1% | - |
| Vercarre Ventures Etterbeek | €40,876 | €23,869 | 68.1% | - |
| Commit Design Menen | €49,449 | €23,962 | 52.3% | - |
| ROMAN EMPIRE Lier | €38,766 | €23,818 | 33.4% | - |
| NOVA-IT Group Evere | €42,695 | €26,957 | -59.5% | 0.6 |
These companies have the same main activity as COAL Consultancy: computer programming (NACE 62100). They are comparable in size and age: total assets between €36,700 and €49,400, founded in 2023.
Official details
Source: KBO- Status
- Active since 20-06-2023Normal situation
- Activity
- Computer programmingNACE 62100and 1 other
- Establishment unit
- 2.347.263.0129300 Aalst, since 20-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 15-10-2025
Insights on COAL Consultancy
COAL Consultancy files the micro format. That format states no turnover. The gross margin rose from €9,810 in 2023 to €24,850 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about COAL Consultancy
- What is the company number of COAL Consultancy?
- The company number of COAL Consultancy is 0802.907.404. The VAT number is the same number with BE in front: BE 0802.907.404.
- Where is COAL Consultancy based?
- The registered office is at Park Terlinden 14, 9300 Aalst.Company details
- What does COAL Consultancy do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of COAL Consultancy?
- COAL Consultancy is a private limited company (BV).
- When was COAL Consultancy founded?
- COAL Consultancy was founded on 20-06-2023.
- Is COAL Consultancy still active?
- Yes, COAL Consultancy is an active enterprise in the KBO register.
- What is the turnover of COAL Consultancy?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €24,850 and 53 comparable companies (NACE 62100). It probably lies between €72,000 and €260,000. It is a rough estimate.Financials
- Is COAL Consultancy profitable?
- In financial year 2025, COAL Consultancy made a profit of €11,024.
- Where can I find the annual accounts of COAL Consultancy?
- COAL Consultancy filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of COAL Consultancy due?
- COAL Consultancy must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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