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Complete company report
Generated 16-08-2026
Active BE 0441.024.752Public limited companyOpen bankruptcy

COMMERCE INTERNATIONAL DE FER

Rue de Mons 154 ·7380 Quiévrain, Belgium· 36 yrs active
Sector: Handelsbemiddeling in de niet-gespecialiseerde groothandel (46190)
Conclusion Checked

A bankruptcy procedure is open for COMMERCE INTERNATIONAL DE FER according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €858k and a net result of €108k.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €858k
Net result €108k
Staff (FTE) 9
Better than sector 60%
Financial profile 5 of 5 axes measured · computed by Checked
Health24Profitability47Solvency75Growth38Stability0
37 / 100

Fragile profile, watch stability in particular.

All 5 axes are computed from data Checked has read.

Health 24
Profitability 47
Solvency 75
Growth 38
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2022 · computed
24 / 100 Critical
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 30-11-2023 with the NBB · fiscal year 2022 · volledig
€-2.00M€0€2.00M€4.00MRevenue 2018: €3.44M€3.44MOperating result 2018: €258k€258kNet result 2018: €253k€253kRevenue 2019: €2.78M€2.78MOperating result 2019: €275k€275kNet result 2019: €223k€223kRevenue 2020: €2.06M€2.06MOperating result 2020: €-187k€-187kNet result 2020: €-196k€-196kRevenue 2021: €3.05M€3.05MOperating result 2021: €-150k€-150kNet result 2021: €-148k€-148kRevenue 2022: €4.20M€4.20MOperating result 2022: €274k€274kNet result 2022: €108k€108k20182019202020212022
RevenueOperating resultNet result
Sector comparison
Fiscal year 2022 · NACE 46, Wholesale trade · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 40.4% 29.3%
better than 60% of 520 sector peers
Net result €108k €49k
better than 59% of 520 sector peers
Equity €858k €448k
better than 57% of 521 sector peers
Gross operating margin €905k €124k
better than 88% of 311 sector peers
Staff costs €504k €486k
higher than 51% of 397 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€4.20M
+37.9% 18-22
EBITDA
€328k
- 18-22
Net profit
€108k
- 18-22
Cash flow
€162k
- 18-22
Total assets
€2.12M
-20.3% 18-22
Equity
€858k
+14.4% 18-22
Working capital
€749k
-44.2% 18-22
Employees (FTE)
9
0.0% 18-22
Show 14 other metrics
Staff costs
€504k
+3.5% 18-22
Income taxes
€167k
+125473.5% 18-22
Dividends
€100k
+42.9% 18-22
Debt
€1.26M
+8.1% 18-22
Debt ≤ 1y
€1.26M
+8.1% 18-22
Current ratio
1.59
-25.8% 18-22
Quick ratio
0.80
-43.9% 18-22
Solvency
40.4%
+43.6% 18-22
Debt / equity
1.47
-5.5% 18-22
ROE
12.6%
- 18-22
ROA
5.1%
- 18-22
Net margin
2.6%
- 18-22
EBITDA margin
7.8%
- 18-22
Interest coverage
455.62
- 18-22
Figures by fiscal year
Fiscal year2022
Depositvolledig
Revenue€4.20M
EBITDA€328k
Net profit€108k
Cash flow€162k
Staff costs€504k
Income taxes€167k
Dividends-
Total assets€2.12M
Equity€858k
Debt€1.26M
of which ≤ 1y€1.26M
of which > 1y-
Working capital€749k
Employees (FTE)9.0
Ratios (computed)
2022
Current ratio1.59
Quick ratio0.80
Working capital ratio35.3%
Solvency40.4%
Debt / equity1.47
Long-term debt ratio-
Interest coverage455.62
Gross margin21.5%
Net margin2.6%
ROA5.1%
ROE12.6%
EBITDA margin7.8%
Days sales outstanding50d
Days payable outstanding132d
Inventory turnover3.30
Days inventory (DSI)111d
Balance-sheet composition 2022
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€2.12M
Fixed assets 21/28€109k
Tangible fixed assets 22/27€109k
Financial fixed assets 28€60
Current assets 29/58€2.01M
Stocks & contracts in progress 3€1,000k
Amounts receivable within one year 40/41€681k
Cash & bank 54/58€326k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.12M
Equity 10/15€858k
Contributions / capital 10/11€62k
Reserves 13€796k
Accumulated profits (losses) 14€32
Amounts payable 17/49€1.26M
Amounts payable within one year 42/48€1.26M
Trade debts payable within one year 44€1.19M
Income statement
Turnover 70€4.20M
Gross operating margin 9900€905k
Operating result 9901€274k
Financial income 75€1k
Financial charges 65€720
Result before taxes 9903€275k
Income taxes 67/77€167k
Net result for the period 9904€108k
Result to be appropriated 9905€108k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • Jean-Sébastien RISTUCCIA
    Director (executive)
    State Gazette act 24307165 (05-01-2024)
    Current
    05-01-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates1 person
Role Name Tenure Source
Curator BERNARD POPYN
RUE DE LA GRANDE TRIPERIE 15, 7000 MONS- . Date provisoire de cessation de paiement : 20/08/2024
 20-08-2024 → present Belgian State Gazette
Legal Structure
NACE primary Handelsbemiddeling in de niet-gespecialiseerde groothandel(46190)
Legal form Public limited company(014)
Incorporation25-06-1990
StatusActive
Postal code7380
First BS signal 05-09-2024
Latest BS signal 05-09-2024
Establishment units 1 location
COMIFER
Rue de Mons 154, 7380 QuiévrainPersonenvervoer door de lucht
since 19902.048.891.903
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53068A1619/00H004 Wallonia 1,521 m² 1 · 187 m² 8.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
05-09-2024
Bankruptcy Opening
Tribunal de l’entreprise du Hainaut, division Mons · COMMERCE INTERNATIONAL DE FER SA RUE DE MONS 154/B, 7380 QUIEVRAIN · event 20-08-2024
05-01-2024
State Gazette act Director changes
Emmanuel NIZET
2023
30-11-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
31-10-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
30-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
30-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
31-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
31-08-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
06-08-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
Lifecycle & Insolvency Signals1 events
05-09-2024
Bankruptcy Opening
Date: 20-08-2024 · Tribunal de l’entreprise du Hainaut, division Mons · COMMERCE INTERNATIONAL DE FER SA RUE DE MONS 154/B, 7380 QUIEVRAIN · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262024-09-05 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 7 acts read

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2024
05-01-2024 3 directors appointed, 1 reappointed Director changes·Emmanuel NIZET
  • Jean-Sébastien RISTUCCIA, Directeur
  • André ARBONNIER, Gedelegeerd bestuurder
  • André ARBONNIER, Voorzitter
  • André ARBONNIER, Directeur
Notary: Emmanuel NIZET · Dour
Technical details 
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Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Handelsbemiddeling in goederen, algemeen assortiment51190
Primary activity highlighted.
Names & trade names
Legal nameFR COMMERCE INTERNATIONAL DE FER
AbbreviationFR COMIFER
Registered office
Rue de Mons 154 bus B
7380 Quiévrain, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative