Atelier YNY
ActiveThe computed 12-month bankruptcy probability of Atelier YNY is 2.5% (moderate). The 2025 annual accounts show equity of €506k and a net result of €171k. Equity is growing by ~24.6% per year across the filed fiscal years. Its solvency ranks better than 64% of 4157 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-1
Solvency75▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.39 in 2024; short-term debt: 36.1% and cash: 28.8% of total assets), and 50.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.6%
Return on assets
16.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-03-2026, 57 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
57 d early
2024
30 d early
2023
27 d early
2022
27 d early
2021
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€171k▼ 15.2%
2024 · €201k
2021: €243k
2022: €93k
2023: €145k
2024: €201k
2021 → 2025
Working capital
€70k▼ 52.2%
2024 · €147k
2021: €25k
2022: €182k
2023: €134k
2024: €147k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€244k-€337k▲ 38.1%€482k▲ 43.0%€566k▲ 17.2%€506k▼ 10.5%
Operating result€327k-€128k▼ 61.0%€200k▲ 56.3%€272k▲ 36.4%€221k▼ 18.7%
Net result€243k-€93k▼ 61.6%€145k▲ 55.6%€201k▲ 38.8%€171k▼ 15.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets
€583k▼ 6.5%
Current assets
€439k▼ 16.8%
Equity and liabilities €1.02M
Equity
€506k▼ 10.5%
Debt
€515k▼ 12.0%
The debt ratio falls from 50.8% to 50.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€334k▼
2024 · €386k
Cash flow
€284k▼
2024 · €315k
Solvency
49.6%▲
2024 · 49.2%
Current ratio
1.19▼
2024 · 1.39
Quick ratio
1.15▼
2024 · 1.34
Debt / equity
1.02▼
2024 · 1.03
ROE
33.7%▼
2024 · 35.6%
ROA
16.7%▼
2024 · 17.5%
Interest coverage
41.57▲
2024 · 38.71
Debt
€515k▼
2024 · €585k
Debt ≤ 1 year
€368k▼
2024 · €380k
Debt > 1 year
€146k▼
2024 · €205k
Income taxes
€53k▼
2024 · €62k
Staff costs
€364k▼
2024 · €370k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.15M€1.02M▼
Fixed assets21/28€623k€583k▼
Intangible fixed assets21€280k€230k▼
Tangible fixed assets22/27€340k€349k▲
Land and buildings22€260k€284k▲
Plant, machinery and equipment23€31k€41k▲
Furniture and vehicles24€49k€24k▼
Financial fixed assets28€4k€4k=
Current assets29/58€527k€439k▼
Amounts receivable after more than one year29€84k€68k▼
Other amounts receivable291€84k€68k▼
Stocks and contracts in progress3€17k€13k▼
Stocks30/36€17k€13k▼
Amounts receivable within one year40/41€44k€63k▲
Trade receivables40€26k€19k▼
Other amounts receivable41€17k€44k▲
Current investments50/53€250k-
Cash at bank and in hand54/58€132k€294k▲
Deferred charges and accrued income490/1€914€353▼
Equity and liabilities
Total equity and liabilities10/49€1.15M€1.02M▼
Equity10/15€566k€506k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€564k€505k▼
Amounts payable17/49€585k€515k▼
Amounts payable after more than one year17€205k€146k▼
Financial debts170/4€205k€146k▼
Amounts payable within one year42/48€380k€368k▼
Current portion of amounts payable after more than one year42€79k€65k▼
Trade debts44€14k€35k▲
Suppliers440/4€14k€35k▲
Taxes, remuneration and social security45€63k€37k▼
Taxes450/3€41k€27k▼
Remuneration and social security454/9€22k€10k▼
Other amounts payable47/48€224k€231k▲
Income statement
Code20242025
Remuneration, social security and pensions62€370k€364k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€113k€113k▼
Other operating charges640/8€6k€3k▼
Gross operating margin9900€762k€702k▼
Operating profit (loss)9901€272k€221k▼
Financial income75/76B€1k€10k▲
Recurring financial income75€1k€10k▲
Financial charges65/66B€10k€8k▼
Recurring financial charges65€10k€8k▼
Profit (loss) for the period before taxes9903€263k€223k▼
Income taxes67/77€62k€53k▼
Profit (loss) for the period9904€201k€171k▼
Profit (loss) for the period to be appropriated9905€201k€171k▼
Appropriation of the result
Profit (loss) to be appropriated9906€682k€735k▲
Profit (loss) brought forward from the previous period14P€481k€564k▲
Profit to be distributed694/7€118k€230k▲
Return on contributions (dividend)694€118k€230k▲
Social balance
Average headcount (FTE)90878.28.1▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Equity above €500kEq €566k ▲17.2%
4 profitable years in a row build equity to €566k.
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial
Weakest financial yearnet €93k ▼61.6%
Net result drops to €93k, the lowest in the series; recovery starts the following year.
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Franciskanenlaan 101150 Sint-Pieters-WoluweGround area
803 m²
Building footprint
414 m²
Volume, LiDAR
5,582 m³
Parcel 21684B0050/00A004, Brussels · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Atelier YNY
since 20202.302.277.875
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21684B0050/00A004 | Brussels | 803 m² | 1 · 414 m² | 17.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Pieters-Woluwe2.302.277.875
Similar companies · same sector, comparable size
Brocenter Zuid
BE 0727.701.819
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't Bakkerietje
BE 0457.091.120
Waregem · Eq €511k
Brieks Broodhoek
BE 0644.666.552
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CHLOMAR
BE 0468.738.642
Dilbeek · Eq €517k
BROOD EN FIJNGEBAK BJÔRN
BE 0811.352.540
Kluisbergen · Eq €490k
Of 2,407 companies in sector 47241 we hold annual accounts for 1,100. 584 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2020
Fiscal year end30-09
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
47241Retail sale of bread and pastry (bakery outlets)
47242Retail sale of chocolate and confectionery
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.