Skip to content

COMMERCIALS

Active
Private limited company (pre-2019)founded 199926 yrs activeKouterstraat(LOO) 2, 3040 Huldenberg, BelgiumKBO/BCE: BE 0467.176.249
Summary

COMMERCIALS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €423,317 and a net result of -€125,956. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 92% of 8127 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
COMMERCIALSActiveChecked score 85/100
Risk analysis ReportCompare

Overview

Activity
Advertising agencies
NACE 73110NACE 74401
3 sites
Size
€452,761total assets 2025
Equity
€423,317
Loss
-€125,956
Turnover not published (abridged schema)
Financial health
85 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts 43 d early0 of 2 deeds read
Why 85- Loss of €125,956 (FY 2025)+ Size: total assets €452,761+ Equity €423,317 (93.5% of total assets)+ Figures for FY 2025 (filed 18-06-2026)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 100+25
equity 93.5% of total assets
Liquidity 57=
short-term debt 6.5% · cash 6.0%
Profitability 0-83
return on assets -27.8%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,139 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%▲ +2.9% vs 02-2025 04-2025: < 0.1%▲ +5.7% vs 03-2025 05-2025: < 0.1%▼ -2.7% vs 04-2025 06-2025: < 0.1%▲ +2.8% vs 05-2025 07-2025: < 0.1%▲ +10.8% vs 06-2025 08-2025: < 0.1%▼ -4.9% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▲ +2.6% vs 02-2026 04-2026: < 0.1%▲ +2.5% vs 03-2026 05-2026: < 0.1%▲ +2.4% vs 04-2026 06-2026: < 0.1%▼ -2.4% vs 05-2026 07-2026: < 0.1%▲ +9.8% vs 06-2026 08-2026: 0.1%▲ +82.2% vs 07-2026 09-2026: 0.1%▲ +15.9% vs 08-2026 10-2026: 0.4%▲ +316% vs 09-2026highest value
  • Loss of €125,956 (FY 2025) raises the probability
  • Size: total assets €452,761 lowers the probability for this profile
  • Equity €423,317 (93.5% of total assets) lowers the probability
  • Figures for FY 2025 (filed 18-06-2026) lowers the probability
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 14.84 against 2.2 in 2024; short-term debt: 6.5% and cash: 6% of total assets), and 6.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 49%, liquidity 48%, profitability 58%, growth against the median 75%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €125,956 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €452,761
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Equity €423,317 (93.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 18-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 d early
2024
22 d early
2023
28 d late
2022
23 d late
2021
13 d early
2020
80 d early
2019
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€125,956
  3. Liquidity times 7current ratio 14.84

Key points

  • Caution: From profit to loss in 2025after €123,019 in 2024 -€125,956 View
  • Caution: Among the weakest 5% on net resultsector median €14,534 · 8,126 companies -€125,956 View
  • Active since 1999founded 29-10-1999 26 years View

By topic

Financials

Fiscal year
2025
Total assets
€452,761
Loss
-€125,956
Solvency
93.5%
Total assets▼ 58.9%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 18-06-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 31-12-2025Liquidity times 7
Go to Timeline

Company details

Sites
3
Legal form
Private limited company (pre-2019)
Activity
Advertising agenciesNACE 73110
Founded
29-10-1999
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure