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COMMENTAG

Active
Private limited companyfounded 2008active for 18 yearsRinglaan 144, 1180 Ukkel, BelgiumKBO/BCE: BE 0896.729.069
Summary

COMMENTAG has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €537,171 and a net result of €30,799. Equity is growing by about 25% per year across the filed financial years. Its solvency ranks better than 22% of 20,773 sector peers (NACE 62, financial year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200Computer programming NACE 62100
1 site
Size
€1.9mtotal assets 2024
Staff
1 FTE
Equity
€537,171
Profit
€30,799
Turnover not published (micro format)
Financial health
66 Healthy Checked score 2024
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Holdings
2
Accounts 71 days overdue0 of 7 deeds read
Why 66raises riskFigures for financial year 2024 (filed 09-06-2025)Liquidity: current ratio 0.03, cash €6,915lowers riskSize: total assets €1.9mSector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2024
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 29% of its sector peers (NACE 62, micro)
Financial strength · tick = 2023
Average
Solvency 54+2
equity 28.9% of total assets
Liquidity 17+1
short-term debt 64.2% · cash 0.4%
Profitability 71-2
return on assets 1.7%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,841 companies, NACE 62, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.4%▲ +0.1 percentage points vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.3%▼ -0.1 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.1%▼ -0.2 percentage points vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 0.9%▲ +0.4 percentage points vs 09-2026highest value
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.03, compared with 0.04 in 2023; short-term debt: 64.2% and cash: 0.4% of total assets), and 71.1% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 28% on solvency, 6% on liquidity, 29% on profitability and 52% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 09-06-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.03, cash €6,915
NBB · annual accounts
lowers risk · Size: total assets €1.9m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 20773 sector peers (2024).
NBB · sector comparison
Position among 20773 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-06-2025, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
52 days early
2023
14 days late
2022
9 days late
2021
1 day late
2020
47 days early
2019
4 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 12 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Equity above €500,000equity €506,372 ▲13.8%

Key points

  • Positive: Among the best 5% on equitysector median €73,586 · 20,784 companies €537,171 View
  • Caution: Accounts not fileddeadline was 31-07-2026 71 days late View
  • Positive: 7 profitable years in a rowprofit 2024: €30,799 7 years View
  • Heads a groupcompanies controlled 4 View

By topic

Financials

Financial year
2024
Total assets
€1.9m
Profit
€30,799
Solvency
28.9%
Total assets▼ 2.2%
Net result
20182024
Go to Financials

Timeline

Events
20
Since
2009
  1. 09-08-2023Annual accounts filed
  2. 31-12-2022Highest result from 2018 to 2024
  3. 01-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
27-03-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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