D20 CONSULTING
ActiveD20 CONSULTING has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.13M and a net result of €-308k. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 91% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-32
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity ample (current ratio 5.47 against 10.24 in 2024; short-term debt: 8.9% and cash: 15.3% of total assets), and 8.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.1%
Return on assets
-13.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-03-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
14 d early
2023
35 d early
2022
323 d late
2021
4 d early
2020
28 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.13M▼ 19.3%
2024 · €2.63M
2018: €781k
2019: €1.08M
2020: €1.28M
2021: €1.58M
2022: €1.98M
2023: €2.32M
2024: €2.63M
2018 → 2025
Total assets
€2.34M▼ 12.8%
2024 · €2.68M
2018: €1.73M
2019: €1.77M
2020: €1.88M
2021: €1.87M
2022: €2.12M
2023: €2.42M
2024: €2.68M
2018 → 2025
Net result
€-308k
2024 · €318k
2018: €33k
2019: €295k
2020: €204k
2021: €300k
2022: €395k
2023: €340k
2024: €318k
2018 → 2025
Working capital
€932k▲ 128%
2024 · €409k
2018: €-538k
2019: €-493k
2020: €-436k
2021: €-145k
2022: €143k
2023: €78k
2024: €409k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.58M-€1.98M▲ 25.0%€2.32M▲ 17.2%€2.63M▲ 13.7%€2.13M▼ 19.3%
Operating result€80k-€66k▼ 17.5%€-19k€38k€10k▼ 73.3%
Net result€300k-€395k▲ 31.7%€340k▼ 14.0%€318k▼ 6.5%€-308k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.34M
Fixed assets
€1.19M▼ 46.3%
Current assets
€1.14M▲ 152%
Equity and liabilities €2.34M
Equity
€2.13M▼ 19.3%
Debt
€209k▲ 371%
The debt ratio rises from 1.7% to 8.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€43k▼
2024 · €69k
Cash flow
€-275k▼
2024 · €350k
Solvency
91.1%▼
2024 · 98.3%
Current ratio
5.47▼
2024 · 10.24
Quick ratio
5.47▼
2024 · 10.24
Debt / equity
0.10▲
2024 · 0.02
ROE
-14.5%▼
2024 · 12.1%
ROA
-13.2%▼
2024 · 11.9%
Interest coverage
7.83▼
2024 · 30.12
Debt
€209k▲
2024 · €44k
Debt ≤ 1 year
€209k▲
2024 · €44k
Income taxes
€3k▼
2024 · €36k
Staff costs
€88k▲
2024 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.68M€2.34M▼
Fixed assets21/28€2.23M€1.19M▼
Tangible fixed assets22/27€513k€483k▼
Land and buildings22€413k€408k▼
Plant, machinery and equipment23€17k€15k▼
Furniture and vehicles24€83k€60k▼
Financial fixed assets28€1.71M€712k▼
Current assets29/58€453k€1.14M▲
Amounts receivable after more than one year29€100k€660k▲
Other amounts receivable291€100k€660k▲
Amounts receivable within one year40/41€60k€78k▲
Trade receivables40€50k€25k▼
Other amounts receivable41€10k€53k▲
Current investments50/53€33k€46k▲
Cash at bank and in hand54/58€257k€357k▲
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€2.68M€2.34M▼
Equity10/15€2.63M€2.13M▼
Contributions10/11€19k€19k=
Reserves13€1.55M€1.35M▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1.55M€1.35M▼
Profit (loss) carried forward14€1.07M€758k▼
Amounts payable17/49€44k€209k▲
Amounts payable within one year42/48€44k€209k▲
Trade debts44€451€4k▲
Suppliers440/4€451€4k▲
Taxes, remuneration and social security45€44k€15k▼
Taxes450/3€28k€10k▼
Remuneration and social security454/9€16k€5k▼
Other amounts payable47/48€0€190k▲
Income statement
Code20242025
Non-recurring operating income76A€0€895▲
Remuneration, social security and pensions62€85k€88k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€33k▲
Other operating charges640/8€7k€4k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€161k€135k▼
Operating profit (loss)9901€38k€10k▼
Financial income75/76B€319k€291k▼
Recurring financial income75€319k€291k▼
Financial charges65/66B€2k€605k▲
Recurring financial charges65€2k€5k▲
Non-recurring financial charges66B-€600k
Profit (loss) for the period before taxes9903€354k€-305k▼
Income taxes67/77€36k€3k▼
Profit (loss) for the period9904€318k€-308k▼
Profit (loss) for the period to be appropriated9905€318k€-308k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.38M€758k▼
Profit (loss) brought forward from the previous period14P€1.07M€1.07M=
Transfer from equity791/2-€200k
Transfer to equity691/2€318k€0▼
To other reserves6921€318k€0▼
Profit to be distributed694/7-€200k
Return on contributions (dividend)694-€200k
Social balance
Average headcount (FTE)90871.51.5=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €-308k ▼197%
Net result drops to €-308k, the lowest in the series.
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Liquidity times 6current ratio 10.24
Current ratio from 1.76 to 10.24; short-term debt falls from €102k to €44k.
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
18-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 323 days late
2023
30-09
Financial
Equity above €2MEq €2.32M ▲17.2%
6 profitable years in a row build equity to €2.32M.
2022
30-09
Financial
Highest result since 2018net €395k ▲31.7%
Net result €395k, the highest in the series.
30-09
Financial
Liquidity quadruplescurrent ratio 1.98
Current ratio from 0.49 to 1.98; short-term debt falls from €288k to €145k.
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Equity above €1MEq €1.08M ▲37.8%
2 profitable years in a row build equity to €1.08M.
24-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
11-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 40 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Planetendreef 122800 MechelenGround area
1.7 ha
Building footprint
42 m²
Volume, LiDAR
13 m³
Parcel 12402C0534/00H000, Flanders · tallest building 2.3 m. Linked by address, not a title deed.
1 establishment unit
D20 CONSULTING
since 20122.206.809.188
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402C0534/00H000 | Flanders | 1.7 ha | 1 · 42 m² | 2.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 36,196 EUR awarded · 36,196 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 10,874 EUR | 10,874 EUR |
| 2024 | 2 | 7,795 EUR | 7,795 EUR |
| 2023 | 1 | 9,351 EUR | 9,351 EUR |
| 2022 | 1 | 8,176 EUR | 8,176 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Individueel Maatwerk
Recognitions · licences · registrations
Legal Entity Identifier
9845009F4D7Y4VEBE605
Similar companies · same sector, comparable size
Devoteam G Cloud BeLux
BE 0563.526.547
Machelen (Brab.) · Eq €2.12M
DELAWARE CONSULTING
BE 0479.117.543
Kortrijk · Eq €2.11M
CALLISTA
BE 0844.557.323
Kalmthout · Eq €2.14M
YPSO
BE 0475.890.908
Hove · Eq €2.15M
Bewire
BE 0641.777.734
Herentals · Eq €2.10M
Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 4,617 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2012
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.