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COMME CHEZ PAPA

Active
Private limited company (pre-2019)founded 2015active for 10 yearsWaterloosesteenweg 1251, 1180 Ukkel, BelgiumKBO/BCE: BE 0643.746.240
Summary

COMME CHEZ PAPA has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €500,248 and a net result of €83,420. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 91% of 1,001 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
COMME CHEZ PAPAActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Artisanal bread and fresh pastry making
NACE 10712
1 site
Size
€622,160total assets 2025
Staff
8.4 FTE
Equity
€500,248
Profit
€83,420
Financial health
90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Accounts filed 61 days late0 of 1 deed read
Why 90raises riskLatest accounts 61 days late; 2 of the last 3 lateSector: Manufacture of food products (NACE 10)lowers riskLiquidity: current ratio 4.70, cash €398,823Equity €500,248 (80.4% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 71% of its sector peers (NACE 10, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 80.4% of total assets
Liquidity 94-2
short-term debt 19.5% · cash 64.1%
Profitability 86+3
return on assets 13.4%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,077 companies, NACE 10, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025lowest value 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025 10-2025: 0.7%▲ +0.3 percentage points vs 09-2025highest value 11-2025: 0.3%▼ -0.4 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.2%▼ -0.1 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 0.2%▼ -0.3 percentage points vs 09-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.7, compared with 5.65 in 2024, above the usual 1.5; short-term debt: 19.5% and cash: 64.1% of total assets), and 19.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 93% on solvency, 95% on liquidity, 76% on profitability and 22% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.70, cash €398,823
NBB · annual accounts
raises risk · Latest accounts 61 days late; 2 of the last 3 late
NBB · filings
lowers risk · Equity €500,248 (80.4% of total assets)
NBB · annual accounts
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
61 days late
2023
28 days late
2022
32 days late
2021
31 days late
2020
31 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 48 days after the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Positive: Among the best 10% on solvencysector median 33.6% · 1,001 companies 80.4% View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • Positive: 8 profitable years in a rowprofit 2025: €83,420 8 years View

By topic

Financials

Financial year
2025
Total assets
€622,160
Profit
€83,420
Solvency
80.4%
Total assets▼ 14.8%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2023Highest result from 2018 to 2025
  2. 31-12-2023Equity above €500,000
  3. 01-09-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
01-12-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about COMME CHEZ PAPA

What is the company number of COMME CHEZ PAPA?
0643.746.240. In Belgium the VAT number is the company number with BE in front: BE 0643.746.240.
Where is COMME CHEZ PAPA based?
The registered office is at Waterloosesteenweg 1251, 1180 Ukkel.Company details
What does COMME CHEZ PAPA do?
According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of COMME CHEZ PAPA?
Private limited company (pre-2019) (BVBA).
When was COMME CHEZ PAPA founded?
On 01-12-2015.
Is COMME CHEZ PAPA still active?
Yes, COMME CHEZ PAPA is an active enterprise in the KBO register.
How many employees does COMME CHEZ PAPA have?
On average 8.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of COMME CHEZ PAPA?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is COMME CHEZ PAPA profitable?
In financial year 2025, COMME CHEZ PAPA made a profit of €83,420.
Where can I find the annual accounts of COMME CHEZ PAPA?
COMME CHEZ PAPA filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COMME CHEZ PAPA due?
By 31-07-2027, for financial year 2026.Timeline

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